DHFL Pramerica ULIP Plans


Headquartered in Gurugram, Haryana, DHFL Pramerica Life Insurance Company offers a wide range of insurance products and plans. The company caters to the numerous financial safety needs of its customers. With DHFL Pramerica ULIP Plans you too can plan ahead to secure your children’s future, their wedding or their education, plan your retirement, or just save and create wealth.

Features of DHFL Pramerica ULIP Plans

Name Of PlanEntry AgePolicy Term
Pramerica Life Wealth Enhancer Plan

Minimum: 1 year

Maximum: 70 years

5 years to 20 years
Pramerica Life Wealth Maximiser Plan

Minimum: 90 days

Maximum: 65 years

Single Pay:

  • Minimum: 5 years
  • Maximum: 10 years

Limited/ Regular Pay:

  • Minimum: 5 years
  • Maximum: 30 years
Pramerica Life Wealth+ Ace Plan


  • 8 Years for 10 Years Policy Term
  • 3 Years for 15 Years Policy Term
  • 90 Days for 20 or 25 Years Policy Term

Maximum: 65 years

10/15/ 20/ 25 years
Pramerica Life Smart Wealth+ Plan

Minimum: 8 years

Maximum: 55 years

20 years

Benefits of Buying DHFL Pramerica ULIP Plans

  1. Long Term Benefits
    With an initial lock-in period of 5 years, it is certain that you would stay invested for a specific tenure. Slowly and steadily you can build a corpus by investing in equity or debt as per your choice.

  2. Insurance with Investment
    DHFL Pramerica ULIP Plans offer you a life cover along with some great investment benefits, you have to decide the amount of cover you want for yourself that would be enough for your family to live well even in your absence. 

  3. Invest as You Need
    When you have the responsibility of your family you would want to invest your hard-earned money so that even in case of an untoward incident your family will be able to survive financially and live well. With ULIPs you can decide how much risk you want to take with your investments. You have the option of various investment funds.

  4. Partial Withdrawals
    The benefit of making a partial withdrawal comes in very handy when you need money for different stages of life. Whether it's your child's education, their marriage, investing in real estate, planning your retirement, you can withdraw money in case of a financial need. 

  5. Tax Benefits
    With ULIPs you are eligible for tax deduction up to INR 1.5 lakhs in one year under Section 80C of the Income Tax Act, 1961. The maturity and death benefits are also exempted under 10 (10D) of the Income Tax Act. However, keep a check on the latest tax laws, as the government keeps amending them from time to time

Most Popular DHFL Pramerica ULIP Plans

  1. Pramerica Life Wealth Enhancer Plan
    As you grow in life, so do your expenses, and with the Pramerica Life Wealth Enhancer Plan, you can get excellent returns from the market and meet all the financial requirements of yourself and your loved ones. This is a single payment plan where you pay just once and thereafter, enjoy the policy benefits for 20 years. 

  2. Pramerica Life Wealth Plan
    If your aim of making an investment is to protect and secure the future of your loved ones then you need to invest in a plan that not only offers a high life cover but also promises high returns. Pramerica Life Wealth Plan lets you do just that, you can create wealth depending on the milestones that you have planned, along with the flexibility to choose from a range of premium payment options. 

  3. Pramerica Life Wealth+ Ace Plan
    This is a unit-linked non-participating plan which comes with a single premium option and helps you manage all your financial goals in life. The investment opportunities that are created by this plan helps in the accumulation of a corpus. Starting from the 10th policy anniversary, at the end of every 5th policy year, the company adds Persistency Units to your unit account.

  4. Pramerica Life Smart Wealth+ Plan
    Another unit-linked non-participating plan that offers life insurance, Smart Wealth+ Plan is a great option to create wealth to meet the growing expenses of your growing responsibilities. For all the life goals that you have made, having such an investment plan can boost your confidence that if life throws a challenge at you, you will be well-prepared to deal with it.


Insight on DHFL Pramerica ULIP Plans

With over 6 million customers, DHFL Pramerica started its operations in the year 2008. The company has since then rolled out numerous insurance plans, ULIPs being one of them. With a high claim ratio, the company offers a lot of benefits with its ULIPs. These investment-cum-insurance plans, help you gradually grow your money and build a corpus that can greatly help in fulfilling your financial goals as life progresses. The salient features include- death benefit, maturity benefit, wealth boosters, wealth additions etc. making DHFL Pramerica ULIP Plans worth consideration when looking to make a long-term investment.

DHFL Pramerica ULIP Plans - FAQs
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