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PNB MetLife India Insurance
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PNB Met Life Insurance Company Limited fondly called PNB MetLife is one of the most sought insurance providing companies in India. The company was incorporated in the year 2001 and since its inception, it has focused on providing valuable insurance services and products to its customers. PNB MetLife has a shareholding of popular and prestigious organizations like MetLife International Holdings LLC, Punjab National Bank Limited – a prestigious banking institution in India, Jammu & Kashmir Bank Limited, M. Pallonji & Company Private Limited, and other private investors. In the shareholding pattern, MetLife International Holdings LLC and Punjab National Bank Limited are the majority shareholders.
Top PNB MetLife Insurance Plans (2020)
PNB Met Life Protection Plans
A protection plan is a pure term insurance plan designed to cover the risk of death. A protection plan ensures financial security and stability to your loved ones in your absence. As the name suggests, a protection plan or a term plan only covers the risk of death i.e., in the event of the untimely death of the insured the nominee receives the death benefit equivalent to the death sum assured opted by the insured at the time of policy purchase. The primary function of the protection plan is to provide financial security to your family in the event of your untimely demise during the policy tenure, as the death benefit paid to the nominee can be utilized to cover the immediate financial obligations. By investing in a protection plan you can be assured that your loved ones will receive financial assistance to plan their future even when you are not around. With a protection plan, you can safeguard your loved ones' financial future by buying high insurance coverage at a nominal premium amount.
Term Insurance Plans Offered by PNB MetLife Insurance -
PNB MetLife Mera Term Plan Plus
This is an individual life, non-market-linked, pure protection plan designed to cover the risk of premature death of the insured and offer security to your loved ones in your absence. The insurance coverage can be purchased at a very nominal premium amount. The plan also has the option to increase insurance coverage by opting for rider facilities like critical illness, disability, and life-threatening illness. Additional facilities available under this plan is spouse insurance coverage and whole life protection till 99 years.
PNB MetLife Mera Term Plan
This is an individual life insurance coverage that covers the risk of death and offers financial security to your loved ones in your absence. This is a non-profit-participating, non-market-linked insurance cover that offers flexibility to cover till the age of 99 years with an option to pay a premium amount for a limited term.
PNB MetLife Saral Jeevan Bima
A non-linked, non-profit-participating life insurance policy designed to offer wide insurance coverage at an affordable cost. The plan offers flexibility to the insured to opt for the choice of policy term and premium payment option.
Mera Mediclaim Plan
This is an individual non-market-linked, non-participating pure risk plan that also offers to cover the health expenses. PNB MetLife Insurance Company and Care Health Insurance Limited have joined hands and offered this unique insurance plan that has the benefits of both a term plan as well as a health insurance plan. This plan is designed to offer benefits like a Life insurance cover with built-in Terminal Illness Rider, Family insurance cover under health benefit, Discount on premiums, facility to increase the sum insured up to 150% with No Claim Bonus and No Claim Bonus – Super, Automatic Recharge of SI. Additionally, you can avail yourself benefits like pre-hospitalization expenses that cover up to a maximum of 30 days, post-hospitalization expenses cover up to a maximum of 60 days, and Domiciliary hospitalization expenses cover up to 10% of the sum insured.
PNB MetLife Aajeevan Suraksha Plan
This is an individual,non-participating, non-linked, pure risk plan that offers insurance coverage up to 99 years of age. The plan offers flexibility to stay protected either for a fixed tenure or for a whole life. A joint Life cover facility is available under the plan, flexibility to pay the premium as per your financial requirement or flexibility. Additionally, the insured can opt for the ‘with the return of premium’ option to receive all the paid premiums in the event of survival of the insured till the end of the policy tenure. While the manner to receive the death benefit can be customized by the insured at the time of the policy purchase. 4 benefit options are available under the plan namely lump sum, life partner, fixed income, and increasing income.
PNB MetLife Mera Jeevan Suraksha Plan
This is an individual, non-participating,non-linked term insurance plan offering life coverage to protect your loved ones financially in your absence. The plan is designed to cover your spouse under the same policy as well as provides the flexibility to opt for the return of paid premiums at the time of survival of the insured till the end of the policy tenure.
