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A claim is a policyholder's right under an insurance policy. The policyholder can file a compensation claim for the losses incurred in an accident. You can file a Kotak Mahindra car insurance claim and get covered for the damages caused to your vehicle as well as the third-party with a comprehensive policy. Standalone policies of Kotak Mahindra will help you recover the own damage cover only, whereas a third-party liability cover will only help you get covered for third-party property damage, disability, bodily injury or even death. You can get reimbursement as well as a cashless settlement when doing a Kotak car insurance claim. The organization provides a straightforward and convenient claim settlement process and free towing too.
The following is a list of documents required for the settlement of Kotak Mahindra car insurance claim in various situations:
Policyholders are eligible for an attractive no claim bonus (NCB) at the time of standalone or comprehensive policy renewal. You will be provided with this additional benefit based on your previous claim history. It's a discount that rises from 20-50% after each claim-free year.
The policyholder can get free car maintenance services under the cashless provision of Kotak Mahindra four wheeler insurance by just paying the depreciation and deductible. Cashless services are only available at an insurance company's network garage, where the Kotak Mahindra car insurance claim can be settled directly with the garage directly. You don’t need to make any upfront payment
Yes, you can file a claim online using Kotak General Insurance's official website. Select the 'motor insurance claim' option from the 'claim' tab on the website. To file a Kotak Mahindra car insurance claim online, scroll down and click on the 'register' option.
Kotak immediately commences payment after all processes have been completed. However, the Kotak Mahindra car insurance claim reimbursement can take up to 7 days.
If you don't have roadside assistance, Kotak General will refund towing costs up to Rs 1,500. Any amount above that is the policyholder's responsibility.
If the insured's car is damaged due to an accident, the insurer provides the insured’s declared value (IDV) after depreciation and deductible.