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How to Make a Third-party Insurance Claim with Tata AIG?

By Juhi Walia
26 October 2022, 1:37 PM

To many of us, vehicular insurance seems like one of those things we must have to avoid feeling anxious about the roads. However, if your car damages someone else's property or injures someone and it wasn't your fault, you might need to file a third-party claim. This claim facility is also available with the help of Tata AIG General Insurance.

If you're wondering how to file a third-party insurance claim with Tata AIG, we've got the answers you're looking for in this simple guide! Insurance claims can be stressful, and it can help to have guidance from the professionals at Tata AIG when filing your claim. 

This can seem quite overwhelming if you are unaware of all the steps involved, so we have compiled this simple guide to help you make your third-party insurance claim successfully with Tata AIG.

In this article, we'll discuss some of the most common reasons to make a third-party  insurance claim, what information is needed, and what steps to take if you have any trouble with your insurance claim after you've filed it.

Read more - What is the Importance of Car Insurance Policy

Car Insurance Claim Overview

Third-party car insurance claims can be complex, but not if you know what documents are required and how they should be submitted. With the right help, submitting an insurance claim can be relatively straightforward. This guide will walk you through each of these steps: 

How to Make a Third-party Car Insurance Claim with Tata AIG?

You must file your Tata AIG third-party car insurance claim as soon as possible in case of an accident. There are a few easy steps that need to happen after an accident:

Gathering Evidence

Make sure you have some form of evidence (e.g., photographs, police report) to support your claims when filing a third-party insurance claim with Tata AIG so they can assess the incident correctly.

Contacting Your Insurer

Make sure to contact your insurer immediately after an accident if you want to make a third-party insurance claim. This will ensure quick assistance from the insurer.

Gather Contact Details of Potential Eyewitnesses

If you want to make a third-party insurance claim with Tata AIG, it's best to collect the contact details of potential eyewitnesses so that they can give their accounts of what happened during the incident. 

Submit a Police Report

You should also submit a police report along with gathering evidence. You can get in touch with your local law enforcement agency and tell them about the accident.

File Your Claim at Motor Accident Claims Tribunal Court

So now we know how to make a third-party insurance claim with Tata AIG, but where exactly do we file our claim? You can go to the nearest Motor Accident Claims Tribunal Court office and fill out the necessary forms. Be sure to bring all the relevant documents along with you too!

Submit Important Documents

When you arrive at the court, be prepared to submit essential documents relating to your claim, including the accident report, proof of car ownership, and copies of your car insurance policy. You will then need to pay a fee depending on the case you are making - minor or complete injury.

Notify Your Insurer About the Court's Judgment

Once the judgment is made, notify your insurer about the judgment so that they can assist you accordingly. For example, if you were awarded money for damages incurred due to injury or damage to property, the insurer would reimburse you.

Likewise, suppose the court ruled against you and refused to award money for damages incurred due to injury or damage to property. In that case, notification needs to be made back up to your insurance company.

If you were affected by the case, the cost of damages must be authorised and paid by the tribunal court.

Documents Required for Vehicular Insurance Claims

Here is a list of documents required for car insurance claims:

  • The insurer requires a claim form signed
  • First Information Report in case of an accident
  • Vehicle registration number
  • Personal details, such as a home address and a driver's license
  • This includes medical expenses in case of accidents not related to the workplace
  • Repair bills from the garage (for reimbursement claims)
  • Information about the vehicle's registration, along with the vehicle's RC and original keys
  • A copy of your driving licence
  • Original copy of the policy
  • Personal injury hospital bills
  • In addition, a new estimate, invoice, and payment receipt for the services received at the mobile network garage

Key Takeaways

Tata AIG is one of the largest insurance providers in India. With such a vast portfolio of products, it's no wonder that many people turn to this company when they have an incident.

If you are one of those who have contacted Tata AIG and need some guidance through filing your third-party insurance claim, you may find our quick, helpful guide. 

Read more -


1. Do I need an attorney to file an insurance claim?

You do not necessarily need an attorney as the insurance company will guide how to file the claim.

Even without an attorney, there are many reasons why hiring one is still a good idea. An attorney can help ensure your claims are dealt with promptly and will also be there for you at every step.

2. Will my premiums increase after I file my claim?

Policies vary from insurer to insurer and even from policyholder to policyholder. After filing an insurance claim, you can expect your rates to be determined based on your policy's specific provisions. Before filing any claims, it is crucial for you to carefully review and understand the provisions outlined in your car insurance agreement.

3. How to make car insurance cashless claims?

Tata AIG provides you with two ways to get a cashless claim, online or through its toll-free number. For both of these claims, they can only pay the following details:

  • Full name
  • Vehicle registration number
  • Policy start date
  • Expiry date
  • Odometer reading

Once these details have been provided, it will confirm your entitlement according to the Motor Vehicles Act.

4. How to make insurance reimbursement claims?

Filing an insurance reimbursement claim can be a drawn-out process, but luckily you don't have to do all the work yourself. The insurance company will pay for the repair or replacement of the damaged items and file your claim with their provider in your name. All you have to do is fill in the details online. Afterward, Tata AIG will process your claim.

5. How do I know if my injury qualifies me for compensation?

You first need to establish that your injury was not due to your negligence or carelessness. You must have been acting reasonably at the time of injury and could not have foreseen or prevented it from happening. It will also be relevant whether you had any pre-existing condition that might have contributed to your accident.

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