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A standalone own-damage policy from Raheja QBE covers loss or damage to your vehicle caused by various events such as accidents, theft, fire, natural or man-made disasters. It is usually a one-year policy that covers your financial liabilities resulting from damages or losses caused by your vehicle. In addition, this car insurance policy includes several discounts that make it an affordable option, such as a no claim bonus, the installation of ARAI-approved anti-theft devices, membership in an automobile association, etc. When combined with a basic third-party car insurance policy, Raheja QBE standalone own-damage car insurance provides significant benefits and comprehensive coverage.
This policy covers vehicle loss or damage caused by accidents, theft and natural disasters.
Insurance Period: 1-Year Own Damage
You can get discounts on standalone policy of Raheja QBE car insurance on premiums upon any of the following-
Additional Coverage:
Aspects | Standalone Own Damage | Third Party Insurance | Comprehensive Insurance |
Cost | Standalone own-damage car insurance is more expensive than third-party insurance because it provides more coverage. | Because of its limited coverage, third-party car insurance is inexpensive. | The comprehensive car insurance plan is the most expensive because it provides complete coverage. |
Coverage | The standalone own-damage car insurance plan compensates for own-damage expenses in situations such as theft, accident, natural disasters, etc. This policy also includes an NCB benefit and some discounts. | Third-party car insurance covers injuries or death of the third party, property damage, etc. | Comprehensive car insurance plans cover loss or damage to your car caused by accidents, theft, natural disasters, and legal and financial liabilities to a third party. It also offers NCB benefits as well as other discounts. |
Add-ons | Standalone own-damage insurance provides a variety of add-on coverage options. | Third-party insurance does not include any extra coverage. | Comprehensive insurance provides a variety of add-on covers. |
Here’s how you can purchase Raheja QBE standalone own-damage car insurance online:
The policy covers losses or damages to the insured vehicle caused by the following incidents:
Any loss or damage to the car caused by the following circumstances will not be covered:
Here are some advantages of purchasing Raheja QBE standalone own-damage car insurance:
Insurance is an essential part of life for people who live in busy cities with increased health risks. Raheja QBE has 1,300+ network garages where you can get cashless services for vehicle repairs. The procedure is quick and straightforward, and the premiums are low. Also, the claims are processed quickly after the application is submitted.
Customers can quickly contact Raheja QBE by dialing its toll-free number available on the company’s official website. You can also email your queries to the insurance company at info@rahejaqbe.com or customercare@rahejaqbe.com.
A Raheja QBE car insurance policy can assist in settling the losses incurred in the event of an accident. It protects the policyholder from financial and legal losses that impairs a person's financial capabilities. It compensates for both property damage and loss of life.
It calculates the premium based on the car you buy, its make & model, engine type, the insured declared value, the place of vehicle registration, etc.
You can pay the premium using any of the online and offline modes. If you wish to pay online, choose from these options - net banking, UPI, wallet, debit card, credit card, etc. Offline modes include payments made through cheque, cash, demand draft, etc.
Yes, it can be transferred to another individual. The one who intends to transfer should inform Raheja QBE in writing. A new proposal form needs to be filled in this case. Please note that the insurance transfer incurs a small fee. Don't hesitate to contact the relevant insurance office for guidance and terms and conditions.