PNB MetLife Family Protector Plus
This is an individual non-linked, non-participating term insurance plan designed to provide financial stability to your loved ones in your absence. The plan ensures guaranteed monthly income, the return of paid premium at the end of the policy tenure, the flexibility to opt for the specific policy tenure.
PNB Met Life Savings Plan
A savings plan is a type of life insurance plan designed to provide insurance coverage along with savings opportunities to meet long-term as well as short-term financial needs and goals. A traditional savings plan is also called endowment plans that offer money-back benefits wherein a certain sum of money is received periodically. Periodically receiving money helps in achieving the financial milestone and solves liquidity issues. Additionally, by investing in these plans you can create a guaranteed financial corpus that can be used to cover the cost of child education, the marriage of children, or overcome financial needs at important milestone stages of life. Apart from the above-listed benefits, this plan also ensures that your family is financially protected in your absence by providing the death benefit to the nominee in the event of the death of the insured during the policy tenure. while in the event of survival of the insured till the end of the policy term, a maturity benefit is paid to the insured.
Endowment/Savings Plans Offered by PNB MetLife Insurance -
|PNB MetLife Income Protection Plan||This is an individual, non-linked, non-participating life insurance plan that offers insurance coverage along with savings opportunities. This plan ensures that your loved ones receive guaranteed monthly income or lump sum benefits thereby offering financial stability. The plan ensures a guaranteed payout, protection for your loved ones in your absence, flexibility to opt for premium payment tenure depending upon your financial goals, and convenience.|
|PNB MetLife POS Suraksha||This is an individual, non-linked, non-participating life insurance policy designed to offer insurance coverage and saving opportunities. The plan ensures that your family's financial stability when you are not around while in event of survival it offers the facility to return the paid premium amount. The insured has the flexibility to opt for a flexible premium payment option for 5 or 10 years.|
|PNB MetLife Guaranteed Future Plan||This is an individual, non-linked, non-participating life insurance plan that offers financial protection opportunities along with savings. With this plan, the insured can systematically plan for future unforeseen situations and events along with planning for guaranteed returns. With the help of this plan, the insured can achieve long-term or short-term financial goals through systematic investments through regular premium payment and achieve financial goals and dreams.|
|PNB MetLife Super Saver Plan||This is a non-linked, profit-participating individual life insurance plan that offers insurance coverage, financial stability, and savings opportunity to create a financial corpus for you and your family thereby ensuring financial goals are achieved even in your absence. The plan offers benefits like savings growth with bonuses, Maturity Benefit in the event of survival of the insured till the end of the policy tenure, Liquidity option is offered through Cash Bonuses, three plan options are available under this plan namely: Savings, Savings + Health Care Option, and Savings + Family Care to help create provision for family’s financial future.|
|PNB MetLife Guaranteed Income Plan||This is a non-linked, non-participating savings life insurance policy that helps to cover the uncertainty of death and provide financial security to your loved ones in your absence. The plan offers a guaranteed income benefit. Maturity Benefit is paid to the insured in the event of survival till the end of the policy tenure. The death benefit is paid to the nominee in the event of the death of the insured during the policy tenure.|
|PNB MetLife Guaranteed Savings Plan||This is a non-linked, non-participating, guaranteed savings individual life insurance policy that helps in protecting the financial future of your loved ones along with an opportunity to save money to fulfill your dreams and financial goals.|
|PNB MetLife Endowment Savings Plan Plus||This is a non-linked, participating, savings life insurance plan that helps in creating and accumulating wealth that can be utilized to satisfy financial needs arising in the future. Additionally, the monthly savings plan offers life cover and financial protection by way of waiver of premium in event of diagnosis of critical illnesses. The plan offers additional bonuses starting from the completion of the 1st policy year.|
|PNB MetLife Bachat Yojana||This is an individual, non-market-linked, profit-participating, guaranteed savings life insurance policy that offers help to create a financial corpus to meet present as well as future financial needs and goals. The plan is designed to achieve a long-term savings goal at an affordable premium cost. This is a limited premium pay plan wherein you pay a premium for a period of 10 years while receiving your insurance coverage for the entire tenure of 15 years. At the time of policy maturity, the maturity benefit is paid to the insured along with a bonus (if any) while in the event of the death of the insured during the policy tenure, the death benefit is paid to the beneficiary.|
PNB MetLife Retirement Insurance Plans
Retirement Insurance Plan is a type of insurance product that promises you to pay a pension. With a pension plan, you are eligible to receive lifelong income during your post-retirement phase. Investing in this plan is advantageous as they offer the opportunity to create a financial corpus that can be utilized to lead a financially independent life during the golden days of your life. A pension plan or a retirement insurance plan is of two types namely – deferred annuity plan (is a type of pension plan that allows you to accumulate retirement corpus and then receive annuities on it) and immediate annuity plan (is a type of pension plan where the retirement corpus is ready and is invested to receive immediate pension). Thus, as the name suggests, retirement plans or pension plans offer a way to create a source of regular income in the golden years of your life when you are no longer earning or working but need finances to lead a dignified life.
