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As the name suggests, the Reliance comprehensive car insurance policy protects you financially against car damage and third-party liabilities. Car damage owing to accidents, man-made or natural disasters is covered under this comprehensive insurance plan. Whereas the damage caused to some other person due to your insured vehicle in case of accidents come under third-party liabilities. Both car damage and third-party liabilities can be financially and mentally draining. So, you can consider Reliance comprehensive car insurance policy as your companion to deal with such adversities. Let’s check more about this policy below.
The mere possession of Reliance comprehensive car insurance gives you driving peace as mishaps occur unannounced. Thus, whether it is an accidental loss, natural or human-engineered calamities, the car insurance policy provides necessary financial compensation and a legal shield. You need to lodge a claim first before getting it settled through the company’s robust customer care.
The best way to understand the coverage extent of Reliance comprehensive car insurance is by comparing it with its third-party coverage.
Feature | Comprehensive Policy | Third-party Policy |
Coverage | Damage to your car due to accidents and other disasters plus the third-party protection by default. | Protects against third-party financial and legal liabilities sustained in an accident. |
Legal Status | Optional | Compulsory |
Add-on Facility | As many as eight add-on options for augmenting the coverage | It does not allow add-ons. |
Premium Cost | The insurance premium is usually higher due to its extensive coverage | The insurance premium is affordable because of its limited coverage |
Personal Accident | Available | Available |
Reliance comprehensive car insurance provides extensive coverage to the policyholder and the insured vehicle. The indicative inclusions in the policy are:
It is essential to thoroughly understand the exclusions in the Reliance comprehensive car Insurance policy to ensure a hassle-free claim settlement. Moreover, knowledge goes a long way in submitting a flawless claim. So, let us check the indicative list.
Reliance comprehensive car insurance helps you gain these advantages:
Purchasing Reliance comprehensive car insurance online is quick and easy. Firstly, give your consent to the car insurance premium quote offered by Reliance. Once done, you will need to submit the following information online.
The efficacy of a good insurance plan is evident in the claim settlement experience. The Reliance car comprehensive insurance policy stands out for its coverage and digital environment for effective delivery of services. In addition, its “Selfi” app provides unique functionalities including lodging claims using the self-inspection video facility.
The critical factors that determine the Reliance car comprehensive insurance policy are:
You can get the following discounts for your Reliance car comprehensive insurance policy based on the following incidents -
The renewal premium depends significantly on the IDV besides NCB and add-on covers. However, the higher the IDV, the higher the premium.
You can renew the expired policy by paying the premium online on Reliance’s portal or through its “Selfi” App. Make sure to renew within 90 days of the expiry date to prevent the policy from getting lapsed.
The Reliance car comprehensive insurance policy comes with a validity of one year, which you must renew before its expiry.