Hyundai Excel Car Insurance

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Hyundai Excel was launched in 1999 in Indian markets. The superbly engineered and futuristically styled Hyundai Excel with its edgy design is sure to impress where it goes. 

The excel has stormed to the Indian markets to the top sedan. This riled up Hyundai's rival as they scrambled to develop comparable offerings. 

Hyundai Excel has multiple high-performance petrol and diesel engines and gearboxes with a manual transmission priced between INR 6.43 Lakhs to 6.91 Lakhs. Moreover, it offers variants to suit diverse pockets and preferences, offering tremendous value for money.

Hyundai Excel Features

Hyundai Excel comes in three variants with 65 KW@ 5600 RPM, 88HP @5600 RPM, 87 BHP @5600 RPM. In addition, Hyundai Excel comes with a defogger, central locking system, cup holders, comfortable armrest, rear folding seat, and interior lighting. 

Hyundai Excel offers decent standard features with a formal look with rounded edges. It's body-colored wrapped around the front bumper featuring a lower wide grille. A set of corner-mounted clear turn signals. 

The vehicle has advanced features. The excel dropped the older straight line dashboard and adopted curves for the instrument cluster and door panels. Hyundai Excel has added power windows. The car has enough room for adults. 

Key Specifications of Hyundai Excel

Engine Type

Petrol

Displacement

1463cc

Horse Power

81 HP @ 5000RPM

Torque

119Nm @ 3000RPM

Fuel System

Carburetor

Max Speed

200 KM/H

No. of Cylinders 

4

Cylinder Configuration

in-line

Compression Ratio

10:1

Valves per Cylinder

3

Valve Mechanism

OHC 12 Valve

Hyundai Excel Car Insurance

Hyundai Excel car owners need to ensure that their car is safe from damage/theft or any other risk. It is critical to ensure the riders' and passengers' safety. Hence it is necessary to get car insurance for everyone.

The on-road price usually includes a Hyundai Excel Car Insurance policy for one year. However, as the expiry date approaches, policyholders must renew their Hyundai Excel Car Insurance Policy.

Types of Car Insurance for Hyundai Excel   

Insurance firms usually offer two different types of car insurance plans.

Comprehensive Insurance Policy: A comprehensive car insurance policy is a complete solution. It covers the insured against expenses incurred as a result of paying compensation to third parties, as well as damage or loss to the insured vehicle caused by an accident, theft, fire, or other natural disaster.

Third-Party Insurance Policy: The third party car insurance policy protects the insured against any expenses incurred by compensation for vehicle damage or physical harm caused to a third party in an accident involving the vehicle insured. Third-party insurance is forced by law in India to protect the third party. 

Most insurance providers provide the following add-ons to the car insurance policy. 

  • Roadside assistance
  • Key part replacement
  • Zero depreciation (For cars under five years old)
  • No claim bonus
  • Passenger injury cover

What is Covered Under Hyundai Excel Insurance Policy? 

A Hyundai Car Insurance policy for Excel typically covers the following:

● Loss or damage caused by Accidents

● Loss by theft

● Loss and damage caused by fire

● Natural Disasters such as landslides, earthquakes, floods, cyclones, etc. 

● Man-made disasters such as riots, arsons, etc.

What is Not Covered Under Hyundai Excel Insurance Policy? 

A Hyundai Excel Insurance policy typically does not covers the following:

  • Driving under the influence of drug, alcohol, or any such substance
  • Driving without a valid driving licence
  • Negligence-related damage
  • Damage caused by causes is expressly excluded in the policy's terms and conditions
  • Damage incurred after a lapse of an insurance policy
  • Damage to the automobiles that was found to have been done on purpose

How To Buy/Renew Your Hyundai Excel Car Insurance Policy?

Renewing the Hyundai Excel Car Insurance Policy is quite simple. Authorizations can be completed either online or by phoning the insurance provider's office. Before selecting the car insurance policy, it is better to compare the cost, service, terms, and conditions offered by multiple insurance providers. To apply for the Hyundai Excel Car Insurance Policy, follow the below steps.

  • Browse the insurance company's official website
  • Click on Car Insurance Policy
  • Select New application or renewal of insurance policy
  • Fill in all the details
  • Submit the required documents and pay the application fees
  • Collect the receipt for the future

Hyundai Excel Review 

Apart from being one of the desirable cars, Hyundai Excel provides the best comfort for the sedan. It is appropriate for a wide range of purchasers in the market. Vehicle owners have to make sure to purchase the car insurance policy for their safety and the safety of a third party. To receive the best bargain, gather all information from different insurance companies at the time of purchase. It depends on the use and choice of the vehicle owners, whether they want to go for comprehensive car insurance or third-party car insurance. Vehicle owners can apply for the car insurance policy online or offline.

FAQs of Hyundai Excel Car Insurance

  • 1. Which is the best Hyundai Excel car insurance policy, Comprehensive or third party?

    It is dependent on the users' preferences. Both insurances are perfect and necessary depending on vehicle usage and other factors. Comprehensive car insurance provides security to third parties and own damages, hence is a complete policy. Thus, it is highly recommended.

  • 2. Can I apply for a Hyundai Excel car insurance policy offline?

    Yes, applicants can apply for a car insurance policy online and offline by simply visiting the insurance provider's office.

  • 3. Is it necessary to have a Hyundai Excel third-party insurance policy in India?

    Yes, as per the Motor Vehicles Act 1988, it is compulsory to get third-party insurance for the safety of the third party as well as it does not create a hole in the pocket of an insured.

  • 4. What is the fuel capacity of Hyundai Excel?

    Hyundai Excel provides a fuel capacity of 12.2 gallons (46.2 L).

  • 5. What is the transmission type in Hyundai Excel?

    Hyundai Excel provides Manual transmission.

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