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Two-wheeler Insurance Policy from Bharti AXA

By Juhi Walia
01 August 2022, 1:08 PM

Despite being a cautious rider, a bike owner may never estimate the incidents that may occur both on and off the road. As a result, every two-wheeler owner must insure his/her vehicle with a comprehensive insurance policy covering the vehicle and third-party liabilities. 

As a global leader in the financial assistance business, Bharti AXA has carefully structured its two-wheeler insurance policies to allow bike owners a joyful and secure bike ride even when travelling through city traffic. 

The outline of two-wheeler insurance offered by Bharti AXA has been tabulated below:

ParticularsFeatures
Third-party Insurance (Property Damage)Maximum of INR 1 Lakh
Own Damage CoverBased on the IDV of the two-wheeler
Personal Accident CoverUp to INR 15 Lakh
Claim Assistance and Customer SupportAvailable 24x7

Bharti AXA's two-wheeler insurance policies are comprehensive, safe, and cost-effective. In brief, with a Bharti AXA two-wheeler insurance, you can relax with your two-wheeler since it provides comprehensive bike insurance coverage for you and your vehicle in the event of damage, loss, and third-party liabilities due to an accident.

Bharti AXA Two-wheeler Insurance Policy Highlights

The following are the essential elements of the two-wheeler insurance policies offered by Bharti AXA:

  • Covers financial losses incurred due to two-wheeler damage or theft.
  • Cashless maintenance is accessible at 3500+ authorized network garages throughout India.
  • Personal accident bike insurance coverage provided up to INR 15 lakh.
  • Claim support and customer service are available 24 X 7.
  • Two-year and three-year two-wheeler insurance coverage options are available.
  • Premium discounts via no-claim bonus are made available.
  • Policyholders may renew their policies easily and quickly online.

Bharti AXA Two-wheeler Insurance Policy Advantages

The Bharti AXA two-wheeler insurance coverage has several perks to provide policyholders with complete security and freedom. 

The following are the main advantages of Bharti AXA two-wheeler insurance.

  • Two-wheeler insurance plans with comprehensive coverage and affordable prices
  • Robbery, accident, fire, theft, flood, and other natural calamities are covered.
  • Takes care of third-party obligations such as bodily harm or damage to third-party vehicles or property.
  • Coverage of up to INR 1 lakh is offered in the event of the driver's incapacity or death due to an accident.
  • Co-passengers may get up to INR 1 lakh in basic and personal accident coverage.
  • Policyholders get exclusive personal accident coverage.
  • There are no annual Bharti AXA bike insurance renewals; policyholders may renew it once every two to three years. Claim settlement and tracking are simple and quick.

What is Offered Under Bharti AXA Two-Wheeler Insurance Policies?

The following are the situations and hazards that the Bharti AXA two-wheeler insurance policy successfully covers:

Natural Calamities

The two-wheeler insurance policy provides significant coverage for vehicles in uncontrolled natural disasters like earthquakes, floods, cyclones, tsunamis, hurricanes, etc.

Man-made Tragedies

The insurance coverage covers artificial disasters, including fire, unrest, terrorism, and strikes. Furthermore, with this protection, the owner no longer needs to be concerned about vehicle theft or robbery.

Personal Accident Coverage: 

If the owner or driver of the two-wheeler covered by this insurance is injured or dies due to the accident, the insurer is liable to compensate.

Third-party Liability Coverage

If any third-party property is lost or damaged, or anybody is physically injured due to an incident caused by your vehicle, the insurance policy covers it.

Claim Procedure for Bharti AXA Two-wheeler Insurance

You may easily claim your Bharti AXA two-wheeler insurance by following these easy steps:

  • To register your claim, go to https://www.bharti-axagi.co.in/register-claim.
  • You may also contact the executives by calling 1800-103-2292 or emailing claims@bharti-axagi.co.in.
  • Save your claim registration number after obtaining it for future use.

Getting the Repairs Done 

In the event of damage, you may take your vehicle to any accredited Bharti AXA garages. An inspector on the scene will first assess the vehicle to determine the degree of the damage. At that time, you must present the following documents.

  • The insured's signature on the initial claim form, as well as the company's seal
  • The insured must confirm the registration certificate, a copy of the insured's PAN card, and the driver's license of the individual driving at the time of the incident.
  • If there is any harm to occupants, third-party damage, or other malicious activity, the original documentation of the police report/FIR is required.
  • For liabilities above INR 1 lakh, KYC documents such as the insured person's identification and residence verification are also needed.
  • For liabilities above INR 1 lakh, KYC documents such as the insured person's identification and residence verification are also needed.

Settlement of Claims

Once the claim paperwork has been confirmed, a work order will be delivered to the garage. The surveyor may request a re-survey when the repairs are completed. A delivery order will be issued upon receipt of the repair costs. 

After the policyholder has signed the 'Satisfaction Document', the garage will transfer the vehicle. The company's seal should be placed on the documentation if the policyholder is a business or a corporation.

Read more - 

Bharti AXA Two Wheeler Insurance Claim and Renewal Process

Two-Wheeler Insurance Plans from Bharti AXA: Get the Best Coverage for Your Bike

FAQs

1. How much does Bharti AXA's add-on coverage for two-wheeler insurance cost?

Bharti AXA's add-on covers, which are offered in addition to the standard two-wheeler insurance, are reasonably priced. The charges are determined by various criteria, including age, wheeler's manufacture, model, and location. You may receive an estimation of your premium for the base plan and any add-ons you want by visiting the insurance company's official website.

2. If I switch to Bharti AXA two-wheeler insurance, can I have my no-claim bonus (NCB) transferred?

If you want to switch to Bharti AXA two-wheeler insurance, you can transfer the earned discounts on your NCB within 90 days of your renewal deadline.

3. What documents do I need to provide while filing a claim with Bharti AXA for two-wheeler insurance?

The document required would include

  • Copy of the driver's license, insurance policy, and RC book.
  • The original bill includes the projected repair costs or the invoice receipt for cashless service.
  • 'No Trace Report' for the insured two-wheeler from the police in response to the FIR filed in the case of theft.
  • In the event of refunds, save the estimated bill, the actual invoice, and the payment receipt.
  • The insured must fill in a claim form and sign it to request a claim.

4. How can I check the status of my Bharti AXA bike insurance policy?

To check your insurance status through text message, send the word 'SERVICE' to 56677 and follow the directions. You can even dial customer care or branch officials to know the status.

5. If I misplace my policy, how may I acquire a duplicate policy copy from Bharti AXA?

To begin with, it's not a big deal. Bring a written letter requesting a duplicate insurance copy issuance to the closest branch. You should know that you can be charged a small fee.

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