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The Indian journey of Volkswagen India started with the launch of ŠKODA in the year 2001. Volkswagen, ŠKODA, Porsche, Audi and Lamborghini are the five brands that represent the Volkswagen Group in India. Volkswagen is headquartered in Pune, Maharashtra and it was built in a record time of 17 months. 

Volkswagen was first launched in India in 2007 with the launch of the premium and iconic model, Passat. It has dealerships across 104 cities in the country. The current line-up of the German carmaker Volkswagen comprises the Passat sedans, Tiguan SUV, Vento sedans, Ameo compact sedan, and Polo hatchback. 

Volkswagen India Car Models

Vento

The starting price of the premium Vento among all its variants is around INR 9,09,000 lakhs (ex-showroom price, Delhi). It comes with premium features like a scratch-resistant dashboard, steel wheels with its wheel covers, and trunk illumination. The interiors are made of beige-coloured upholstery leatherette that gives an unmistakable classy Volkswagen vibe. It is also equipped with standard dual front airbags and side airbags as well for being the safest sedan in its segment.

Polo

The starting price of the classic Polo among all its variants is around INR 6,01,500 lakhs (ex-showroom price, Delhi). It comes with automatic rain-sensing wipers and cruise control to help maintain a steady speed. It also comes with a touch-screen dashboard that can work as a brilliant infotainment system. The interiors are in a black and grey color combination made with stylish upholstery that gives it a luxurious look.

New Tiguan Allspace

The price of the stunning New Tiguan Allspace is around INR 33,24,500 (ex-showroom price, Delhi). The textile floors of this model are made of durable and high-quality velour of the Tiguan Allspace branding. You can divide the luggage compartment of this vehicle into your desired number of compartments. Talking about the safety features, it comes equipped with 7 airbags and electronic stability control to ensure your complete safety.

Polo GT

The starting price of the striking Polo GT is around INR 9,67,000 lakhs (ex-showroom price, Delhi). The roof edge spoiler of the Polo GT gives you the liberty to play with the winds. The automatic transmission of the Polo GT helps you sail through the roads with ease. Polo GT also comes with a galvanised steel body and is equipped with standard airbags to give you a true sense of safety. 

New T-Roc

The classy New Volkswagen T-Roc has an introductory price of around INR 19,99,000 lakhs (ex-showroom, Delhi). The door handles are coloured the same as the body and black-coloured exterior mirrors that give the T-Roc its premium look. The front and rear centre armrest further enhances its premium look for the interiors as well. The anti-lock braking system, electronic immobiliser and the standard airbags are some of its safety features among others. 

What is Covered Under Volkswagen Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Volkswagen Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Volkswagen Car Insurance Policy

You can renew your Volkswagen car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Volkswagen India Car Models Review

The brand name already speaks for itself as a luxury and premium brand but the thing is to find out if it does live out according to its claims. The New T-Roc introduced by Volkswagen in India made a huge and impactful presence in the country as an SUV at the given price point. 

Being a compact crossover model, the T-Roc 1.5 Litre petrol engine for performance and the low-slung roof sounds like a great deal. Even the other models offered by Volkswagen come at a cost but have no compromisations in terms of features and looks.

Volkswagen India Car Insurance FAQs

  • 1. Is there any difference between standard car insurance and luxury car insurance?

    The amount of car insurance is usually based on the Insured Declared Value (IDV). IDV is considered as what is known as the market value of the vehicle. As the price of a luxury car is higher than that of a standard car, therefore, the car insurance policy amount is also higher. The insurance premium is higher because the damages and repair value of luxury cars are higher than its standard counterparts. 

  • 2. Are there any add-on coverages that I need to purchase for my luxury car?

    Add-ons are to provide extra coverage in exchange for an extra premium amount. You must understand your required coverage and choose the add-ons accordingly. If you have got a luxury car, these are some of the add-on coverages that you can purchase to ensure future safety:

    • Engine Protection
    • Roadside Assistance
    • Zero Depreciation
  • 3. I forgot to pay my premium amount for my car insurance this year. What should I do?

    It is necessary to maintain an active car insurance policy and renew the policy before its deadline. Otherwise, you might be liable to pay for all the financial losses incurred by your car if you fail to maintain an active insurance policy. 

    Fortunately, if you are in the grace period after the expiry date, you can renew the car insurance policy immediately without losing any benefits.

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