Tata AIA ULIP Plans

When you have a family, you also have aspirations. You wish to give your loved ones the best possible life, you plan your financial goals and try to move towards them as you grow in life. Investing in the right kind of investment plan can make ahuge difference in how you move closer to your goals.  TATA AIA ULIPs help you fulfil these plans in a more planned and quicker way. These plans not only help you in managing your finances but also in creating wealth. 

TATA AIA Life insurance Company is a collaboration between Tata Sons Private Limited and AIA Group Limited (AIA). Rated as one of the country’s fastest-growing companies, TATA AIA caters to the long-term savings and insurance needs of various individuals. Let's take a look at the various ULIPs offered by TATA AIA. 

Features of TATA AIA ULIP Plan

Name Of PlanEntry Age (Age Last Birthday)Policy Term
TATA AIA Life Insurance Fortune Maxima Plan

Minimum: 30 days

Maximum: 60 years

100 years minus Entry Age
TATA AIA Life Insurance Fortune Pro Plan

Minimum: 30 days

Maximum: 59 years

15 years to 40 years
TATA AIA Life Insurance Wealth Maxima Plan

Minimum: 30 days

Maximum: 60 years

100 years minus Entry Age
TATA AIA Life Insurance Wealth Pro Plan

Minimum: 30 days

Maximum: 60 years

15 years to 40 years

Benefits of Buying TATA AIA ULIP Plan

  1. A Great Combination
    TATA AIA ULIPs offer you the best benefits of insurance along with a saving plan. Even in case of your death, your family would not have to compromise on their dreams and aspirations.
  2. Invest as per Your Portfolio
    Whether you are an investor with a high-risk appetite or low-risk, everyone can invest in a ULIP and invest in funds that suit their investment portfolio. 
  3. Partial Withdrawals
    TATA AIA ULIP Plans also offer liquidity once the 5 year lock-in period is over. This benefit helps you deal with a short-term commitment or a financial necessity. 
  4. Tax Benefits
    TATA AIA ULIP Plans fetch you tax benefits under Section 80C and Section 10 (10D) of the Income Tax Act, 1961.
  5. Affordable Investment 
    Through a ULIP, you make small but regular investments that further help in generating a corpus. This affordable habit slowly but steadily creates wealth and allows you to fulfil your dreams. 

Most Popular TATA AIA ULIP Plan

  1. TATA AIA Life Insurance Fortune Maxima
    This plan by TATA AIA is a unit-linked individual whole life insurance savings plan. By paying a single or a limited period premium, you get the policy benefits for your whole life. You have the option to choose and also switch between 11 fund options. You can further customise your ULIP with 3 additional riders, top-ups and also the Enhanced Systematic Money Allocation and Regular Transfer Investment Portfolio Strategy. 
  2. TATA AIA Life Insurance Fortune Pro Plan 
    Along with the freedom to choose a policy tenure, you can customise your plan as per your financial needs. Your hard-earned money can be invested in a smarter way and you can grow it steadily. You also have the advantage of gaining loyalty additions that can boost your investment.
  3. TATA AIA Life Insurance Wealth Maxima Plan
    TATA AIA Life Insurance Wealth Maxima Plan is a unit-linked individual whole life insurance savings plan. As per your convenience, you can select a single premium or a limited period and get the policy benefits for a long time. You have a lot of choice in investment funds and under Enhanced Smart you can choose between debt or equity-oriented funds.
  4. TATA AIA Life Insurance Wealth Pro Plan
    The Wealth Pro Plan is a unit-linked individual life insurance savings plan, which gives you an excellent opportunity to convert your money into wealth. With the option of making partial withdrawals, once the lock-in period is over, you can deal with a financial emergency. You also have the settlement option which allows you to receive the maturity amount in a lump sum or in instalments over regular intervals. 

Insight on TATA AIA ULIP Plan

TATA AIA Insurance aims to offer the simplest and most practical insurance solutions to all its customers. When you opt for TATA AIA ULIP Plans, they help you lead a more secure and well-planned life. Though life is full of uncertainties, it always pays off to be prepared, and TATA AIA ULIPS let you do just that. Apart from being an affordable investment scheme, these ULIPs allow you to safeguard your loved ones’ future in case of your death. Through small and regular investment, you can build a large corpus. This amount can be used in fulfilling your goals such as planning your child’s education, buying a house, saving for your post-retirement etc.

Tata AIA ULIP Plans FAQs

  • 1. What premium paying terms are available with TATA AIA Life Insurance Fortune Pro Plan?

    The premium paying terms:

            a. Single Pay:

            b. Limited Pay: 5/ 7 and 10 years

            c. Regular/ Limited Pay: 15 and 20 years

  • 2. What different choices in the premium mode of TATA AIA Life Insurance Wealth Pro Plan?

    You have the choice to pay your premiums on a monthly, quarterly, half-yearly and yearly. 

  • 3. In the TATA AIA Life Insurance Wealth Pro Plan, what is the minimum premium?

    The minimum premium is as under:

            a. Single Pay: INR 5 lakhs

            b. Regular/ Limited Pay: INR 2.5 lakhs per annum

Recent Articles

View All

Post Office Scheme To Double The Money

If you want to double your money safely without any hassle, start your investing in Post Office Schemes. Post ...

Read More

Guide To Plan Savings for Your Future

Savings are the safest bet to secure your and your family's future financially. If you have a low-risk appetit...

Read More

Easy Ways to Maximize Your Tax Savings

Start your investment journey to secure your family financially, create wealth, and save taxes. Maximise tax s...

Read More

Benefits Of Insurance Policies

Insurance is beneficial not only as a risk cover but also helps you to start your investment journey to secure...

Read More

Save a Month Salary in Taxes

Save taxes from your hard-earned salaried money and grow your wealth simply by knowing invesmtent options that...

Read More

5 Things You Must Do Before You Start Investing

Don't make these mistakes, for it can costs you a lot in your investment journey. Read on to know things you m...

Read More

6 Investment Options For Retires

Retiring doesn't mean you can't be finanically independent. If you want to stay financially independent, check...

Read More

Investment Battle: Gold Vs Mutual Funds

Don't know whether to invest in Gold or Mutual Funds? Read on to understand the differences between Gold Vs Mu...

Read More

Increase Your Tax Savings Today

Looking for tax savings options? Worry not. Learn how you can increase your tax savings with proper financial ...

Read More