Shriram Finance Comprehensive Car Insurance

Since the Indian Motor Vehicles Act, 1988, makes every vehicle owner obtain at least a third-party insurance to cover their damages, why not take a comprehensive car insurance policy for your car, including the coverage against the third-party damages and your damages as well.

The Shriram comprehensive car insurance policy will not only cover the third-party liabilities but also your accidental damages such as fire, theft or explosions, and many more. Besides this, Shriram's comprehensive car insurance will help you enhance your car insurance policy with the unique additional add-on covers it offers.

How does Shriram Finance Comprehensive Car Insurance Work?

The working of Shriram comprehensive car insurance is speedy and easy. Whenever you meet with an accident, you are required to follow the below steps-

• Inform the insurance company as soon as practicable.
• They will send their surveyor as a representative.
• The surveyor will inspect the car and give an estimated amount for settlement.
• Once the insurance company approves the estimation, it will initiate a claim settlement very soon.

Read More - Shriram Finance Car Insurance

Shriram Finance Comprehensive Car Insurance Vs. Third Party Car Insurance

How to Buy Shriram Finance Comprehensive Car Insurance?

You can visit the nearest Shriram Finance insurance branch to buy car insurance for your car offline. However, the Shriram comprehensive car insurance online facility is a hassle-free procedure if you want to save your time and effort. Follow the below steps to buy one-

• First of all, visit the official website to buy the Shriram four-wheeler insurance online.
• Fill out the application form for the estimated premium payable as per your car's model and car type.
• Fill in your details like your name and address.
• Choose the add-ons as per your suitability.
• Make the payment online using online payment methods.
• Instantly, you will start getting insurance for your four-wheeler.

What All is Covered Under Shriram Finance Comprehensive Car Insurance Policy?

Shriram four-wheeler comprehensive insurance policy will offer you the below coverage- 

• Third-party liabilities- Such as third-party body injuries, third-party property damages, or third-party death are covered.
• Natural disasters- Such as earthquakes, landslides, cyclones, self-ignition of the car, floods, tsunamis, storms, hurricanes, etc.
• Human-made disasters- Such as riots, strikes, terrorism, burglary, etc
• Loss due to vehicle in transit- Road, inland waterways, elevator, air, or lifts
• Own damages: In case you or your vehicle is damaged in an accident.

What All is not Included Under Shriram Finance Comprehensive Car Insurance Policy?

Unfortunately, the following will be excluded from a Shriram comprehensive four-wheeler insurance- 

• Illegal driving- Driving while on intoxications such as drugs, alcohol, or driving for criminal activities and driving without valid driving licence.
• Negligence- Driving out of willful negligence.
• General depreciation- Normal deduction in car's value out of wear and tear, electrical and mechanical failure of the car.
• Nuclear wars- Including radioactivity, nuclear weapons, and related activities.
• Usage- When the car is used in organized racing, goods carriages, speed testing, reliability tests, motor trading, hire or reward.

Shriram Finance Comprehensive Car Insurance Benefits

The Shriram comprehensive car insurance policy gives a bundle of benefits to the four-wheeler owner, such as-

• Protection for third-party expenditure.
• Additional covers such as zero depreciation, return to invoice, personal belonging covers, key replacement, exigency transportation and hotel reimbursement, multi-car rebate, cashless repair, passenger cover, and roadside assistance.
• Hassle-free online buying and renewal
• Very less documentation
• Instant insurance
• 24*7 emergency assistance for the vehicle owner
• No claim bonus in claim-free years
• Long-term packages policies

Shriram Finance Comprehensive Car Insurance Review

Your four-wheeler insurance policy is the most important document as it protects you from financial crunches and legal issues with third-party. Millions of car owners have faith in Shriram Finance insurance services as it provides a ton of benefits and features along with the basic standard insurance policy. Therefore, you must choose Shriram Finance insurance policy to get the best plan for your car.