header Car Insurance

6 Reasons You Need Car Insurance from IFFCO Tokio General Insurance

By Vikas Chandra Das
04 August 2022, 3:04 PM

A car insurance policy can protect you against accidents and financial loss if your vehicle is damaged or stolen. Still, it’s also essential to protect yourself from third-party legal liability if you cause an accident and someone else is hurt. With so many car insurance policies and insurance companies, it can be hard to know what to buy and where to get it. One such option is car insurance from IFFCO Tokio General Insurance. The company allows you to save on your premium, lets you avail of the cashless garage services across India, comes with numerous add-ons to expand your coverage against unforeseen incidents, etc. Besides, the company's claim settlement ratio sits at an impressive 96.80%. So, IFFCO Tokio car insurance makes all the right noises. 

In this blog post, we will tell you the six reasons for buying car insurance from IFFCO Tokio General Insurance.

1. Protection Against Theft

Your car is one of your most valuable assets, so it's essential to protect it against theft. Fortunately, IFFCO Tokio offers comprehensive car insurance that will reimburse you for the value of your car if it's stolen.

So, if your vehicle goes missing, you can get the insured declared value (IDV) from the insurer. However, the IDV decreases with time due to depreciation. Plus, it does not include registration charges and road taxes you pay to buy a car. So, if you buy a new vehicle replacement add-on, IFFCO Tokio will reimburse you for the on-road price of the car in case of vehicle theft. All these options provide peace of mind and protection that can't be found anywhere else.

2. Protection Against Natural Calamities

One of the main reasons you should purchase car insurance from IFFCO Tokio is because they offer protection against natural calamities. This means that if your car is damaged in a flood, hurricane, or earthquake, you will be covered.

And, since these events are often unpredictable, it's always better to be safe than sorry. If you don't have coverage for such occurrences, you could end up paying massively to fix those damages. But thankfully, with IFFCO Tokio as your provider, you can get the best comprehensive car insurance policy covering you against these incidents.

3. Flexibility to Choose Add-on Covers

One of the most attractive features of IFFCO Tokio General Insurance is that it's entirely customizable for your specific needs. This allows you to tailor your coverage to fit whatever suits you best and saves money in the long run.

You're not just getting the standard coverage when you purchase a car insurance policy from IFFCO Tokio. You can also select from a range of add-on covers to create a policy that's customised to your needs. Plus, you can change your add-on covers at any time.  

4. A Large Network of Garages

One of the best reasons to purchase car insurance from IFFCO Tokio is its extensive garage network. With over 4300 garages across India, you're sure to find one near you. If you have an accident or your car needs repairs, you can easily find a place to get it fixed.

When you purchase car insurance from IFFCO Tokio General Insurance, you get an excellent policy and access to an extensive network of garages. If you have an accident or your car needs repairs, you can take it to any participating garages and get the work done quickly and easily. This is an excellent option if you don't want to wait for hours in line at a repair shop. If there's anything about your car that you don't know about (such as what kind of parts are needed), give them a call, and they'll help walk you through the process.

5. Superfast Claim Settlements

If you're in an accident, you are concerned about how long it will take to settle your claim. With IFFCO Tokio General Insurance, you can rest assured that your car insurance claim will be settled quickly and efficiently. The company understands that the sooner you can get back on the road, the better, which is why they work hard to settle your claim as soon as possible.

6. 24x7 Customer Assistance

No matter what time of day or night, you can always count on IFFCO Tokio to be there for you. It offers 24x7 customer assistance, so you can always get the help and support you need. The service offered by the company is available in almost all major languages, making it easy for people from around the country to buy car insurance. Whether you're in an accident or your car breaks down, you can rest assured that someone will be there to help you.  

Read more - A Complete Guide on Car Insurance


In conclusion, there are many reasons to purchase car insurance from IFFCO Tokio General Insurance. It is a reputed company with a long history of providing quality coverage. It offers a variety of coverage options to meet your needs and budget. 

The company has a team of experienced and knowledgeable agents who can help you find the right policy for your situation. So if you're looking for car insurance, call IFFCO Tokio General Insurance.

Read more - Difference Between Comprehensive And Third-party Car Insurance


1. What are the different types of car insurance policies offered by IFFCO Tokio?

The car insurance policies offered by IFFCO Tokio are comprehensive and third-party car insurance policies.

2. What add-on covers can I add to my IFFCO Tokio car insurance policy?

IFFCO Tokio offers several add-on covers for your car insurance policy. The most common ones are zero depreciation car insurance, NCB protection cover, roadside assistance cover, and key replacement cover. 

3. How do I renew my IFFCO Tokio car insurance Policy?

To renew your car insurance policy, you can visit the official website of IFFCO Tokio and mention your policy number, mobile number, and email address.

4. What happens if I lose all my policy documents of IFFCO Tokio?

You need not worry if you have lost all your car insurance policy documents; IFFCO Tokio has covered you for the same. All you need to do is call its toll-free helpline number 1800-103-5499 to get the duplicate ones.

5. What if I notice an error in my IFFCO Tokio car insurance policy?

If there's any error or misprint in your IFFCO Tokio car insurance policy document, dial its toll-free helpline number, 1800-103-5499, and its customer care executives will assist you. 


Car Insurance banner
Car Insurance

Starting at only ₹6 per Day*

Enter your details to buy Car Insurance
By proceeding you agree to Terms & Conditions
Proceed without car number