Retirement Plans Offered by PNB MetLife Insurance -
|Product Name||Product Description|
|PNB MetLife Retirement Savings Plan||This is an individual, non-market-linked, profit-participating, savings insurance plan designed to offer insurance coverage, savings opportunities along wealth creation opportunities to enjoy financial independence during the golden years of your life. The plan guarantees part lump sum benefit at the time of maturity. The death benefit is paid to the nominee to protect your loved ones financially in your absence. Simple Reversionary Bonus shall be paid from the end of the 3rd policy year while a terminal bonus may be declared starting from the 5th policy year that is paid with either the death benefit or vesting benefit.|
|PNB MetLife Immediate Annuity||This is a non-linked, non-profit participating immediate annuity plan offered so that the insured can live a comfortable and financially independent life in his/her golden days. Post-retirement financial stability and regular flow of income to cover the cost of living are necessary. By investing in the PNB MetLife Immediate Annuity plan you can customize your retirement phase more strategically and receive guaranteed income throughout your lifetime. With this plan, you can secure the life of your spouse and leave behind a legacy for your spouse and loved ones through ‘Return on Invested Capital’ post your demise. Through this plan, you can financially protect your loved ones through the National Pension Scheme- Family Pension Option and receive increasing income to cover the rising cost of living.|
PNB MetLife Unit-Linked Plans
Unit-linked Insurance policies as the name suggest are a type of life insurance plan that offers insurance coverage to the insured along with an opportunity to build and create a financial corpus. The premium paid under these plans is utilized to offer insurance coverage while some part of the premium is invested in market-linked instruments. Investing in unit-linked insurance plans has a risk component attached to it as the risk associated with the investment portfolio has to be borne by the policyholder. A unit-linked insurance plan is best suited for individuals who are looking for long-term investment instruments that will help them in planning finances strategically.
|Product Name||Product Description|
|PNB MetLife Smart Platinum Plus||This is an individual market-linked, non-profit participating life insurance policy that ensures financial protection to the family in times of untimely death of the insured and also provides an opportunity to build wealth using market-linked instruments. The insured can build a financial corpus using tailor-made solutions. Numerous fund options are available under the plan that offers growth of invested premium depending upon the risk appetite of the insured. Additionally, the plan offers whole life cover that ensures insurance protection throughout the insured’s lifetime. The plan guarantees to return fund management charges paid by the insured at the end of the 6th policy year. The fund booster option is available to boost your savings at the end of the 10th policy year. The plan has an option to choose from 2 plan options – Wealth Option (under this whole life cover is available) and Wealth + Care Option (option to avail additional health protection through a waiver of premium is guaranteed in the event of diagnosis of any one of the 5 pre-listed critical illnesses. Flexibility to choose premium payment mode from Single-Premium, Regular Premium, or Limited Premium Payment.|
|PNB MetLife Smart Platinum Plan||This is a unit-linked, individual insurance plan wherein the insurance coverage along with building financial corpus is offered by investing in various market-linked funds. The plan offers flexibility to invest in 6 different fund options depending upon the risk appetite of the investor. This plan offers insurance coverage up to 99 years of age with an option to choose a premium payment term from 5 years, 10 years, or Whole Life. The plan offers partial withdrawal of funds facility after completion of 5th policy year.|
|PNB Mera Wealth Plan||This is an individual, market-linked life insurance policy that offers wealth creation, savings, and insurance coverage facilities all bundled under one single plan. The plan ensures you have a financial backup at every important milestone along with financial security to your loved ones in the event of your untimely demise. The plan offers to provide loyalty additions from the end of the 6th policy year along with life cover for the entire policy tenure. Customize the plan in sync with your wealth goals through a self-managed and systematic fund transfer option.|
PNB Met Life Riders
Life is unpredictable, however, this unpredictability of life can be mitigated by availing of a life insurance policy. A life insurance policy is availed to overcome the risk of death and plan financial stability for your loved ones in your absence. While a rider is an add-on facility that can be availed by paying a nominal premium amount to enhance your insurance coverage. The rider facility availed is triggered when unwanted and untimely eventualities occur during the policy term. The main advantages of availing rider facility to your base plan are – extra insurance coverage at a nominal cost, the insured has the flexibility to add a rider to the base plan depending upon his/her financial convenience and tax benefits.
