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Maruti Suzuki XL6 Car Insurance
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Indian company Maruti Udyog Limited and the Japanese Automaker giant Suzuki joined hands in 1982 to form the successful Maruti Suzuki India Limited we know today. This subsidiary of the Japanese giant Suzuki has time and again proved its strength in introducing reliable passenger automobiles in the Indian market right from the launch of Omni in 1984.
Hosted by a range of new technological features, Maruti Suzuki launched the Suzuki XL6 which is also the seventh model with the BS6 compliant engine in 2019. Suzuki XL6 is said to be a perfect crossover of MVP and SUV providing exclusivity in style, comfort, and features.
Key Specifications of Suzuki XL6
This Suzuki XL6 is powered by the all-new K15 petrol engine mated with the smart Hybrid Tech. The 1.5L petrol engine generates a maximum power of 77kW at 6000 RPM and an impressive torque of 138 Nm at 4400 RPM. The engine also boasts 1462 cc displacement guaranteeing high power generation.
Suzuki XL6 promises an average mileage of 19.01 kmpl and 17.99 kmpl for the Manual and Automatic Transmission variants respectively. Apart from this, it has a maximum fuel tank capacity of 45 litres, letting you enjoy all your long trips. Also, the cruise control and automatic transmission render an unprecedented experience for those inside the car.
Other Key Features of Suzuki XL6:
- Steering Mounted Controls
- Instrument Cluster with TFT MID
- Automatic ORVM
- ABS with EBD
- Start-stop push button
- LED Fog Lamps
- One-touch Recline
- Automatic ACs
What is Covered Under Maruti Suzuki XL6 Car Insurance Policy
Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your Maruti Suzuki car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Maruti Suzuki XL6 Car Insurance Policy
Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Maruti Suzuki XL6 Car Insurance Policy
You can renew your Maruti Suzuki XL6 car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Maruti Suzuki XL6 Review
This car demands attention for its strong presence and elegant stance. Its all-black interiors coupled with its sporty aesthetic exteriors give Suzuki XL6 a tough yet modern look. The myriad of features declares its superiority in the MVP market.
The company has paid special attention to the overall safety inclusions which include dual airbags, hill hold assists, front seat belts with pre-tensioners and force limiter, ISOFIX, reverse parking sensors as a standard fitment, high-speed warning alert, ESP (Electronic Stability Program), driver/co-driver seat belt reminder and ABS with EBD (as mentioned above).
Suzuki XL6 will be available in six different colors- khaki, pearl arctic white, nexa blue, prime auburn red, metallic magma grey, and metallic premium silver.
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FAQs of Suzuki XL6 Car Insurance
1. What are the important details that would be required while renewing my car policy?
The essential details that would be required while renewing your car policy are your existing insurance policy number, car registration number and expiry date of your insurance policy.
2. Why should one choose an OD policy for their car?
OD policy plan offers the car owner an opportunity to customize their insurance and earn a cover for their own car damages. You can avail OD while continuing with a 3-year liability-only policy. Apart from covering the own damages, OD also covers third-party liabilities.
3. Why is Personal Accident Cover important?
This is a part of your car's insurance policy which not only safeguards your car but also provides safety in the means of reimbursements to your personal damages. This component saves you from accidents as well as mishaps leading to any kind of disabilities. You can also add the number of insured people to include any other passengers under the cover as well. However, keep a note that the cost of premiums is directly proportional to the total number of insured people added.
4. Is getting car insurance a quick process?
Getting car insurance is quite a quick process. Unlike health or life insurance which may take about 2 weeks. If you have valid documents, your car insurance can be obtained in just a few minutes.
5. Can I pay my car insurance premium in instalments?
No, you cannot pay your car insurance premium in instalments. The insurance company will never take a risk of providing complete coverage for your car until they receive a full amount of the car insurance premium. The payment should be complete and before or on the day of expiry of policy date. Also, as per Section 64VB, car insurance cannot be provided if the payment is done in instalments.
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