Royal Sundaram Health Insurance Renewal

A Royal Sundaram health insurance policy comes with various coverages. These coverage features are only accessible if you keep regularly renewing your insurance. For uninterrupted coverage, it is crucial to do your Royal Sundaram health insurance renewal on time. Royal Sundaram has made every step of the renewal procedure simple and quick to ensure policyholders do not encounter any difficulties. Additionally, the health insurance provider offers both online and offline renewal options to its clients.

To keep enjoying the benefits of Royal Sundaram health insurance, you are required to renew your coverage within 15 or 30 days of the policy expiration date, otherwise, you’ll be pulled back into the 30-day waiting period all over again. However, you are advised not to wait that longer by renewing on or before the expiration date to ensure continuous coverage that does not remain the case otherwise. So, online renewal of Royal Sundaram health insurance is imperative. It helps you be on time with your Royal Sundaram health insurance renewal while ensuring an easy and user-friendly experience. Let’s discuss Royal Sundaram health insurance renewal in detail here. 

Royal Sundaram Health Insurance Policy Online Renewal Process

For the  online renewal of Royal Sundaram health, the following steps are all you need to follow: 

1. Visit the official website of Royal Sundaram General Insurance.
2. On the website, select the "insta renew" tab in the upper right corner.
3. Select ‘health’ from the list of insurance.
4. You get three options for Royal Sundaram health policy renewal - mobile number, email ID and policy number
5. If you choose to renew via policy number, input your policy number and expiration date.
6. If you choose either mobile number or email ID, input the same and generate OTP.
7. Examine the specifics of your insurance and the cost of your premium to be sure they are accurate.
8. Pay the renewal premium for your health insurance coverage as you normally would.
9. Upon successful Royal Sundaram health insurance renewal online payment, your coverage will be renewed. You will also get an email confirming the renewal.

Royal Sundaram Health Insurance Policy Renewal - Offline Process

At Royal Sundaram, renewing your health insurance is simple online. However, the provider of health insurance also gives the chance of offline renewal in consideration of the various demands of policyholders. If the offline renewal of the insurance is more convenient for you, phone Royal Sundaram at 1860-425-0000, which is its toll-free number, and let it know what you need. Another alternative for renewal is to pay a brief visit to the Royal Sundaram branch closest to you or pay with a cheque by mailing it to Royal Sundaram General Insurance Co. Limited, c/o Customer Services. Chennai, 600 097; Vishranthi Melaram Towers, No. 2/319, Rajiv Gandhi Salai, (OMR) Karapakkam.

Benefits of Renewing Royal Sundaram Health Insurance Policy

The multiple benefits of the Royal Sundaram health insurance renewal policy are described below:

1. Free Health Check-ups

Royal Sundaram Health Insurance renewal provides you with the advantages of free health check-up options with all of their policies. Once every 3rd policy year for Classic Lifeline plan, and annually for the Supreme and Elite plan coverage. The timely process of your Royal Sundaram Health Insurance renewal ensures continuity of this benefit under your insured coverage.

2. Huge Coverage Against Medical Expenses

Royal Sundaram Health Insurance renewal ensures coverage offered to you against medical expenses while purchasing. The Royal Sundaram health insurance renewal provides you with access to over 5000 network hospitals under its partnership to cover your medical expenses arising from medical treatment.

3. Hassle-free Claim Settlement

Royal Sundaram health insurance renewal ensures a quick and hassle-free claim settlement procedure. You will need to file a claim with the company through its online portal or the official branch for an offline process, and a timely Royal Sundaram health policy renewal will ensure the process is much quicker. You can acquire a cashless or reimbursement claim depending on your requirement. 

4. Lifelong Renewal of the Coverage 

IRDAI requires every health insurance policy to provide the insured with a lifetime renewability benefit. Royal Sundaram health insurance renewal ensures the policyholder that the coverage they are insured under can be renewed as long they live. This benefit rids retired and senior citizens of financial anxiety if diagnosed with a critical disease.

5. Tax Benefits

Under Section 80D of the Income Tax Act, 1961, you will be eligible for a tax benefit up to INR 1 lakh every financial year. The untimely Royal Sundaram health insurance renewal puts you at the risk of losing your tax benefit.

Things to Keep in Mind During Royal Sundaram Health Policy Renewal

1. Royal Sundaram health policy renewal is the time you can review and check the details, features and restrictions regarding your coverage, and this will also be your customisation window. You will receive an email notification 45 days prior to your expiration date.
2. Royal Sundaram health renewal is the time when you can increase your sum insured, taking into account the occurrence of the sum insured not being enough anymore.
3. Royal Sundaram health policy renewal period is an essential to include some riders and add-ons to your policy.
4. You should always inform the insurer if there are any new risk factors involved regarding your health. Any changes to your health and well-being directly reflect on your health insurance. So, you should bring it up to the company during the Royal Sundaram health policy renewal to avoid complications.

The Bottom Line

Renewing your health insurance is just as important as purchasing one. It ensures the continuity of the benefits you acquire at the time of purchase, along with offering benefits like NCB and waiting period benefits. Royal Sundaram health insurance renewal online makes the process much more convenient, quick and user-friendly for the policyholder.