ManipalCigna health insurance is a tie-up between India's second-largest healthcare network, Manipal Group, and global healthcare service provider, Cigna. The insurer offers a variety of comprehensive healthcare plans that provide customers with simple, lifetime access to high-quality healthcare. ManipalCigna has health insurance plans to safeguard and enhance a policyholder's financial, physical, and mental health. Here's a list of its policies and how you can conveniently buy or renew them online.
Coverage the Policies Provide
ManipalCigna provides you coverage for personal accidents, hospitalisation, and critical illnesses. It offers individual, family, multi-individual, and group insurance policies. Coverage under its policies ranges from INR 50,000 to INR 25 crore. You also have health insurance benefits, such as customising the plan according to changing life stages with optional packages.
Choose Smartly from these Types of Plans
Go to ManipalCigna's official website to know the various types of health insurance policies that suit your needs. Learn about each policy's pros and cons and which will give you maximum coverage in the minimum amount insured.
- Individual health insurance protects policyholders against medical emergencies and has benefits like cashless hospitalisation. You can customise this plan with riders and get basic coverage with different add-ons.
- Family floater health Insurance offers the benefits of individual policy coverage to the entire family and covers every member under a single mediclaim policy. The high sum insured ensures that everyone is protected even if one member raises a claim. A single policy makes managing finances simpler than managing multiple individual plans.
- A critical illness plan as a rider offers coverage against high-risk ailments such as cancer, heart attack and renal failure. You can use the lump sum amount it provides at the time of the first diagnosis for non-medical expenses such as buying supplies, travel costs, and covering for the loss of income.
- Personal accident insurance provides financial protection against accidental death, injuries, partial or total and temporary or permanent disabilities. You will get a lump sum payment at the time of the accident, which can act as an emergency fund.
Various Plans You Can Opt for
Since all health insurance policies have different provisions, it would be best to know everything about the various plans to decide.
- ManipalCigna ProHealth Insurance policy is appropriate for individual policyholders. Its extensive coverage will safeguard your present and future.
- ManipalCigna Super Top Up guarantees sufficient financial coverage for your family floater plan besides your basic policy to provide a safety net from medical emergencies.
- ManipalCigna ProHealth Select allows you to create your health insurance strategy and pay however you like. You can modify the plan based on your unique circumstances.
- ManipalCigna ProHealth Cash is beneficial to cover the various expenses that must be paid in cash when someone is hospitalised.
- Arogya Sanjeevani Policy is reasonably priced and covers up to INR 5 lakhs.
- Corona Rakshak Policy is a benefit-based plan providing coverage up to INR 2.5 lakhs given the present Covid-19 pandemic.
- Corona Kavach Policy was developed to provide coverage for hospital or at-home care costs associated with Covid-19.
- ProHealth Group Insurance Policy, Overseas Travel Insurance Policy, FlexiCare Group Insurance Policy, and ManipalCigna Global Health Group Policy are just a few of the many group health insurance.
Why Buy ManipalCigna Health Insurance Online?
Purchasing a health insurance policy requires serious consideration. Having the time and knowledge to protect your family's financial future is crucial. If you buy a policy online, you will have
- Easy access to information about all the plans
- Buying health insurance online is quick, secure, and simple
- You have a tonne of options
- It is simple to compare health insurance plans before buying
- Use a health insurance calculator to decide on a plan at peace
- Evaluate top ManipalCigna health insurance plans and buy a suitable one instead of an agent palming something off for their benefit
- There is a high claim settlement ratio.
- All the conditions are transparent and clear.
- It offers a guaranteed cumulative bonus of up to 200% of the sum insured
- From the fourth policy year onward, you will receive a loyalty discount on the applicable premium
Tips to Buy the Right Plan
If you want to know where you can start, consider these pointers to get an idea:
- Research your family's medical history to determine your required health coverage, as you may be susceptible to some hereditary conditions.
- Look into the indemnity coverage that is best for you and your family.
- Consider your lifestyle or utilise a coverage calculator to determine how much coverage is appropriate.
- Examine the list of current conditions that the health plan covers in detail.
- Check if you have a co-pay option with your health insurance provider.
How to Buy Health Insurance Online?
Online health insurance policy purchases are quick and easy. If you have any queries while buying a plan online, start a chat window or ask the seller to give you a call. Steps to obtain a quote and buy plans online are:
- Step 1: Go to ManipalCigna's official website.
- Step 2: Select the item you are looking for from the options listed at the top of the form.
- Step 3: Choose the type of cover you need from the selections. The form modifies depending on your decision or necessity.
- Step 4: Complete all the information about you and your family
- Step 5: Click on the quick quote to get a quote based on the information you entered.
Conclusion
There are many ways of buying health insurance — online, through agents or brokers, and at the provider's office. However, online is a great way as there's transparency, and you can do it quickly and conveniently whenever you need. Similarly, one of the top companies, ManipalCigna Health Insurance, has many benefits if you buy a plan online. Do a thorough study and financially secure yourself in the face of medical emergencies.
