By offering comprehensive plan coverage, Go Digit General Insurance Company safeguards you and your family against various medical emergencies. This medical insurance plan offers many advantages and features to satisfy everyone's healthcare needs. Because of its all-inclusive strategy, policyholders can obtain coverage for pre- and post-hospitalization costs for single people or entire families. Additionally, it offers coverage for maternity costs, critical illness care, outpatient dental work, and many other things. You can protect several people with this policy, including your spouse, dependent children, and yourself. This coverage is available to those one year old to 60 years old.
This post will provide information on the various ailments covered by Digit Health Insurance. Reading the same will help you make an informed decision.
Plans Offered by Digit Health Insurance
- Digit Health Plus Plan
- Digit Complete Care Plan
- Digit Health Care Plus Plan
- Digit Total Protect Plan
- Digit Arogya Sanjeevani Plan
- Digit Corona Kavach Plan
- Digit Corona Rakshak Plan
- Digit Saral Suraksha Bima
Diseases Covered by the Digit Health Insurance Policy
The following is a list of ailments that Digit health insurance plans cover:
COVID-19
The coronavirus disease known as COVID-19 is extremely contagious and can cause serious health issues. As a result, the cost of the disease's treatment can skyrocket. However, if you have both a Digit Corona Kavach policy and a Digit Corona Rakshak policy, the insurance provider will pay for your treatment. Additionally, all Digit health insurance policies will cover COVID-19 hospitalisation costs.
Cataract
A cataract is an eye illness that causes the natural eye lens to become obscured. The condition can cause blindness and must be treated surgically. However, if you have Digit Arogya Sanjeevani Insurance, Digit Health Care Plus policy, or Go Digit General Insurance Limited will pay for the surgery.
Psychiatric Illness
A psychiatric illness is a mental disorder that affects the patient's thinking, emotions, memory, perception and orientation. The treatment of such disorders can be costly because they last a long time. However, if you have Digit Health Care Plus or the insurance provider will cover your treatment costs.
Brain Tumour
A brain tumour is a disorder in which the brain cells grow abnormally, putting pressure on the brain tissue and potentially causing brain damage. Surgery may be required as part of the pricey therapy for brain tumours. Yet, if you have Digit Total Protect Policy or Digital Health Care Plus policy, the insurance company will cover the treatment costs.
Cardiac Diseases
Cardiac diseases are heart problems that arise when the cardiovascular system is not functioning properly. Such disorders can necessitate costly procedures, resulting in financial hardship. However, if you have Digit Health Care Plus, or Digit Total Protect coverage, you won't have to worry about the cost of treatment.
Cancer
Cancer is a deadly disease that causes the body's cells to develop unnaturally and uncontrollably. Cancer therapies are costly and last a long time, putting financial hardship on the patient. However, if you have a Digit Health Care Plus policy, a Digit Total Protect policy, the insurance provider will pay for the therapy.
HIV
HIV targets the body's immune system. HIV therapy is long-term and can be costly. Your HIV medication will be covered by Go Digit General Insurance Limited if you have Digit Total Protect coverage.
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Digit Health Insurance - Review
Here's a quick summary of why Go Digit provides India's finest health insurance:
- Covers the costs of hospitalisation and other necessary treatments for pandemics like COVID-19.
- Does not impose a limit on room rent, allowing you to select any kind of room throughout your hospital stay at your convenience; Digit Health Insurance will cover all of them.
- If you don't file any insurance claims during the year, Go Digit offers you an annual cumulative bonus. At the end of the policy year, you will receive this bonus.
- The company offers you cashless health insurance at over 6,400 hospitals where you may comfortably choose cashless treatment. Furthermore, all claims can be submitted digitally; no hard copies are required.
- A favourable claim settlement ratio (CSR) is one of the most important things to consider when purchasing an insurance policy from any provider. In this example, Go Digit has a high CSR of 93%, reiterating its promise to policyholders about claim settlement.
- Provides an additional insured sum in the event of critical diseases and hospitalisation as a result of an accidental injury.
- According to Section 80D of the Income Tax Act, purchasing a health insurance policy from Go Digit also qualifies you for tax benefits of up to INR 25,000. Seniors are eligible for tax deductions up to INR. 75,000 when purchasing a Digit Health Insurance Policy.
Conclusion
Digit health insurance policies cover a wide range of disorders, helping consumers receive prompt treatment. Some disorders, however, may be covered after a waiting period. Make sure you carefully read the policy materials to learn about the waiting periods for various conditions.
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