Fever and diarrhoea typically come to mind when discussing the most common diseases in India. But that's not the case! In recent years, a few disorders have emerged as India's most prevalent and dangerous diseases. The recent mayhem created by COVID-19 is one such instance. People's lifestyles have changed due to COVID-19. People are now more appreciative of the things they have, notably their health and wellness, and are more aware of God's benefits. Additionally, it has transformed the healthcare sector, which has already made significant strides in medical services and treatments. The scenario has also helped people understand the advantages of a decent health insurance plan.
With the appropriate policy in place, you can avail several advantages of health insurance. First and foremost, every person must choose a reliable health insurance plan in India.
Let's attempt to comprehend the widespread illnesses that affect Indians across the nation.
What are the Most Common Diseases Affecting Us?
Fever, which was not previously thought to be a severe illness, is now one that needs to be taken seriously. Fever is brought on by environmental alterations, air pollution, inadequate nutrition, and dietary influences. In addition, fever has evolved into a condition that most people are afraid of and looking for insurance to guard against. In the history of medical insurance, it is now one of the most often claimed ailments. In addition to fever, other common illnesses include gastroenteritis, respiratory tract infections, and heart conditions.
The primary contributors to these problems are an unhealthy lifestyle and diet. Then there are diseases related to the lungs and liver, malaria, pneumonia, and TB. Furthermore, it is well recognised that the likelihood of needing hospitalisation for a fever and other diseases increases when the weather abruptly changes. In addition, many people have the terrible habit of eating junk food frequently and in an unsanitary setting, making it difficult for them to avoid getting gastroenteritis and fever.
In all honesty, the medical insurance claims are no longer only for serious ailments. Fever is one of the top 10 illnesses for which individuals seek medical assistance. The list of the most prevalent diseases in India is being expanded to include more ailments that have become fairly widespread.
Dangerous Diseases That Have Become Quite Common
- Cardiovascular diseases
- Respiratory diseases
- Tuberculosis
- Digestive diseases
- Fever and infections (especially malaria)
- Dengue
- Malignant Tumors
- Chikungunya
Common illnesses That May Affect Your Health Insurance
- Hypertension
High blood pressure, often known as hypertension, can have serious health consequences. Additionally, the illness makes heart disease and strokes more likely. Keeping in mind the same, many health insurance plans cover this ailment. The ailment needs to be certified by a qualified medical practitioner for you to be granted with health coverage. The premium will increase but the protection you get in return won’t make you feel burdened.
- Diabetes
High blood sugar is caused by a metabolic disorder called diabetes. It can harm your kidneys, nerves, eyes, and other vital body components if not appropriately addressed. Even diabetes is covered under health insurance, just like hypertension. Higher premiums are anticipated from policy buyers. However, numerous health insurance plans provide a special provision for this ailment.
- Cancer
According to current reports, over ten lakh people in India experience cancer yearly. Critical sickness plans or riders cover cancer, one of the most hazardous diseases. Standard health insurance plans also protect the illness. However, as cancer therapy is costly, having a dedicated plan for cancer and a dedicated critical illness plan covering many critical ailments including cancer, is advisable..
- Vector-Borne Diseases
Malaria, dengue, and chikungunya are three vector-borne illnesses that can substantially influence health insurance coverage. Yet, these illnesses are covered by numerous health insurance plans.
- Heart Conditions
Many people are at risk for heart disease because of their poor lifestyles. However, many health insurance providers are hesitant to offer heart disease patients health insurance coverage. Instead, some insurance companies provide premium loading. Either choose an insurer with reasonable underwriting requirements or buy plans made specifically for people with heart issues. The premium for such policies is higher.
With healthcare insurance constantly expanding, insurance claims are no longer limited to critical illnesses alone. Insurance companies also pay for hospitalization costs associated with fever. As a result, people save a lot of money that would have been spent on unplanned hospitalizations like this.
Read more - Benefits of Health Insurance in India
Conclusion
The risk of being scrutinized for health issues is always present, given the recent surge in lifestyle-related disorders. The hunt for a suitable health insurance cover has also become essential as many ailments in India are now considered common diseases. Even if most people nowadays are trying to lead more healthy, disciplined lives, it is still crucial to have adequate health insurance coverage to ensure financial security in case of any medical emergencies. After all, you can never predict when a medical emergency will occur in your life.
Read more - Some of the Diseases Covered by Care Health Insurance Plans
