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ICICI Lombard allows its policyholders to file a car insurance claim by which they can get compensated for the damage or loss incurred by them due to an accident with their insured vehicles. This compensation by the insurance company is offered according to the coverage guaranteed to the insured under the insurance policy. You can raise an ICICI Lombard car insurance claim against damages incurred by your car in two ways. Each of these involves a certain documentation process. You can learn about them as you read further.
Documents in the ICICI Lombard car insurance claim process play a significant role. Missing out on even a single document can cause your claim request to decline, so keep the below-mentioned documents handy while initiating a claim:
Claim process of ICICI Lombard is very short and swift. One can initiate the car insurance claim ICICI Lombard online by following a few simple steps.
Initiating the ICICI Lombard claim settlement process is done in two ways - cashless claim settlement and reimbursement claim settlement.
The claim process of ICICI Lombard car insurance is very shortly and swiftly formulated. Check out the below steps to be followed:
You can register a reimbursement car insurance claim with ICICI Lombard if you couldn’t find a network workshop nearby or if you wish to repair your car at the garage of your preference. A reimbursement claim makes you get the compensation amount for your repair expenses. The reimbursement claim process for ICICI Lombard has been discussed below:
ICICI Lombard car insurance claim initiated by the policyholder can be rejected in the following cases:
No claim bonus (NCB) is a discount offered by ICICI Lombard to the insured in the form of a reward if not a single claim is raised during an insurance period. It is important to lessen the premium at the time of renewal of the car insurance policy.
The ICICI Lombard car insurance claim settlement ratio is 97.9% for FY 2020-21 as per its website.
The ICICI Lombard claim amount in case of third party liabilities is evaluated by the court of law.
It totally depends on what kind of car Insurance policy you have purchased. A comprehensive or standalone car insurance by ICICI Lombard covers the damage due to riots. But the same won’t be available if you only have a third-party liability cover.
Yes, during ICICI Lombard car insurance claim settlement, insured has to pay compulsory deductibles.
If your car is stolen, a copy of the police FIR is to be provided by the policyholder while claiming.