How to Apply for Shriram Car Insurance Policies Online?

Car owners must purchase a comprehensive, third-party, or standalone own-damage auto insurance policy to cover the damage caused to their car in the event of a road accident. Shriram General Insurance offers the best car insurance policies with several great features. It is one of India's biggest non-life insurance providers. 

Shriram General Insurance promises to provide customers with the best and most effective vehicular insurance policies. You can buy auto insurance plans that you can customise to your requirements.

The company also provides commercial and private four-wheeler insurance and a wide range of add-ons to enhance the coverage of a standard car insurance policy. 

Buying vehicular insurance is now easy as Shriram General Insurance Company offers the same online. If you want to buy Shriram car insurance online, read this article to learn how you can do it.

Different Types of Shriram Motor Vehicle Insurance

Shriram General Insurance Company offers the following types of auto insurance in India:

1. Standalone Own Damage

Auto insurance offers coverage against the damages the insured car might have endured because of a road accident. Standalone own damage does not cover third-party liabilities. So, Standalone own damage car insurance cover is advisable only if you have a third-party car insurance policy only. In case you have a comprehensive policy, there's no need to buy the standalone own damage plan.

2. Third-Party Liability

A third-party car insurance plan covers the damages caused to the third party. It covers a third party's property damage, injuries, or accidental death. This plan does not compensate for any damage the insured car might have sustained during an accident.

3. Comprehensive Auto Insurance

Comprehensive car insurance compensates for the insured car's damage due to uncalled events such as natural disasters, road accidents, riots, vandalism, and theft. Additionally, it also covers third-party liability.

How to Buy a Shriram Four-wheeler Insurance Policy Online? 

Thanks to the internet, you can now purchase Shriram General's comprehensive, third-party, or a standalone own-damage auto insurance policy. Choose the appropriate plans considering your budget and comfort. Paytm Insurance is one of India's best insurance broking companies, offering a quick and hassle-free process. Following are the steps to purchase a Shriram General car insurance policy:

1. Visit Paytm Insurance Broking's official website
2. Click on "car insurance"
3. A page will open asking you to enter your four-wheeler number
4. Do that and click on 'get quote'.
5. If you already have a login on Paytm Insurance, you can have the quotes in front of you. You can choose Shriram car insurance.
6. Else you will need to create a login for yourself.
7. Choose Shriram car insurance and pay the applicable premium
8. After verifying the payment, the insurance will be processed

Alternatively, Shriram General Insurance Company also has its official website. The following are the steps to buy vehicular insurance through Shriram General Insurance Company's official site:

1. Open the official website of Shriram General Insurance Company.
2. Click on 'buy online for new vehicle'.
3. Enter your car number and mobile number.
4. Click on 'insure now'.
5. Quotes will appear before you.
6. Choose from the quotes and pay the premium.
7. After verification, the insurance for your car will be processed.

Reasons to Choose Shriram Motor Insurance

Here are the top reasons why Shriram Insurance's comprehensive, third-party, or standalone own-damage four-wheeler insurance policies are popular among car owners:

Robust Customer Assistance

The company's professionals are always available to help you in case of any queries during the car insurance claim settlement.

Cashless Garages

Shriram General Insurance Company provides its customers with cashless services through its garages spread across India. With this, you will not have to pay for the car repairs. 

Personal Accident Cover

Under the personal accident policy, the insurance company can cover a maximum of INR 15 lakhs for the car owner in the insured car.

Quick Claim Process

Thanks to minimal documentation and online accessibility, the claim process is fast and hassle-free.

Shriram General Vehicular Insurance Add-ons

You can add the following car insurance add-on covers to your Shriram General comprehensive car insurance policy:

Daily Reimbursement

This add-on offers a daily fixed sum or allowance to cover the travel expenses of the policyholders while their car is in the garage for repair.

Zero Depreciation Cover

Depreciation is decreased car value and parts. It depends on factors such as the vehicle's age, usage, wear and tear, etc. With zero depreciation car insurance add on cover, a policyholder can easily replace or repair depreciated parts such as plastic, rubber, metal, etc.

Emergency Assistance Cover

It is also known as roadside assistance. If you are in the middle of the road and your vehicle has a technical or mechanical breakdown, the insurance company will send a mechanic to repair your car.

Key Replacement

With this add-on, you can repair, replace, or recover the key without paying a single penny.

Personal Belongings

It covers the loss of personal belongings such as laptops, car accessories, or other electronic items in a locked car.

How Does Shriram Auto Insurance Claim Process Work?

The claim process for Shriram vehicular insurance is quick and easy. Do the following in case of a road accident.

• Contact and inform your insurance company right away.
• The company will send a surveyor.
• The surveyor will inspect the vehicle and provide an estimate for the claim settlement.
• Once approved, the process for claim settlement will begin.

What Documents are Needed to Raise a Claim?

To raise a Shriram four-wheeler insurance claim, make sure to have the following documents handy:

• Driver's licence copy
• Duly filled claim form
• RC
• Police FIR (Mandatory in case of theft and third-party claims)
• Repair bills and estimations

In Review

Shriram General Insurance Company provides the best auto insurance in India with several excellent facilities to protect you and your car in case of a road accident, theft, or any natural or manmade calamity.

Thanks to complete customer service, Shriram General Insurance has become a leading insurance company in India. Before purchasing the policy, do not forget to use the car insurance price calculator to estimate how much premium you will need to pay. 

Read more -

• All You Need to Know About Shriram General Insurance Roadside Assistance
• How Do I Know When My Car Insurance Policy Is Due?