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Car insurance is an agreement between an insurance company and a car owner in which the car owner pays premiums, and the insurance company pays for any loss or damage to the vehicle. In India, car insurance is required if the car is commercial or personal usage. The comprehensive car insurance policy is a type of policy that provides coverage for both (policyholder & third-party) involved in an accident. Royal Sundaram General Insurance is the first to introduce the cashless claims process and in-house motor assessor concepts. Royal Sundaram comprehensive car insurance policy serves the insurance requirements in the case of any unexpected issues.
Comprehensive policy of Royal Sundaram car insurance provides compensation for all third-party liabilities. In addition, it offers compensation for damages to the insured car. In the event of an emergency, you will receive free roadside assistance. Multiple add-ons are available to enhance the coverage of your base policy.
Fundamentals | Comprehensive Car Insurance | Third Party Car Insurance |
Coverage | The comprehensive policy covers all third-party liabilities, we well as own damages of policyholder. | It's a liability-only policy, which means it only covers third-party libilities. |
Add-ons | A comprehensive policy includes several add-on coverage options. | No add-on covers will be offered with the third-party liability policy. |
Cost | Because of the broader coverage, it is often more expensive. | Because of the limited coverage, it is reasonably priced. |
Necessity | Optional to buy | Mandatory to buy |
To buy Royal Sundaram comprehensive insurance follow the steps given below:
The following things are covered under the Royal Sundaram comprehensive car insurance policy:
The following things are not covered by the Royal Sundaram comprehensive car insurance policy:
The Royal Sundaram comprehensive car insurance policy is a great way to protect yourself and your vehicle against damages. It provides complete protection against possible accidental damages to oneself and a third-party. Moreover, the company provides safe and reliable insurance policies that can be bought online without much hassle.
Royal Sundaram comprehensive insurance provides compensation for all third-party liabilities. In addition, it offers compensation for damages to the policyholder.
The official website for the same is www.royalsundaram.in.
Yes, you can purchase the policy offline as well.