Wealth Plans Offered by PNB MetLife Insurance -
|Product Name||Product Description|
|PNB MetLife Accidental Death Benefit Rider Plus||Accidental Death Benefit Rider Plus rider offers the flexibility to enhance the insurance coverage of the base insurance plan thereby enhancing the financial security of the family in the event of an unfortunate event. This rider can be availed at a nominal premium amount and gives the flexibility to choose the rider sum assured at the nominal premium amount as per the insured’s convenience.|
|PNB MetLife Serious Illness Rider||This rider facility offers a chance to secure oneself against predetermined critical illnesses. This rider will help you meet your needs and provide financial security to your family in event of contracting a serious illness. This rider is designed to offer additional health cover to the insured by payment of a nominal premium amount.|
|PNB MetLife Accidental Disability Benefit Rider||As the name suggests, this rider facility is designed to offer additional insurance coverage in the event of disability caused due to an accident. With this rider facility, you can ensure financial stability and security for yourself and your loved ones in the event of an unforeseen accident. This rider facility offers additional health cover to protect against unforeseen accidents and disabilities caused due to it.|
|PNB MetLife Critical Illness Rider||This rider facility is used to cover against the risk of contraction of critical illnesses like cancer, heart attack, etc. This rider ensures that your financial needs are met in the event of diagnosis of pre-determined critical illnesses thereby providing financial security and stability to your loved ones.|
Benefits of Buying PNB Metlife Insurance Plans
PNB MetLife Insurance Company is one of the trusted brands in the insurance sector in India. The company ensures providing high-quality insurance products and services to its customers. The company has designed insurance products as per the insurance and financial needs of its customers. The company promises to provide exceptional well-crafted insurance plans that not only offer insurance coverage but also financial security along with superb customer service. The following are some of the unique benefits offered by PNB MetLife Insurance plans:
- Wide Range of Insurance Products-
PNB MetLife Insurance Companies offers insurance solutions for every need. The insurance provider has designed life insurance products for every stage of life like family protection plan, child education plan, long-term savings plan, and Retirement Plans.
PNB MetLife Insurance Company has established itself as a trustworthy brand in the Indian Insurance Sector. Punjab National Bank and MetLife Holdings LLC both companies are pioneers in setting trust and long-lasting relationships with their customers.
- Financial Planning-
By investing in PNB MetLife Insurance Plans you can ensure sound financial planning for your loved ones in your absence. Financial security is very crucial for securing the future of yourself and the future of your loved ones. Life insurance plans like Family protection plans are useful to secure the life of your loved ones in your absence. Investing in Child Education Plan helps create a pool of financial corpus to overcome the need for finances arising during a child’s education and Child’s marriage. Similarly, retirement plans are designed to create a financial corpus during golden years of life while a long-term insurance plan is used to create and build wealth.
- Transparent Process-
PNB MetLife Insurance Company believes in offering completely transparent services. There are no hidden charges, or terms and conditions in the insurance plans making all the services and products uncompleted and hassle-free.
- Securing Financial Goals-
PNB Metlife insurance plans are designed to offer insurance coverage along with planning for future finances. By investing in PNB MetLife Insurance plans you can create a financial pool for overcoming short-term as well as long-term financial needs. As these insurance plans offer the opportunity to invest regularly for a definite period thereby helping to create a pool of money that can be utilized in times of financial need or financial emergency.
Having ample liquidity is very important in times of financial contingency. Not always we want to put a dent in our savings to overcome the hurdle of financial need. PNB Met life insurance plans are one of the best instruments that offer an opportunity to overcome financial needs. The PNB MetLife insurance plans offer various facilities and benefits to earning extra liquidity through loan facility, partial withdrawal of funds facility, and policy surrender facility.
