SBI Car Insurance Renewal

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SBI General Car Insurance Highlights

SBI General (Car Insurance)
SBI General Insurance offers a wide range of general insurance products in retail and commercial space ranging from Motor, Health, Personal Accident, Travel and Home Insurance in the retail space and products like Aviation, Fire, Marine, Package, Construction & Engineering and Liability Insurance in the commercial space.
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Network City Size
3452
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Claim Settlement Ratio
96
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Video Claim
Available
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Usp
-Survey TAT – 4 Hours -Rembuirsement TAT – Within 3 Days from the receipt of Last Document. -68% of claims are handled through LVS. Customers can to do Self Survey and upload documents through this facility. -One Free Body Wash -Warranty on Workmanship Yes*~ * 3 months or Subject to 500 Kms. whichever shall first occur for Mahindra First Choice Workshops ~ 1 Yr Warranty on Painting by Go Mechanic Partner Workshops - Spot settlement is offered for Small Value claims based on claims experience & business volume. Currently we are offering for Claims upto 25K & it may be extended upto 50K in exceptional case on request based on merit.
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close -Survey TAT – 4 Hours -Rembuirsement TAT – Within 3 Days from the receipt of Last Document. -68% of claims are handled through LVS. Customers can to do Self Survey and upload documents through this facility. -One Free Body Wash -Warranty on Workmanship Yes*~ * 3 months or Subject to 500 Kms. whichever shall first occur for Mahindra First Choice Workshops ~ 1 Yr Warranty on Painting by Go Mechanic Partner Workshops - Spot settlement is offered for Small Value claims based on claims experience & business volume. Currently we are offering for Claims upto 25K & it may be extended upto 50K in exceptional case on request based on merit.
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Spot Claims
Available upto Rs 25,000
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Advance Cash
Available upto 75%
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Accidental Repair Warranty
6 months accidental repair warranty
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close 6 months accidental repair warranty
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Pickup Drop Free
Yes
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Emergency Assistance
Available 24/7
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Accreditation
Dual ISO Certification
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Policies Issued
2 crore+

SBI vehicle insurance policy can be renewed every year. While some policyholders buy a long-term policy lasting for three years. Depending on the policy period chosen, the renewal date will be set by SBI. SBI four-wheeler insurance policy renewal is made as simple as possible for the policyholders. The procedure is digital, hence saving time and money for the policyholders while renewing their policies. SBI four-wheeler insurance policy renewal should be done within 90 days of the expiry of the old policy to keep intact all your policy benefits, as well as prevent a vehicle inspection and a possible rise in the premium, etc.

SBI Car Insurance Policy Renewal - Online Process

It is easy to do SBI four-wheeler insurance policy renewal online through the following steps: 

  • Step I:

You need to visit the SBI General's official website to purchase this vehicle insurance. 

  • Step II:

Find the 'motor' tab. 

  • Step III:

Click on the 'motor private car' placed in the drop-down menu. 

  • Step IV:

You will see the 'renew policy' tab on that page, click on it.

  • Step V:

Provide all the required details about co-relating with your old car insurance policy. This is the proper time at which you can endorse the changes, if any. 

  • Step VI

Also, you can buy add-on covers or reduce the ones you do not want at this stage. 

  • Step VII:

Reaffirm all the details and then submit the form. 

  • Step VIII:

Premium payment is the last step. It can be done in whichever mode you feel comfortable with. Your policy will be renewed once the payment transaction is successful, your policy.

SBI Car Insurance Policy Renewal - Offline Process

The offline procedure of SBI four-wheeler insurance policy renewal is easy. It can be done in the two modes. 

  • The first one is the traditional approach, wherein you need to visit the branch of the SBI General. Intimate the person in charge of your query, and the concerned official will further the procedure. After all the administrative duties are completed, you can make the payment via cheque or demand draft and conclude the renewal procedure.
  • In the second approach, you need to contact the SBI General by dialing the toll-free number. You can do SBI four-wheeler insurance policy renewal through this mode on all days, except Sunday, from 8 am to 8 pm. SBI General will initiate the policy renewal procedure after it receives the request from you.

SBI Car Insurance Policy Renewal Benefits

  • Add/Delete Add-on Covers

At the policy renewal time, you get to review your SBI four-wheeler insurance policy once again. You can make many changes in the policy, especially regarding the add-on cover. Here, you get the complete autonomy to select the covers you want to continue and discontinue the ones you want to discard. 

  • Zero Paperwork

The paperless SBI four-wheeler insurance renewal makes for a comfortable and time-saving experience for the policyholders who could concentrate on other things too besides renewing their policies. Be it from your home or office, you can renew your SBI car insurance policy.

  • Expert Assistance

SBI General's customer service is available 24*7 customer support for all customer needs. 

  • No Claim Bonus

You get a 20-50% discount on the premiums for your SBI four-wheeler insurance policy renewal. This no claim bonus (NCB) is awarded only on policy renewal. Those policyholders who do not make any claim in the single policy tenure can claim this bonus. 

  • Easy Transaction

To pay the premiums for SBI four-wheeler insurance policy renewal, you can opt for either online or offline modes.

  • Switching Bonus

If you switch from another insurer to SBI General for your car insurance, you can still claim and get all the NCB benefits earned with your previous insurer. 

SBI Car Insurance Renewal FAQs

  • 1. What is the grace period for renewing your SBI four-wheeler insurance policy?

    After the expiry of the old policy, you get a grace period of 90 days. Within these 90 days, you must initiate your SBI four-wheeler insurance policy renewal procedure. If you fail to do so, then your previous policy will lapse, and you will also lose the benefits such as NCB. After the grace period is over, you cannot renew but have to buy a new insurance policy. 

  • 2. Does the SBI four-wheeler insurance policy renewal premium change based on the vehicle’s location?

    The premiums differ based on the place of vehicle registration.

  • 3. Can I check the status of my SBI four-wheeler insurance policy renewal online?

    You will get all the policy-related updates online. It will be intimated to you via your registered mobile number, or you can visit the website of SBI General for more information.  

  • 4. What is the toll-free number of the SBI four-wheeler insurance policy?

    1800 102 1111 or 1800 22 1111 are the toll-free numbers of the SBI General. The office hours are from Monday to Saturday from 8 am to 8 pm.  However, the numbers can change. So, before dialing, do visit the website to validate the numbers. In case the numbers are changed, dial the new numbers and get your queries regarding SBI four-wheeler insurance policy renewal and others sorted out.

  • 5. What to do with my SBI four-wheeler policy if I sell the vehicle?

    If you sell your Four-Wheeler, you can transfer your policy to the new owner or can cancel it. 

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