1. Can I make a partial withdrawal from my Aditya Birla Sun Life ULIP?

Yes, you have the option of making unlimited partial withdrawals once the 5-year lock-in period is over. There is a specific minimum amount that can be withdrawn while maintaining a minimum policy Fund Value. Keep in mind that partial withdrawals will have an effect on the maturity amount.

2. What is the premium paying term in ABSLI Wealth Assure Plus Plan?

For a term of 15 years, the PPT can be 10/ 15 years. For policy terms 20/ 25/ 30/ 35 years, the PPT can be 10 or 15 or 20 years.

3. What is the basic premium for ABSLI Wealth Secure Plan?

For ABSLI Wealth Secure Plan, the minimum premium, if paid yearly or half-yearly, is INR 30,000. If paid monthly or quarterly then the minimum premium is INR 60,000.

4. What investment options are available with the ABSLI Wealth Aspire Plan?

The options are<ol><li>Smart Option</li><li>Systematic Transfer Option</li><li>Return Optimiser Option</li><li>Self-Managed Option</li></ol>

Birla Sun Life ULIP Plans: Benefits, Features, Eligibility, Premium

Aditya Birla is known to design insurance plans and products that cater to the insurance needs of customers from all economic strata. The company also offers ULIPs, which are not just affordable but also allow great flexibility, suiting different kinds of investment portfolios.

When you invest in a ULIP Plan, one part of the premium is put for providing life cover and the other part is invested in the capital market which helps in earning returns. One of the biggest advantages of investing in a ULIP is that you have the freedom to customise the ULIP as per your risk appetite.

Features of Aditya Birla Sun Life ULIPs

Name Of Plan	Entry Age (Age Last Birthday)	Policy Term
ABSLI Wealth Assure Plus Plan	30 days to 55 years (Classic Option) 18 to 50 years (Assured Option)	15/ 20/ 25/ 30/ 35 years
ABSLI Wealth Max Plan	Minimum: 30 days Maximum: 70 years	5/10/ 15/ 20 years
ABSLI Wealth Secure Plan	30 days to 65 years	Whole Life
ABSLI Wealth Aspire Plan	Classic Option 30 days to 50 - 65 years Assured Option 18 to 45 - 50 years	Minimum: 10 years Maximum: 40 years
ABSLI Fortune Elite Plan	30 days to 55 - 65 years	10/ 20/ 25/ 30/ 35/ 40 years
ABSLI Wealth Max Plan	30 days to 70 years (subject to minimum attained the age of 18 years at maturity)	5/ 10/ 15/ 20 years

Benefits of Buying Aditya Birla Sun Life ULIPs

Huge Potential for Growth
As you invest your money in the capital market, there is a much higher chance of your money growing. ABSLI ULIPs have fetched great NAVs for its customers.
A Great Combination
With the unit-linked plans, you can get the best of both worlds. Keep the future of your loved ones safe with the life cover and fulfil your long-term life goals with systematic investment.
Partial Withdrawals
You can deal with the uncertainties of life, with the help of partial withdrawals.
Long-Term Benefits
When you invest in ABSLI ULIPs, you give your money the power to grow slowly yet steadily. As the year’s pass, you build up a corpus which is very essential for fulfilling long-term goals such as your child’s education or wedding or your retirement.
Tax Benefits
As per the current tax laws, Aditya Birla Sun Life ULIPs are eligible for a tax benefit under Section 80C and 10 (10D) of the Income Tax Act, 1961.
Flexibility to Invest
With your ABSL ULIP, you have full control over money. You can choose how much you wish to invest where. You can also switch as per the market fluctuations.

Most Popular Aditya Birla Sun Life ULIPs

ABSLI Wealth Assure Plus Plan
The Wealth Assure Plus Plan helps in to grow your wealth, slowly but steadily. The plan also covers you against disability and death. There are 2 plans to choose from - Classic Option and Assured Option. You also have the choice of four investment funds to put your money in.
ABSLI Wealth Max Plan
Wealth Max Plan is a ULIP with a single-premium. With a one-time investment, you can avail benefits for the whole tenure of the policy. While offering you and your loved ones with financial protection, you can also receive high returns. Under the Self Managed Option, the plan comes with 16 funds.
ABSLI Wealth Secure Plan
As the name suggests, this plan provides you with long-term savings and whole life cover. While offering you the option to enhance the cover with top-ups, it also offers you guaranteed additions when you stay invested.
ABSLI Wealth Aspire Plan
With the Wealth Aspire Plan, you can avail a lot of options. You can choose from 2 different plan options. You can cater to the financial requirements you may have during the policy term by making partial withdrawals. The option to add top-ups and freedom to choose the investment options, help you in customising the plan as per your insurance requirements.
ABSLI Fortune Elite Plan
ABSLI Fortune Elite Plan gives you a wide variety in the policy term, and as per your long-term commitments, you can select a period among 10/ 20/ 25/ 30/ 35/ 40 years. You can also fulfil your future goals with the option of partial withdrawals.

Riders available with Aditya Birla Sun Life ULIPs

ABSLI Accidental Death Benefit Rider Plus
In case of your accidental death, your family can get additional financial support
ABSLI Waiver of Premium Rider
In case you pass away/ suffer permanent disability, the future premiums will be waived off.

Insight on Aditya Birla Sun Life ULIPs

Aditya Birla Sun Life ULIPs offer the customers exponential growth along with the convenience and confidence of investing their hard-earned money in such a prominent company. The plans are affordable and at the same time very easy-to-understand making them equally popular among amateur investors as well as seasoned investors.

ULIPs give you the advantage of protecting the future of your family along with the confidence of fulfilling your long-term goals. The market-linked investments help you receive excellent payouts that not only build a corpus but also let you fight inflation. The option of top-ups further enhances the benefits of a ULIP.