Starting at only ₹6 per Day*

Starting at only ₹6 per Day*
Every individual owning a car must buy at least third-party vehicle insurance as per the Motor Vehicles Act 1988. This insurance is a legal requirement, and any car owner who does not have it has to pay a fine or face legal consequences.
Bharti AXA's third-party Insurance policy generally covers any damage incurred if you, while driving, cause damage to a third party. It doesn't matter if it's a third-party property, a person, or even another vehicle.
So, whether you want to follow the law and regulation like a responsible person or want to protect yourself from unanticipated, highly likely, and extreme damages, you essentially need third-party insurance that covers entire third-party damages and losses.
Bharti AXA third-party car insurance covers liabilities such as injury, death, and property damage that may occur during an accident or incident involving the covered vehicle. This insurance coverage relieves the policyholder of the financial burden of any harm caused by the insured car to a third party.
Met with an accident, the insured person should notify Bharti AXA as soon as possible before filing a claim. This company appoints a surveyor to inspect the extent of the damages and verify the estimated damage cost once the claim is filed. Bharti AXA releases the claim after the completion of verification.
The type of coverage offered by third-party and comprehensive insurance is the main point of distinction in Bharti AXA 3rd party car insurance online. While third-party car insurance only protects you from third-party losses and damages, comprehensive car insurance further includes personal damages.
Let's understand the difference through a comparative analysis-
Third-party car Insurance | Comprehensive car insurance | |
Definition | An insurance policy that provides compensation against damage to any third-party person, property, or vehicle | An all-rounder insurance policy that together provides compensation for third-party liabilities and to the own car |
Coverage provided | Provides coverage for third-party damages and losses, including if you injure a third-party person, one's car, or property as a result of an accident or collision. | This policy provides comprehensive coverage, as it covers damage and losses to third parties and damage and losses to you and your vehicle. |
Limitations | Covers damage for the third party. | It covers damage for both third-party and insured cars. |
Affordability | Cheaper than comprehensive insurance. | Expensive than third-party insurance. |
Customization | No customizations are offered | Policyholders can customize their policies by adding optional coverages and add-ons. |
Follow the given steps to buy third-party insurance at Bharti AXA:
Liabilities that are caused in an accident where your vehicle injures or damages other people or property.
Following are the main benefits of buying car insurance from Bharti AXA:
The professionals at Bharti AXA guide individuals thoroughly and help get a budget-friendly 3rd party insurance policy. This helps several car owners get efficient insurance policies and drive safely on Indian roads.
According to the new rule, the premium for four-wheeler insurance covering third-party liability must be paid three years in advance in the case of a new car.
The basic goal of Bharti AXA third-party insurance is to protect the insured from any liability that might arise due to damage to another person, vehicle, or piece of property. The injury or death of a third party is also included.
Yes, third-party insurance covers bodily harm and death caused by accidents involving third-party cars.
Inform your insurance provider, Bharti AXA, and follow the instructions provided to you.
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