- Quick Claim Settlement-
PNB MetLife Insurance Company understands that loss is a painful event and the company ensures that they are with you through this period by offering a swift and hassle-free claim settlement process. The company processes the claim within 30 days starting from the day of receipt of all required documents.
- Tax Benefits-
Tax benefits can be availed for the premium paid amount for self, spouse, children, and parents.
PNB MetLife Insurance Claim Settlement Process
PNB MetLife Insurance Company Limited offers a claim settlement process in an easy and hassle-free manner. The insurance provider has an easy and quick claim settlement procedure. The company focuses to keep the entire process simple to help your loved ones to cope with difficult times. PNB MetLife Insurance Company empathizes with your loss and hence it aims to be with you in such difficult times. The claim settlement process of PNB MetLife Insurance Company is as under:
- Step 1:
Apply for the Claim: Under this step, the nominee has to intimate about the death of the insured to the insurance company. Intimation of claim can be done in three ways namely – by filing the claim online by visiting the official website of the insurance provider, or by writing to the insurance company through an email to email@example.com, or intimate the claim intimation through post by writing to the nearest branch office of PNB MetLife Insurance Company.
- Step 2:
Submit Essential Documents: Under this step, the nominee is required to submit the required relevant documents to the insurance provider for the faster and easier claim processing. The documents to be submitted by the nominee depends on the type of death.
- Step 3:
Claim decision and Payout: Once all the required documents are received by the insurance provider the company shall assess the submitted documents. On completing the assessment and investigation the insurance claim process the claim within 30 days starting from the date of receipt of all the required documents.
Documents Required for Death Claim
The following is the list of documents required to process a death claim:
Mandatory Documents to be furnished for registering a Death Claim are as under:
- Claim Intimation Form
- Death Certificate Copy issued by the local authority
- Original Policy Document or Indemnity Bond (incase the physical copy is lost)
- Photo Identity Proof of the claimant
- Address Proof of the claimant
- If the nominee is minor, then KYC Documents of the appointee
- Bank statement or passbook or cancelled cheque leaf of the nominee
Other additional documents to be furnished for registering a Death Claim or in case of death due to accident:
- Hospital Record Copy
- Attested Copy of FIR/ Panchanama/ Inquest Report
- Attested Copy of Post-Mortem Report/ Viscera Report
- Copy of Newspaper Cutting (if any)
Documents Required for Maturity Claim
A maturity claim is the one that arises in the event of the survival of the insured till the end of the policy tenure. A maturity claim is to be registered by the insured as the maturity benefit is paid to the insured. The following documents are to be furnished while registering for maturity claim:
- Original policy document
- Duly filled Maturity Claim Form
- Copy of ID proof of the claimant
- Bank statement or cancelled cheque leaf or passbook copy of the claimant
PNB MetLife Insurance Tax Benefit
Tax savings are a vital part of sound financial planning. By availing of Tax Relief, you can take a sigh of relief as you can simply deduct a certain sum of money (depending upon the section). Availing tax relief using a life insurance policy as an instrument is the safest way. The following table shows the tax relief that can be availed by investing in PNB MetLife Insurance Policies.
|Income Tax Act Sections||Tax Benefit Available|
|Section 80C||Premium Amount paid towards a life insurance policy is eligible for tax relief under this section. The maximum tax relief that can be claimed under section 80C is INR 1.50 Lakhs. For availing of this tax benefit, you must invest in a tax saving insurance plan that will offer your life cover along with a tax-saving opportunity.|
|Section 10 (10D)||Under this section, income received on maturity is treated tax-free if the premium paid amount is not more than or is equal to 10 times the premium amount. However, if the premium paid amount is less than 10 times the premium amount then a tax deduction equivalent to 10% of the sum assured can be availed.|
PNB Met Life Insurance Customer Care Details
The following table consists of the contact details of PNB MetLife Insurance Company are various ways to reach the customer care department.
|Telephone number||+91 – 22 - 41790000|
|Customer Service Helpline||1800 – 425 – 6969|
|Write to PNB MetLife at:||1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062.|
|Fax number||+91 – 22 - 41790203|
|Registered Office Address||Unit No. 701, 702 and 703, 7th floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka|
PNB MetLife Insurance Review
PNB Met Life Insurance Company Limited is known for providing financial strength and freedom to its customers. The company is an insurance giant that offers financial independence and insurance coverage through its well-curated insurance product line. The company is one of the most popular life insurance companies because the joint venture brings global insurance expertise and credibility through MetLife Inc. along with trust and reliability through Punjab National Bank – India’s oldest nationalized banks. The following are some of the interesting facts and details of PNB MetLife Insurance Company Limited.
