Reliance Standalone Own Damage Car Insurance

Reliance standalone car insurance protects the insured car and the policyholder against accidents, natural and man-made hazards, complete loss due to theft and damage beyond repair, etc. The insurance plan strengthens your protection with a broad range of add-ons, albeit at an additional cost. It’s worth your investment given the tall costs involved in stuff such as repairing engines due to water ingress and oil leakage. And not only the cost, the inconvenience caused due to an immobilized vehicle owing to such incidents is immense too.

Reliance Standalone Car Insurance Versus Third Party Car Insurance Versus Comprehensive Insurance

Reliance General Insurance offers its customers all three car insurance policies for various private four-wheelers. Every policy follows different philosophies with the sole aim of protecting the car owner from multiple driving perils. However, the Reliance standalone car insurance policy goes beyond the standard with an array of covers. What better than comparing the three to determine the USP of each?

Reliance Standalone Car Insurance - What are the Inclusions Under the Plan?

The Reliance standalone car insurance plan enables the policyholder to access extensive coverage for the insured car and self. The list below is indicative, and it is in your interest to check the exhaustive list in the policy document.

• Damage caused due to natural calamities such as floods, earthquakes, storms, cyclones, tsunamis, fires, etc.
• Manufactured disasters like vandalism, riots, strike, arson, terrorism. 
• Accidental damage to the car and its components.
• Theft, burglary, and other malicious acts.
• Additional risk cover under the chosen add-ons.
• Loss or damage while in transit using any mode of transport. 

Reliance Standalone Car Insurance - What are the Exclusions Under the Plan?

A thorough understanding of the plan exceptions is essential to ensure a seamless claim experience. A minor flaw may lead to claim repudiation, costing you a hefty financial burden. Therefore, check the indicative list below as an introduction to the Reliance standalone Car Insurance policy exclusions.

• Third-party car and property liabilities.
• Accidental injuries to other people.
• The insured car’s general wear and tear.
• Mechanical and electrical breakdown.
• The insured car’s usage violates the policy’s limitation clause.
• Driving the insured vehicle without a valid license or under the influence of stimulants and intoxicants.
• Depreciation and consequential loss sustained by the insured car.
• War and nuclear perils.

Reliance Standalone Car Insurance Benefits

By choosing the Reliance standalone car insurance policy, your entitlement goes beyond the third party insurance cover. So, let us dig deeper and check out the benefits. 

1. The insurance policy protects the insured car and the policyholder against natural calamities, damages and loss inflicted by humans, theft, and in-transit damages.
2. You can purchase the policy online, resulting in access to many benefits like comparison, instant premium payment using multiple payment solutions, and customizing your plan contours according to your requirement and budget.
3. The insurer offers a wide array of add-on covers individually and in packages to make them affordable. However, choose them to match your risk perception, location and budget. 

Reliance Standalone Insurance Review

Reliance is one of the leading general insurers in India, offering a host of services to customers across age groups. The Reliance standalone car insurance allows its policyholders cashless claim settlement at 5000+ network garages. In addition, the company’s “Selfi” App offers multiple functions at your fingertips. For example, you can purchase the policy using App functionalities in five minutes.