Birla Sun Life ULIP Plans

investment

Aditya Birla is known to design insurance plans and products that cater to the insurance needs of customers from all economic strata. The company also offers ULIPs, which are not just affordable but also allow great flexibility, suiting different kinds of investment portfolios. 

 

When you invest in a ULIP Plan, one part of the premium is put for providing life cover and the other part is invested in the capital market which helps in earning returns. One of the biggest advantages of investing in a ULIP is that you have the freedom to customise the ULIP as per your risk appetite. 

Features of Aditya Birla Sun Life ULIPs

Name Of PlanEntry Age (Age Last Birthday)Policy Term
ABSLI Wealth Assure Plus Plan

30 days to 55 years (Classic Option)

18 to 50 years (Assured Option)

15/ 20/ 25/ 30/ 35 years
ABSLI Wealth Max Plan

Minimum: 30 days 

Maximum: 70 years

5/10/ 15/ 20 years
ABSLI Wealth Secure Plan30 days to 65 yearsWhole Life
ABSLI Wealth Aspire Plan

Classic Option

  • 30 days to 50 - 65 years

Assured Option

  • 18 to 45 - 50 years 

Minimum: 10 years

Maximum: 40 years

ABSLI Fortune Elite Plan30 days to 55 - 65 years10/ 20/ 25/ 30/ 35/ 40 years 
ABSLI Wealth Max Plan30 days to 70 years (subject to minimum attained the age of 18 years at maturity)5/ 10/ 15/ 20 years 

Benefits of Buying Aditya Birla Sun Life ULIPs

  1. Huge Potential for Growth
    As you invest your money in the capital market, there is a much higher chance of your money growing. ABSLI ULIPs have fetched great NAVs for its customers. 

     
  2. A Great Combination
    With the unit-linked plans, you can get the best of both worlds. Keep the future of your loved ones safe with the life cover and fulfil your long-term life goals with systematic investment. 
  3. Partial Withdrawals
    You can deal with the uncertainties of life, with the help of partial withdrawals. 

     
  4. Long-Term Benefits 
    When you invest in ABSLI ULIPs, you give your money the power to grow slowly yet steadily. As the year’s pass, you build up a corpus which is very essential for fulfilling long-term goals such as your child’s education or wedding or your retirement. 

     
  5. Tax Benefits
    As per the current tax laws, Aditya Birla Sun Life ULIPs are eligible for a tax benefit under Section 80C and 10 (10D) of the Income Tax Act, 1961.

     
  6. Flexibility to Invest
    With your ABSL ULIP, you have full control over money. You can choose how much you wish to invest where. You can also switch as per the market fluctuations.  

     

Most Popular Aditya Birla Sun Life ULIPs

  1. ABSLI Wealth Assure Plus Plan
    The Wealth Assure Plus Plan helps in to grow your wealth, slowly but steadily. The plan also covers you against disability and death. There are 2 plans to choose from - Classic Option and Assured Option. You also have the choice of four investment funds to put your money in. 

     
  2. ABSLI Wealth Max Plan
    Wealth Max Plan is a ULIP with a single-premium. With a one-time investment, you can avail benefits for the whole tenure of the policy. While offering you and your loved ones with financial protection, you can also receive high returns. Under the Self Managed Option, the plan comes with 16 funds. 

     
  3. ABSLI Wealth Secure Plan
    As the name suggests, this plan provides you with long-term savings and whole life cover. While offering you the option to enhance the cover with top-ups, it also offers you guaranteed additions when you stay invested. 

     
  4. ABSLI Wealth Aspire Plan
    With the Wealth Aspire Plan, you can avail a lot of options. You can choose from 2 different plan options. You can cater to the financial requirements you may have during the policy term by making partial withdrawals. The option to add top-ups and freedom to choose the investment options, help you in customising the plan as per your insurance requirements. 
     
  5. ABSLI Fortune Elite Plan
    ABSLI Fortune Elite Plan gives you a wide variety in the policy term, and as per your long-term commitments, you can select a period among 10/ 20/ 25/ 30/ 35/ 40 years. You can also fulfil your future goals with the option of partial withdrawals.

     

Riders available with Aditya Birla Sun Life ULIPs

  1. ABSLI Accidental Death Benefit Rider Plus 
    In case of your accidental death, your family can get additional financial support 
  2. ABSLI Waiver of Premium Rider
    In case you pass away/ suffer permanent disability, the future premiums will be waived off.


Insight on Aditya Birla Sun Life ULIPs

Aditya Birla Sun Life ULIPs offer the customers exponential growth along with the convenience and confidence of investing their hard-earned money in such a prominent company. The plans are affordable and at the same time very easy-to-understand making them equally popular among amateur investors as well as seasoned investors. 

ULIPs give you the advantage of protecting the future of your family along with the confidence of fulfilling your long-term goals. The market-linked investments help you receive excellent payouts that not only build a corpus but also let you fight inflation. The option of top-ups further enhances the benefits of a ULIP. 

Birla Sun Life ULIP Plans - FAQs
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