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The Royal Sundaram Car Insurance Policy offers the following add-on covers:
The incurred claim ratio of the Royal Sundaram Car Insurance Company Limited is 89%
Customers need to get in touch with the insurance provider to get details about the car claim status:
All the services are offered by the customer services team. Customers need to contact the team over phone, email or live chat and request for a copy of the policy document. The team shall send the same on your registered email ID
The claim settlement process of Royal Sundaram General Insurance Company Limited is swift. Once all the documents are received the company processes the claim at the earliest.
No, the company does not provide pay-as-you-drive car insurance.
No, both types of insurance plans can be renewed through the company's official website's same portal. The difference is in the renewal fees.
Enter your login ID and password on the Royal Sundaram login screen. The next page will show all your transaction information.
There is no paperwork involved in renewing a Royal Sundaram vehicle insurance policy online. You only need to enter your existing policy's policy number and expiration date.
Yes, you can do so by visiting the nearest branch of Royal Sundaram and pay the renewal premium in cash, cheque or demand draft. Royal Sundaram may deny accepting cash for renewals. In that case, you can renew via cheque or demand draft.
Below are the documents to have when filing a Royal Sundaram car insurance claim.
1860 425 0000 is that toll-free number you can dial to raise a Royal Sundaram car insurance claim. However, the number can be changed afterward. So, you should cross-check it by referring to the Royal Sundaram’s official website before dialing for a claim.
It will depend on the type of Royal Sundaram car insurance policy you purchase. Purchasing a limited third-party cover only will make you eligible for third-party claims online. Whereas a standalone policy of the insurance company grants you to file a claim for own and vehicle damages caused by an accident, theft, or natural or man-made disasters. Royal Sundaram comprehensive car insurance policy is the best as it covers both third-party and own damage claims.
The amount of compensation granted in a claim settlement is determined by the IDV of your vehicle, the extent of damage/loss, and the type of coverage you purchased.
A surveyor is a person who inspects the damaged vehicle and ascertains your eligibility for a claim.
The Royal Sundaram car insurance policy document is a contract wherein the insurance company agrees to settle the eligible claim filed by the insured in the advent of an accident, natural or man-made disasters. It contains coverage details, the things included and excluded under the policy, terms and conditions, etc.
Yes, you can access your Royal Sundaram car insurance policy document through E-Vahan Bima service by entering your personal and vehicle details.
Yes, you can do so by mentioning a few personal, vehicle and insurance-related details.
No, it’s not necessary to have the hard copy of Royal Sundaram car insurance. You can show the soft copy saved on your mobile to the traffic police as and when it asks you to submit the same.
Royal Sundaram car insurance add-on covers can be made available with the company’s comprehensive or standalone own damage policies.
Various add-on plans of Royal Sundaram car insurance are available at various rates. However, you need to pay for the add-on covers according to the costs mentioned in the policy document or Royal Sundaram's online portal.
No, the add-on facility is not available for third-party insurance covers.
No, adding an add-on cover to your auto insurance policy is not a requirement; rather, it is an optional benefit that may be used to extend the coverage of your policy.
There is no limit to the number of add-on covers you may include in your car insurance plan, and you can add as many as you like at a time.
Royal Sundaram comprehensive insurance provides compensation for all third-party liabilities. In addition, it offers compensation for damages to the policyholder.
The official website for the same is www.royalsundaram.in.
Yes, you can purchase the policy offline as well.
No add-on covers will be offered with the third-party liability policy.
You can purchase the Royal Sundaram third-party car insurance policy online. Just visit the website of Royal Sundaram, go to car insurance and buy the third-party policy by paying its premium.
Yes, you will need to keep renewing it on the specified date to make it valid under the law. Else be ready to pay a fine or face an imprisonment if you are caught with an expired Royal Sundaram car insurance policy on the road.
A zero depreciation cover cannot be added to a third-party car insurance policy.
Yes, high-end car owners can purchase this Royal Sundaram zero depreciation car insurance add-on cover. Purchasing this cover will help them avoid greater expenses in the event of an accident owing to depreciation.
While most insurers don’t allow this, Royal Sundaram grants zero depreciation for cars aged up to 10 years. However, it may inspect vehicles aged beyond five years before granting the add-on cover.
Is fiberglass depreciation covered under Royal Sundaram zero depreciation car insurance?
You can apply for Royal Sundaram zero depreciation car insurance online.
No, it does not cover third-party claims. Only the damage caused to you and your vehicle by accidents, man-made or natural disasters will get covered.
It offers coverage for damages caused to you and your vehicle. Besides, you can buy the Royal Sundaram standalone car insurance policy online in a few clicks. You can even renew the policy easily. Besides, value-added features such as no claim bonus only makes your experience with Royal Sundaram better. If you want to supplement your standalone car insurance policy, you can choose from a variety of add-on covers such as zero depreciation, full invoice price recovery, engine protection, etc.
The premium will depend on the insured declared value (IDV) of the car, its age, location, engine type, etc. Add-ons, if you opt for, will also influence your Royal Sundaram standalone car insurance premium.
Yes, you can renew your standalone car insurance policy of Royal Sundaram online or offline. For online renewals, you need to visit the website of Royal Sundaram, enter a few personal and vehicle-related details, and pay the required premium using the online modes. Alternatively, you can visit the local branch office of Royal Sundaram to renew the policy. Pay the premium in cash, cheque or demand draft.
Yes, you can do so on the official website of Royal Sundaram or via aggregators tied up with the insurance company.