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Third-party car insurance is compulsory for driving across India according to the Motor Vehicles Act of 1988. You can consider choosing Reliance third-party car insurance to comply with the legal obligation and protection against third-party liabilities. The insurance policy empowers you to ride without apprehension. All you need to do is pay the premium of the Reliance third-party car insurance policy to own the same. To continue riding without any apprehension, one needs to renew this car insurance policy too on the due date.
The ambit of the Reliance third-party car insurance policy is limited, and it comes into play when the insured car is involved in an accident. In contrast, the car and the driver do not enjoy any protection but insulate you from third-party damages. Accordingly, you can claim compensation for the financial burden of getting the third-party person treated for injuries and the repair costs of the victim’s property, including a car or some other possessions. In addition, your immunity extends to legal hassles that may arise due to the mishap.
Since the third-party policy of Reliance car insurance policy has a limited scope, let us compare its critical features with the comprehensive insurance, which shields both the insured person and the car.
Comparison – Reliance Car Insurance | ||
Features | Third-party Policy | Comprehensive Policy |
Coverage | Only third-party financial and legal liabilities are covered. | Own-damage protection in addition to third-party cover. |
Legal Status | It is compulsory to have. | You can choose not to have it. |
Add-on Facility | Not available in the case of third-party insurance | You can integrate add-ons with a comprehensive car insurance policy. |
Premium Cost | It is affordable due to its limited scope. | It is costlier due to extensive coverage. |
You can buy Reliance third-party car insurance online within a few minutes. You can either visit the insurer or aggregator’s website to buy it. This is what you are supposed to do when buying the policy on the website of Reliance.
We know that the scope of coverage under Reliance third-party car insurance is limited. Accordingly, note the following exceptions for a seamless claim experience.
Though the protection scope of Reliance third-party car insurance is limited, you enjoy several advantages with the same. So, let us check them out:
The Reliance third-party car insurance lets you protect the insured against third-party liabilities. A network of 1200+ garages allows cashless repairs to third-party vehicles. The seamless buying and renewal procedure only helps enhance your experience.
The policy’s financial compensation limit for third-party property damage is INR 7.5 lakh.
The court of law determines the compensation quantum under the third-party car policy for the following:
No, you cannot extend the coverage of third-party Reliance car insurance. However, you can purchase the comprehensive policy for extensive protection.
Yes, you can choose a long-term three-year policy at Reliance General Insurance.
To enjoy uninterrupted coverage, you must renew the Reliance third-party car insurance policy on or a few days before the expiry date.