When your kidneys fail, you'll require treatment to take over the functions that your own kidneys can no longer perform. The two treatments available for kidney failure are dialysis and kidney transplantation. A kidney transplant provides greater freedom and a higher standard of living than dialysis. It may be beneficial to speak with individuals who have already undergone a kidney transplant to determine whether this is the best course of action for you. You should also consult with your physician, nurse, and family members. After deciding on kidney transplant surgery, research the cost and the health insurance plan that covers the same. Be clear both on a medical and financial level to avoid any confusion you may have.
What is a Kidney Transplant?
A healthy kidney is implanted within your body during a kidney transplant to perform the functions that your own failing kidneys can no longer carry out. The kidney may originate from a living or deceased organ donor. One of the kidneys of family members or suitable candidates may be donated. A living transplant is the term used to describe this kind of surgery.
Less restrictions on what you can eat and drink is a positive, but you still need to maintain a heart-healthy diet. Your energy and health ought to get better. In fact, if a kidney transplant is successful, you might be able to resume your previous way of life. According to studies, persons who have kidney transplants live longer than those who continue to receive dialysis.
The dangers associated with surgery are the negatives. As long as your new kidney is functioning, you will also need to take anti-rejection medications, which may have negative effects. You'll be more vulnerable to infections and some cancers.
Even though most transplants are effective and persist for years, a person's longevity may differ from another's. Many patients will require many kidney transplants throughout the course of their lifespan.
Why Might I Need a Kidney Transplant?
The following are some of the most prevalent medical conditions that could necessitate a kidney transplant procedure:
- Chronic kidney disease
- Recurrent urine infections
- High blood pressure or diabetes-related kidney failure
- Other hereditary diseases such as polycystic kidney disease
- Inflammation of the filtration organs of the kidney known as glomerulonephritis.
- Kidney failure brought on by the rare condition known as hemolytic uremic syndrome.
- Immune system disorders such as lupus
- Congenital renal obstructive disorders
- Congenital nephrotic syndrome
- Nephropathic and juvenile cystinosis
- Goodpasture syndrome
- Alport syndrome
- Nail patella syndrome
- Berger disease
- Henoch-schonlein purpura
- Wegener granulomatosis
What is the Eligibility Criteria for a Kidney Transplant?
Kidney patients—from infants to the elderly—can receive a transplant. You must be in good enough health to undergo the procedure. Additionally, you must be free of infection and malignancy. To ensure they are a good candidate for transplant, every person undergoing consideration will go through a comprehensive medical and psychosocial evaluation. The evaluation aids in identifying any issues so that they can be fixed before transplant. Getting a transplant can be beneficial for most people.
How Much Does a Kidney Transplant Procedure Cost in India?
In India, a kidney transplant operation is a demanding medical treatment. A kidney transplant procedure might cost anywhere from INR 3.1 lakh to INR 13.9 lakh, depending on the facility and the location of the operation. Needless to say, it is an expensive affair. If you have a health insurance policy, there is no cause for worry.
Does Health Insurance Cover Kidney Transplant Surgery?
In India, the cost of a kidney transplant procedure is covered by all health insurance plans. Critical illness insurance companies will also cover the surgery if it is necessary due to end-stage renal disease or kidney failure.
An insurance policy for health care will pay for the following
- Medical expenses incurred on hospitalization
- Surgical costs
- Tests used prior to hospital admission
- ICU fees (if applicable)
- Ambulance services
- Follow-up after hospitalisation
- The costs a kidney donor incurs for organ retrieval
What is the Waiting Period for Kidney Transplant Surgery Coverage?
The typical waiting period for receiving coverage under critical illness/health insurance policies is 90 days. However, for a pre-existing condition, the waiting period will go up to four years.
Conclusion
Close observation is required for a few weeks after you leave the hospital to assess how well your new kidney functions and to ensure that your body is not rejecting it. Within eight weeks of transplantation, most kidney transplant recipients can resume their regular routines, including going to work. Just keep in mind that it can be highly expensive, so getting health insurance that will pay the costs is recommended.
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