Exide Life ULIP Plans


Unit-Linked Insurance Plans, commonly known as ULIPs, are market-linked investments. These hybrid products have been crafted to proffer the customers with investment along with insurance. Over the past few years, Exide Life has gained much popularity in the India Insurance market. With its headquarters in Bengaluru, Exide Life Insurance Company Limited started with its financial operation in 2002. With a customer-centric approach, the company focuses on long-term savings and financial protection. Their consistent bonus track record is quite impressive. 

The ULIPs offered by Exide Life come with many features and benefits, let us take a look at them.

Features of Exide Life ULIP Plans

Name Of PlanEntry AgePolicy Term
Exide Life Wealth Maxima Plan


0 years (Maxima Invest)

18 years (Maxima Family and Maxima Child)



65 years (Maxima Invest)
55 years (Maxima Family) 

50 years (Maxima Child)

10, 15 to 20 years
Exide Life Wealth Builder - Single Premium Plan

Minimum: 8 years/ 13 years

Maximum: 65 years

5 years/ 10 years
Exide Life Wealth Elite - ULIP Investment Plan

Minimum: 0 years

Maximum: 65 years

10 to 20 years

Benefits of Buying Exide Life ULIP Plans

  1. Excellent Growth Potential
    Exide Life ULIP Plans assure that your hard-earned money has a great opportunity for growth. They would not give you a varied investment portfolio but also excellent results. 

  2. Two-Fold Benefits
    The ULIPs by Exide Life not only give you the safety of life insurance but also get you benefits from the capital market.

  3. Need-Specific Investment
    If you are a low-risk investor, you can make an investment in debt funds while equities may be more suitable in case you are ready to take some risks.

  4. Partial Withdrawals
    In future, if you ever necessitate financial support, a partial withdrawal from the fund value of your ULIPs would help you in staying financially independent. 

  5. Tax Benefits
    Exide ULIP Plans are eligible for tax benefits. As per the current tax laws, you can seek benefits on the premium paid under Section 80C. Under Section 10 (10D) you can save on the maturity benefits of the plan as well.

  6. Switching Between Funds
    During the term of your ULIP, you are allotted a number of switches in one year. As per your altering risk appetite or the ups and downs of the market, you can switch between the investment funds. 

  7. Affordable 
    A ULIP can put you in the practice of regular and disciplined savings. This is an affordable way to build a corpus big enough to suit your needs.

Most Popular Exide Life ULIP Plans

  1. Exide Life Wealth Maxima Plan
    This plan is the right choice for you if you wish to maximise your wealth so that you can build a strong foundation for your future. This unit-linked plan offers 3 different plan options that suit the different stages of your life. Along with a comprehensive life cover, there are multiple strategies of investment that can be opted by you depending on your appetite for risk. When you invest in a systematic way you can also benefit from the equity market. 

  2. Exide Life Wealth Builder - Single Premium Plan
    By making a one-time payment, this single premium unit-linked plan provides you with an insurance cover that is ten times the premium paid. You get the cover for the entire policy term while you pay only once. There is an option to choose from 8 fund options. You can save surplus money with this plan by opting for a top-up, whenever you feel its need. When you add a top-up, it further increases the fund value. 

  3. Exide Life Wealth Elite - ULIP Investment Plan
    Exide Life Wealth Elite - ULIP Investment Plan is an appropriate choice if you are looking for options to create wealth in an efficient way. This plan offers high financial security with your responsibilities in life. Apart from a comprehensive death benefit, the plan gives you a choice of 8 fund options. You can also choose if you wish to pay the premiums for a limited PPT of 10 years or a regular PPT which is the same as the policy tenure. 

Insight on Exide Life ULIP Plans

If you are someone who is looking for a financial plan that protects your loved ones in your absence and also supports you in building a corpus with your savings over time, then you must surely consider ULIPs by Exide Life. 

Exide Life ULIPs offer you the twin-benefit of savings-cum-insurance plans that only cover you against an untoward accident but also help you in securing your future. With these plans, you invest in various funds that come with many growth potentials. As these plans are linked to the capital market, in a systematic and affordable way you can build a corpus.

Exide Life ULIP Plans - FAQs
visa verified mastercard pcidss compliant rupay
  • Paytm Insurance Broking Private Limited. Address: 136, 1st Floor, Devika Tower, Nehru Place, NEW DELHI, South Delhi, Delhi, India, 110019
  • Registration No. 700. Valid till 16/02/2023
  • CIN - U66000DL2019PTC355671