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Maruti Suzuki S-Presso Car Insurance
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Maruti Suzuki S-Presso is a different car, with a new concept and idea never seen before in India. Placed slightly above Alto, and below Wagon-R in the hierarchy, S-Presso is a 5-door hatchback, which has been marketed as a crossover mini-SUV-styled car, for the family. Now, it isn’t an SUV by a long shot, but due to its rugged styling, and high ground clearance, S-Presso gives the impression of an SUV, at the price of a small hatchback.
And this is the magic formula that Maruti Suzuki has applied with S-Presso, which actually works.
Key Specifications of Maruti Suzuki S-Presso
Maruti S-Presso has been designed for families that are looking for an affordable small car, with great mileage and decent features. And S-Presso checks out all the critical factors for this segment, at a great price point.
Since affordability is the keyword here, Maruti is offering S-Presso in both petrol and CNG variants, which is an excellent, consumer-friendly move. In cities where CNG pumps are available, owners of S-Presso can ride their cars at extremely economical rates, and this serves the overall purpose.
The price of this innovative hatchback with ‘SUV looks’ starts at Rs 3.70 Lakh, and the top variant is priced at INR 5.13 Lakh (Ex-showroom, New Delhi)
Some of the Top-rated Features of Maruti Suzuki S-Presso
- SUV inspired bold front fascia with chrome-plated front grills
- Available in 998 CC Petrol engine, and 998 CC CNG engine
- Petrol engine gives a maximum power of 50kW at 5500 RPM, while CNG engine gives a maximum power of 43.5kW at 5500 RPM
- Twin-chamber headlights
- Industry-first steering mounted audio and voice controls in their segment
- Available in both manual and automatic transmission
- Introduction of the new Auto-Gear Shift Technology for smooth rides
- Digital display with 7-inch Touchscreen Infotainment System (again, an industry first for this segment)
- Dual airbags in the front
- Rear-parking assistance sensors
- 180mm Ground clearance (unladen) with 2380mm wheelbase
What is Covered Under Maruti Suzuki S-Presso Car Insurance Policy
Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.
Car Thefts: In case your car is stolen, your Maruti Suzuki car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Maruti Suzuki S-Presso Car Insurance Policy
Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Maruti Suzuki S-Presso Car Insurance Policy
You can renew your Maruti Suzuki S-Presso car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Maruti Suzuki S-Presso Car Review
Maruti Suzuki S-Presso will certainly provide a thrilling driving experience for first-time car buyers, and/or those who used to love Maruti 800 and Alto 800 cars, and now wish to experience a slightly bigger car.
The interiors are optimized for space, and there is ample legroom on the rear side with a decent boot space of 270 liters. Although S-Presso is a 5-seater hatchback, 4 passengers can comfortably sit with sufficient space for all. The inclusion of the 5th passenger can gulp up space, and prove to be slightly inconvenient.
With almost all the advanced tech features such as steering-mounted voice and audio control, touch screen, anti-lock braking system, and more, S-Presso is a cleverly designed budget-friendly small hatchback, which will appeal to families and 1st-time car buyers.
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Maruti S-Presso Car Insurance FAQs
1. Which factors will determine the insurance premium for my new Maruti car?
There are several factors associated, such as the market value of the car, total cubic capacity of the car, installation of an anti-theft device (you can get a discount if your car has one), location of the car registration, fuel-type and more.
2. Is there any benefit if I don’t claim any insurance money during the tenure of the policy?
Yes, definitely. If you don’t claim any insurance during the entire tenure, then the insurance provider will give you No Claim Bonus or NCB which can be anything between 20%-50% of the next premium.
3. I am the owner of a new Maruti S-Presso, but I have gifted the car to my daughter. How can I buy or renew insurance, since I live in a different city?
As per the rules, a signature is required in the proposal form for new insurance or a renewal of the insurance. However, while filling the form, some insurance providers can accept recorded telephonic conversations as consent.
4. What happens if I need to buy another car? Will my insurance lapse?
In case you are changing cars in the middle of the tenure, then the insurance can be transferred to the new car as well. However, based on the current market value of the car, and the cubic capacity, the premium of the insurance can alter. Based on a pro-rata basis, the new installment of your insurance can be calculated.
5. My son is insisting on buying insurance from an online portal. But I have doubts over its genuineness. Are online insurance policies fake?
Always check the official website of the insurance provider, before buying any insurance online. Purchase of insurance policies is possible via both online and offline mode, but there are a lot of fake websites that look like actual insurance providers, but they are not. It’s always better to buy insurance online after a thorough study and analysis of an online portal as it should be approved by IRDAI.