- PNB Met Life Insurance Company Limited is formed through shareholding between MetLife International Holdings LLC, Punjab National Bank, M. Pallonji and Company Private Limited, Jammu and Kashmir Bank Limited and other private investors.
- MetLife International Holdings LLC is a global insurance provider established on 24th March 1868.
- Punjab National Bank is India’s oldest and most trusted banking institution.
- PNB MetLife Insurance Company Limited has a presence across 107 locations across the country
- The insurance provider has over 100 million customers through its strong bank partnerships with leading banks like Punjab National Bank, Jammu & Kashmir Bank, Karnataka Bank Limited, and other banking institutions.
- The company has a wide range of insurance products designed for 4 important stages of life – Child Education, Long-Term Savings Plans, Family Protection Plans and Retirement Plans.
- The comprehensive insurance product line consists of over 16 Savings Plans, more than 10 Protection Plans, 5 Pension Plans, and more than 5 Optional Riders.
- The Agency Sales of PNB MetLife Insurance Company Limited is done through more than 7338 financial advisors
- The company has around 10444 Employees
- As per the IRDAI Annual Report, PNB MetLife Insurance Company Limited has a 96.21% claim settlement ratio for the financial year 2018 – 2019
- The company offers top-notch customer service along with a quick and hassle-free claim settlement procedure.
Thus, all these factors contribute to the success of PNB MetLife Insurance Company.
PNB MetLife India Insurance FAQs
1. Can I take a policy loan on the PNB MetLife Insurance plan?
Yes, you can take a policy loan on PNB Met Life Insurance Policy provided the policy document allows the facility. The loan against policy can be availed to meet short-term and long-term financial needs.
2. How can I revive my policy which has been lapsed?
In case your PNB MetLife Insurance Policy lapses you can revive it by paying all the unpaid due premiums along with late charges (if any). Additionally, the insurance provider may also ask to submit certain required documents for the same.
3. Which premium paying frequencies are allowed under PNB Metlife Insurance Plans?
Multiple premium payment frequencies are available under PNB MetLife Insurance plans. Customers can choose the premium payment frequency according to their financial convenience. The premium paying frequencies allowed under PNB MetLife Insurance Plans are Monthly, Quarterly, Half-Yearly, and Yearly. Some plans also have Single Premium Paying frequency.
4. Can I delete or add riders with PNB MetLife Insurance plans?
Addition and deletion of riders are available on the policy anniversary date. Customers can add or delete riders depending upon their insurance and financial needs.
5. Can I cancel my insurance plan if I am not satisfied with the terms and conditions of the plan?
Yes, cancellation of insurance policy is allowed during the free-look period. If a customer is not satisfied with the terms of the insurance policy he can cancel the life insurance plan and receive the paid premium amount. The insurance provider shall deduct nominal administration charges and return the premium paid amount.
6. What are the payment modes for PNB Metlife insurance policies?
Premium Payment of PNB MetLife Insurance Policies can be done through NEFT, RTGS, Net Banking, or through the Cheque facility.
7. How will I receive my claim amount from the PNB MetLife Insurance plan?
PNB MetLife Insurance Company encourages claim payment through electronic mode. So, the insured or the nominee shall receive the claim amount i.e., maturity amount or the death benefit respectively directly credited in their bank account.
8. How can I check the policy status of the PNB MetLife Insurance Plan?
The official website of PNB MetLife Insurance Company has the option wherein the customers can check the status of their policy.
9. How can I track the performance of the policy funds in the case of unit-linked insurance plans?
To track the performance of the policy funds of unit-linked insurance plans customers can visit the official website of PNB MetLife Insurance Company Limited.
10. How many riders can I choose under PNB MetLife Insurance plans?
You can choose as many riders you want under PNB MetLife Insurance Plans provided they are allowed under the chosen insurance plan.
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