Starting at only ₹6 per Day*

Bharti AXA General Insurance Company is a joint venture between Bharti Enterprise – a leading business group involved in telecom, agriculture, financial services, retail and manufacturing business AND AXA Group – a world leader in insurance and asset management services. Together these companies have teamed up to provide a wide range of insurance products in India and are focused to cater to the insurance needs of Indian customers.
Since its inception in the year 2008, Bharti AXA is known for providing top-notch service and products to its customers. The wide range of pocket-friendly and unique insurance products has made Bharti AXA a household name. The company is a renowned name in the general insurance sector providing a range of insurance products ranging from Motor Insurance, Health Insurance, Two-Wheeler Insurance, Travel Insurance, etc.
Bharti AXA General Insurance companies offer 3 types of car insurance plans as under:
A comprehensive car insurance plan is designed to provide protection against damage caused to your own car and third-party liability. The comprehensive car insurance policy is designed to cover for the losses or damage caused due to accident, theft, malicious act, burglary, flood, fire, explosion, etc. Along with the cover the plan also includes compulsory personal accident cover of INR 15 Lakhs of which the compensation shall be paid as under:
Type of Injury | Compensation provided |
Death | 100% |
Loss of 2 limbs or sight of 2 eyes or 1 limb or 1 eyesight | 100% |
Loss of 1 limb or 1 eyesight | 50% |
Permanent disability caused due to injuries other than mentioned above | 100% |
Third-Party Liability coverage is a compulsory car insurance policy that every car owner has to avail as per the terms and conditions of Motor Insurance Law in India. The third-party liability coverage as the name suggests is a plan designed to cover the loss or damage caused to the property, vehicle or life of a third party due to the insured vehicle. This plan only covers the damages caused to third-party and not yours.
The Inclusions of Third-Party Liability Coverage are:
The exclusions of third-party liability coverage are:
As the name suggests, this plan is designed to cover the losses or damage caused to own vehicles caused due to accidents, theft or natural calamities. However, you can opt for this plan only if you have a valid third-party only car insurance plan.
This cover protects you against damages caused due to:
While it does not cover for:
The key benefits of Bharti AXA Car Insurance Company are as under:
The Bharti AXA Car Insurance Policy covers the damages caused due to the following reasons:
The Bharti AXA Car Insurance Policy does not cover the damages caused in the following situations:
Buying car insurance policy from Bharti AXA General Insurance company is quick and hassle-free. The digital platform makes buying car insurance cover quick and easy. In 3 simple steps, customers can buy car insurance policies with complete ease and convenience.
Registering a Car Insurance Claim with Bharti AXA General Insurance Company is quick, simple and hassle-free. The following is the process of registering the claim process with Bharti AXA General Insurance Company:
Bharti AXA claim process is done in two ways namely:
Cashless Claim Process | The following is a detailed procedure for filing the cashless claim process:
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Reimbursement Claim Process | For the reimbursement claim process, the owner can move the vehicle to the garage of his choice and get the repair works done. Once the repair works are complete the owner needs to submit the required bills and invoices to the insurance company. Once all the claim related documents are received by the insurance company then only the claim settlement process shall be initiated. |
Renewing car insurance policy is very important as it ensures continuous insurance protection to your vehicle against loss or damage. Renewing a Bharti AXA car insurance policy is simple. The company has created a dedicated car insurance renewal digital platform with which renewal of car insurance policy can be done with a click of a button. Visit https://www.bharti-axagi.co.in/car-insurance-renew#main-content and enter the valid required details like Policy Number or Car Registration Number and Policy Expiry Date and click on ‘Renew Now’ button to proceed to payment gateway. In this manner, renewal of an active car insurance policy is done within a few minutes.
However, to renew an expired or lapsed Bharti AXA Car Insurance policy, customers first need to conduct a survey of their car. The survey is done by a surveyor of the insurance company. If in the survey, the car is deemed fit only then the car insurance policy for the same can be renewed.
Bharti AXA General Insurance Company is a top-notch general insurance product providing company. The company has established itself as a trusted brand in the minds of people. People are keen on buying Bharti AXA general insurance products because of the unique features and benefits offered by the products. The wide range of products makes it easier for the customer to choose the products as per their wish and needs.
Apart from offering unique products, the company is well-known for its fast and hassle-free claim settlement process. We all know the claim settlement process is a bit tedious but Bharti AXA has streamlined the entire process and made it simpler for the customers to understand thereby making it quick and hassle-free. Lastly, another major factor for the success of Bharti AXA general insurance company is its 24*7 customer service. These factors are the contributing factors for the success of Bharti AXA General Insurance Company.
The customer support team of Bharti AXA General Insurance Company is exceptionally dedicated. To seek any sort of assistance, the customer care executives can be reached out at-1800 103 2292.
They offer round the clock customer support. Customers can reach the customer support team through various channels thereby making a strong presence in the minds of their customers. To register a claim, by insurance or any help related to claim settlement, the above number comes handy.
The incurred claim ratio for FY 2018-19 of Bharti AXA Insurance Company for motor insurance is 75%.
For checking your Bharti AXA Car Claim Status Online, kindly visit
https://www.bharti-axagi.co.in/track-your-claim
and enter the valid required details.
To avail an online soft copy of Bharti AXA Car Policy, you need to contact and send a request to the customer support department. Once your request is received, the team shall send the copy of the policy document on your registered email ID.
Post completing all the documentation formalities Bharti AXA General Insurance Company initiates the claim settlement process immediately. However, the maximum claim settlement time is 7 working days to reimburse the claim amount.
No, the company does not offer pay-as-you-drive car insurance.