Tata Altroz Car Insurance
After years of experimenting with various designs and innovations, Tata finally launched Altroz in January 2020, which can be described as one of their finest creations ever. A subcompact 5-door hatchback, Altroz can be classified as a SuperMini, as per European standards of vehicle sizes. The first glimpse of Tata Altroz appeared during the 89th Geneva International Motor Show in 2019, and very soon, an electric version of Altroz will be launched by 2021.
Key Specifications of Tata Altroz
With Altroz, Tata Motors have extensively focussed on three aspects: build-quality, safety and powerful performance, which has always been Tata Motor’s USP. When it comes to safety, then Altroz has set a new benchmark by becoming the 1st 100% Made in India hatchback car to have a 5-star safety rating from Global NCAP.
Powered by Tata’s own Revotron engine series (which was first introduced in Zest and Bolt), the Petrol variant of Altroz has an engine capacity of 1199cc and 1497cc for diesel variant which has a Revotorq engine. Both the petrol and diesel engines are now available with turbocharged mode and multi-point fuel injection technology.
While the normal 1.2L Revotron petrol engine gives max power of 86PS @ 6000RPM and max torque of 13Nm @ 3300 RPM, the 1.2L I-Turbo petrol engine has max power of 110PS @ 5500RPM and max torque of 140Nm@1500-5500RPM. Whereas, 1.5L Turbocharged Revotorq Diesel engine has max power of 90PS@4000RPM and max torque of 200Nm@1250-3000RPM.
Some of the top-rated features of Tata Altroz:
- 5-speed manual transmission with no automatic option as of now
- Length x Width x Height is 3990 nm x 1755 nm x 1523 nm
- 165 nm ground clearance with 5.0m minimum turning radius
- There exist 27 connected car features
- The platform is based on Alpha Architecture for more safety
What is Covered Under Tata Altroz Car Insurance Policy
Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is Not Covered Under Tata Altroz Car Insurance Policy
Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Tata Altroz Car Insurance Policy
You can renew your Tata Altroz car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan(Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Tata Altroz Review
Aggressively priced at INR 5.69 lakhs for petrol base variant, and INR 6.99 lakhs for diesel base variant (Ex-showroom, New Delhi), Tata Altroz has been appreciated for its solid build quality, incredible safety features and futuristic technology which gives a whole new dimension to this subcompact hatchback. The Made in India engines (both petrol and diesel) will provide a superb driving experience, and the long rides on the highways can be both punchy and fuel-efficient.
The vast difference in price points of petrol and diesel variants is a sore point, which Tata Motors failed to gauge. Besides, the 1.2 L petrol engine can feel underpowered in some terrains like hills and especially felt while overtaking on the highway. The absence of automatic variants is also surprising.