Future Generali Standalone Own Damage Car Insurance

Third-party car insurance is a car insurance policy can make you save a lot of money that could be payable by you to another person in case of damage or loss to them arises because of a collision or accident that involves your car. That’s why even the government has made it mandatory to have it. But it doesn’t protect you against your own damage. 

What if your own car gets damaged in an accident or gets stolen, which is highly possible? What if it gets vandalized in riots or gets damaged under the influence of a flood, earthquake, or any other natural disaster? Who ensures the protection of your financial loss in such scenarios? A Future Generali standalone car insurance policy is the answer to that. Let’s get into the details of how standalone car insurance works and the process of availing it.

How does Future Generali Standalone Insurance Policy Work?

Being stress-free about third-party liabilities is as essential as having peace of mind about your own damages. This is what standalone car insurance offered by Future Generali does for you. A Future Generali standalone car insurance protects you against any damages or loss of your own car. It also protects against the constructive loss that is a total loss suffered by your vehicle, even if it's beyond repair. 

The standalone car insurance policy coverages include theft, explosion, natural disasters such as floods, tsunamis, earthquakes, and man-made calamities like riots, vandalism, fire, etc. That is why standalone car insurance is also called own damage car insurance policy.

Future Generali Third Party Car Insurance Vs. Standalone Car Insurance Vs. Comprehensive Car Insurance

How to Buy Future Generali Standalone Car Insurance Policy? 

Buying standalone policy of Future Generali car insurance online is easier than buying a policy from another insurer. It requires you to provide some basic details of your car and yourself to the insurer. Check the steps below:

1. Visit the official website of Future Generali.
2. Select ‘Motor Insurance’ from the main menu.
3. Select car insurance from the options provided.
4. Enter your car information such as make and variant, year of manufacturing, registration number, etc.
5. Then, click on ‘continue.’
6. Review the premium quotes for your car offered by Future Generali.
7. Select the quote suited to your budget and requirements.
8. Enter your details, such as your communication address, email ID, phone number, ID proof number, etc., in the proposal form.
9. Pay the premium.
10. Your policy documents will be sent on the email ID provided by you as soon as you pay.

What All is Covered Under Future Generali Standalone Car Insurance Policy? 

Future Generali standalone car insurance policy covers the following risks:

• Own damage in an accident.
• Own damage in natural or man-made disasters.
• Own damage in the fire, explosions,, etc.
• Theft
• Total destructive loss (damage more than 75% sustained by insured car)

What All is not Included Under Future Generali Standalone Car Insurance Policy?

Future Generali standalone car insurance policy does not cover the following:

• Third-party liabilities
• Nuclear, war situations
• Normal wear and tear 
• Depreciation loss 
• The general aging of the car
• Mechanical/electrical breakdown
• Damages while carrying invalid driving licence/policy

Key Benefits of Purchasing Future Generali Standalone Car Insurance Policy

Future Generali car standalone insurance policy provides several benefits to the policyholders, including:

• A wide array of add-on benefits.
• The paperless policy purchasing process.
• The hassle-free claim settlement process.
• Roadside assistance 24/7.
• Renewal reminder 15 days before the expiry date.
• 2500+ partner workshops across India.
• Towing assistance (for accidents).
• Future Xpress and Xpress+ availability for personalized service and super fast claim settlements.

Future Generali Standalone Car Insurance Policy Review

Smooth and convenient purchasing experience without any paperwork policy buying process by Future Generali. You will surely impress by the assistance they provide throughout the process. Choosing Future Generali standalone car insurance is like cracking the best deal.