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8 Reasons Why One Should Consider Buying Raheja QBE Car Insurance

By Juhi Walia
17 August 2022, 5:10 PM

If you’re searching for car insurance, you’ve probably noticed that many companies offer different levels of coverage at various price points. But how do you choose the right one?

As one of India's most reputed insurance companies, Raheja QBE has had tremendous success and growth over the years. Their dedicated team constantly improves product and service offerings to provide customers with the best car insurance possible. What's more, you can buy Raheja QBE car insurance online, relieving yourself from the hassles one experiences purchasing an insurance policy offline.

If you’re interested in purchasing car insurance from Raheja QBE, this guide will help you learn why Raheja QBE car insurance is the best choice for protecting your vehicle from damage or theft.

 1. Covers Your Car for Damages

Raheja QBE car insurance covers your car for damages caused by weather, theft, and accidents. You can even customise your coverage to fit your needs and budget. Raheja QBE offers a variety of discounts, including for safe drivers, good students, and more.

2. Death-injury Coverage

In case of your death or dismemberment due to an accident, Raheja QBE will pay out a benefit to your beneficiaries. This can help ease their financial burden and give them peace of mind during a difficult time.

3. Affordable Plans

Raheja QBE offers a variety of affordable plans that fit any budget. You can choose from various coverage options to get the protection you need without breaking the bank.  

4. Flexible Car Insurance Plans

Raheja QBE car insurance plans can help meet your needs. Whether you're looking for third-party liability coverage or comprehensive protection, the insurer has a plan that's right for you. Plus, their plans are flexible, so you can make changes as your needs change. 

5.  24/7 Roadside Assistance

No one wants to be stranded on the side of the road, especially in an unfamiliar place. With Raheja QBE car insurance, you can rest assured knowing that help is just a phone call away. The company's 24/7 roadside assistance service will come to your rescue no matter what time it is, day or night. You can also get tow trucks and replacement vehicles if needed.

6. No-claim Bonus 

The biggest benefit of having Raheja QBE car insurance is its no-claim bonus. If you don't claim in a year, you get a discount on your premium the following year.

7. Variety of Add-on Covers

Raheja QBE offers a variety of add-on covers to customise your specific needs. Raheja QBE car insurance add-on covers include tyre cover, engine protection, and more. With so many options available, you can find the perfect coverage for your car. 

Zero Depreciation Cover

If you have ever been hit with depreciation charges after an accident, you know how frustrating it can be. That's why Raheja QBE zero depreciation car insurance add-on cover comes to your rescue. Not only does this eliminate the hassle of dealing with depreciation charges, but it also saves you money in the long run.

Key Protect Cover

The Key protect cover provides security by ensuring that if your keys are lost or stolen, you will not need to pay for any damages caused. 

Tyre and Rim Protector

Nothing is worse than needing new tyres when your old ones wear down. Fortunately, there is a tyre and rim protector, which means that if your tyres wear down, you won't have to worry about replacing them just yet.

Return to Invoice Cover

As a result of return to invoice car insurance add-on, you will receive adequate compensation if there is a total loss or theft of your vehicle. The compensation amount will be the same as you pay to buy your vehicle. The amount will also include road tax and registration fees.

Consumable Expenses Cover

It is always expensive to maintain your car, whether it's getting gas or making regular visits to the mechanic. Luckily, the consumables expenses car insurance add on coverage includes repair costs of consumables such as nuts, bolts, air filters, etc.

Engine Protector Cover

One of the most valuable parts of your car is its engine. So naturally, you want to do everything possible to protect it from damage. The good news is that Raheja QBE offers an engine protector car insurance add on cover that ensures payment for engine repairs should it sustain damage due to water ingression, lubricating oil leakages, etc.

Loss of Personal Belongings Cover

In addition to protecting your car, you may also want to consider the items inside it. Some people store valuables in their vehicles, such as jewellery and electronics. Raheja QBE has a loss of personal belongings car insurance add on cover, which will provide financial assistance should these items be stolen or damaged while your car is parked outside or unattended.

Read more - Your Go to Guide on Personal Belongings Add-on Cover

Daily Conveyance Benefit

This is payable when your claim is approved and your vehicle repair lasts for over three days. This benefit covers the expenses of using other means of transportation while your vehicle is being repaired.

No-claim Bonus Retention Cover

Raheja QBE offers a no-claim bonus retention cover as part of its customer engagement program. So, even if you claim, your NCB discounts remain intact. However, there could be restrictions on the number of claims you make during the policy term.

8. Customer Service Support

The best thing about Raheja QBE car insurance is its customer service support. The team is always willing to help and is very responsive to your cause. It answers your queries promptly and offers a 24*7 helpline, making it easy for you to contact it anytime.


Raheja QBE car insurance is an excellent choice for anyone looking for a comprehensive car insurance policy. Whether you are new to driving or have been behind the wheel for years, this company has your bases covered with competitive rates and impressive coverage options. 

Read more -


1. Does the tyre add-on cover at Raheja QBE insurance cover the theft of tyres?

No, the tyre add-on cover will only cover expenses for replacing and repairing tyres and tubes resulting from damage or accidental loss.

2. If I claim the key protect cover at Raheja QBE, will I still get the next slab of NCB?

Yes, you will still be eligible for NCB's next slab even if you file a claim under the key replacement cover since it doesn't come under your own damage claim.

3. Does Raheja QBE cover cash or payment cards under loss of personal belongings cover?

No, cash and payment cards will not be reimbursed during the loss of personal belongings claim.

4. Does the comprehensive car insurance policy cover the vehicle's depreciation at Raheja QBE?

To cover the depreciation cost of your vehicle, you will have to purchase the zero depreciation cover as it is not covered under the comprehensive plan.

5. Can I pay Raheja's QBE car insurance renewal premium online?

Yes, you can pay Raheja QBE car insurance renewal premium online. Go to the company's official website and renew your car insurance policy using net banking, credit card, debit card or the Paytm app.

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