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Mercedes-Benz is one of the most famous manufacturers that has established its name around offering supreme luxury to the world. Making itself the first-ever luxury brand to enter the Indian continent in 1994, the automaker enjoys great sales and fan following in the country.

Offering a wide range of cars in its lineup, the automaker has established a name in the premium space and enjoys the label of luxury. 

Mercedes-Benz Car Models in India

Mercedes-Benz S-Class

The top class offering of this premium automaker, the Mercedes-Benz S-Class is an offering like no other. Starting at a premium price tag of INR 1.90 Crore (ex-showroom price, Delhi) and can go up to INR 2.40 Crore (Ex-showroom price) in its offering. While the car had been in the market for a long period, the latest update around this premium luxury includes a revised engine besides some tweaking on the exterior and its interior.  

Mercedes-Benz C-Class

A more reliable and practical offering that is meant to capture the market of the masses, the Mercedes-Benz C-Class is a car that gets practicality mated to performance. The starting price of the C-Class starts at around INR 41 Lakhs  (ex-showroom price, Delhi) and can go up to INR 1.40 Crore (Ex-Showroom price). The USP of the car revolves around its sporty design, mated to the comfort that this car has. Available over a total of six variants, C-Class is laden with premium features. 

Mercedes-Benz E-Class

Another reliable offering by Mercedes, the E-Class is similar to the S-Class but at a difference in price. Price and affordability are its major USP, the car starts at INR 62 Lakhs (ex-showroom price, Delhi) and can go all the way up to INR 1.50 Crore (Ex-showroom price). Coming to its specifications, the car picks up on a plethora of safety features, mated to the best of technical features by the automaker.

Mercedes-Benz V-Class

The Mercedes-Benz V-Class is an MPV that is available in three variants. Aimed at offering luxury in the longer wheelbase, the V-Class starts at INR 71 Lakhs (ex-showroom price, Delhi) with variants going up to INR 1.45 Crore (Ex-Showroom price). The USP of the car revolves around luxury and space that is provided by the car, besides adding to the style element of the car. 

Mercedes-Benz G-Class

Mercedes’s take at the SUV, the G-Class, or the G-Wagon is by far the best-selling car by the automaker. With a strong style statement and an equally appealing performance, the G-Class offers practicality and style. The Mercedes Benz G-Class comes at an introductory price of around INR 1.62 Crore (ex-showroom, Delhi), going all the way up to INR 2.40 Crore (Ex-Showroom Delhi). The car picks up on classy interiors, an anti-lock braking system, standard airbags, and an electronic immobilizer among other such features. 

What is Covered Under Mercedes-Benz Car Insurance Policy

Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Mercedes-Benz Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Mercedes-Benz Car Insurance Policy

You can renew your Mercedes-Benz car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (Third-party liability car insurance, Comprehensive add on car insurance, Standalone own damage car insurance) or add-ons 

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Mercedes-Benz Car Models Review

Mercedes as a car brand is a name that needs no introduction! We can say the same when it comes to their offerings as the automaker does a great job at engineering sturdy. Powerful machines that tend to last (both in terms of value and performance). While the higher price tag might not be that tempting to a number of users in the category, the car is certainly worth the price tag that it comes with. After all, the badge that is also a mark of luxury, is certainly a product worth it! 

Mercedes-Benz Car Insurance FAQs

  • 1. What are some of the best car insurance to select from?

    We suggest you look for the insurance provider that matches your needs, it is not favorable to list down certain companies that offer insurance. 

    To find out the best car insurance provider, you need to understand a few things:

    • The present value of your car after depreciation
    • If the car includes any modifications
    • The amount of money that you are willing to spend on insurance
    • The time period for which you want to run your car insurance

    Once you are clear with these terms, you can easily choose between third-party(mandatory), comprehensive and pay-as-you-drive car insurance.

  • 2. I recently got my car insured by one of the leading insurance providers. However, I am confused about the charges. Can somebody help me understand how or on what basis it is calculated?

    The insurance value of your car is determined by the IRDAI where they judge the total amount insured on different factors. The factors are:

    • Insured Declared Value
    • Engine Cubic Capacity
    • Age of the car
    • Make, Model, and Variant
    • RTO Location

    These are the factors responsible for determining the insured value of your vehicle.

  • 3. My comprehensive insurance cover says, it got me covered over different losses or damages. My question is, what are the instances in which my car is insured?

    Listed below are some of the instances during which an insurer has your vehicle covered: 

    • Burglary, theft/ Riot, strike
    • Accidents of external means
    • Third-party liabilities
    • Natural calamities like, cyclone, hailstorm, flood, typhoon, hurricane, storm, tempest, inundation, frost
    • Fire, explosion self-ignition, or lightning
    • Terrorist Activity/Malicious Act
    • Earthquake (Fire and Shock Damage)
    • Landslide/Rockslide

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