National Third Party Car Insurance

The Motor Vehicles Act, 1988, mandates that every car owner in India has third-party insurance. You can buy this insurance from companies, such as National Insurance, for third-party damages. However, you can’t get any financial assistance for yourself and your car damages from National third-party car insurance. However, this doesn't lessen the importance of third-party insurance. This is because it protects you legally as well as financially in case you end up hurting a third party or the concerned’s vehicle in a road mishap. Read on to more about National Insurance third-party car insurance. 

How does the National Third-party Car Insurance Work? 

The mechanism of National third-party car insurance is as easy as it can get. In an event where you (the insured/ policyholder) cause a mishap and hurt a third party severely or end up damaging the vehicle of the concerned person, you can raise a claim. After National Insurance conducts the necessary inspections, you get the required financial help in terms of legal as well as monetary liabilities. 

National Third-party Car Insurance vs Comprehensive Car Insurance

What All is Covered Under National Third-party Car Insurance? 

Here are the things that your National third-party car insurance will provide coverage for:

• Legal liabilities to the third party as a result of a mishap.
• Financial liabilities arising out of an accident with a third party.
• Coverage for the third party’s bodily injury, death or permanent disability.

What All is not Covered Under National Third-party Car Insurance? 

Here is a list of events where your National third-party car insurance won't extend any help:

• Damage caused as a result of drunk driving.
• Damage caused outside the permissible boundaries.
• Damage caused when the driver wasn't having any valid DL.
• Damage caused when the vehicle was being used for illegal purposes.
• Damage caused as a result of car racing, speeding, etc. 

How to Buy National Third-party Car Insurance? 

There are two ways by which you can purchase National third-party car insurance. These include the online and offline procedures. Here is what you need to do if you wish to buy the policy online:

• Visit the official website of National Car Insurance.
• Go to ‘motor insurance’ and then on to ‘private car’
• Get the proposal form and fill it up
• Provide the necessary details and submit the documents
• Pay the premium and submit your form

Your policy will get active, and you can enjoy the benefits. 

You can purchase a National third-party car insurance policy by following these steps -

• Contact National car insurance directly or through an insurance agent.
• Get hold of the insurance form and provide all the necessary details.
• Clear all your confusion regarding the insurance policy if you have any.
• Submit the specified documents.
• Pay the premium, and the car insurance policy is yours!

Key Benefits of Purchasing National Third-party Car Insurance

Buying National third-party car insurance brings with it several benefits:

• You don't have to worry about finances in case you get into an accident and end up inflicting serious injuries to the third party
• You are covered against legal liabilities as well if the injury extends to the third party’s death.
• Helps you abide by the law.
• Lower premium rates given the limited coverage, hence, affordable.

National Third-party Car Insurance Review

Buying third-party car insurance from National Insurance can prove to be one of the best decisions of your life. The company not only ensures a hassle-free buying procedure but also has an active customer service team. Your claims are heard on time, and you receive the necessary assistance within the stipulated time.