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A Guide to the Digit Car Insurance Self Inspection Process

By Juhi Walia
19 August 2022, 3:30 PM

The Digit car insurance self-inspection process is perhaps one of the most accessible and user-friendly ways to ensure you get the correct value on your car. An inspection is an essential step in the buying process, as there could always be hidden factors such as a dented bumper or defective brakes that are not visible to the untrained eye.

The team at Digit has invested and built into the technology several processes and checks to reassure consumers so that you can be sure that your car insurance premium reflects the actual worth of your vehicle.

There are two types of car insurance inspection. The first is a physical inspection by an insurance company representative, and the second is a digital inspection. 

The first inspection is done by a company representative who will visit your house and look at your car. This is typically done when you start a policy with the insurer or if it wants to re-inspect your vehicle.

The second type of inspection is done online and usually happens annually. This inspection can be done by yourself, or you can hire a third party to do it for you. It's important to note that not all auto insurance companies offer self-inspections, so if this is something you're interested in, check out Digit car insurance.

What does a Digit Car Inspection Include?

The process starts with identifying all flaws in your vehicle, such as dents, scratches, missing parts, etc., after which they'll recommend how these can be repaired and fixed. For example, if your vehicle does not have airbags or seat belts, it cannot be registered as per law. In addition, there are other technical checks like brakes, tyres, and other parts to ensure they are in good condition before applying for a new policy or renewing an existing one.

A car inspection will include looking at all the significant components of your vehicle, such as:

  • Engine - Is there oil leaking from anywhere? Are there any signs of overheating? Are any parts loose or cracked?
  • Transmission - Is there excessive noise coming from underneath when shifting gears? Are there any leaks in the fluid? Do any parts look worn out or damaged?
  • A safety check will look at all aspects of the vehicle's safety and ensure everything is working properly. It will check that brakes are working correctly and that there's no damage anywhere on the car that could cause problems while driving (such as loose bolts). This should be done every year after car insurance renewal or when buying a new car. 

How to Do Self-inspection Using Digit Insurance?

We all know how important it is to have our vehicles appropriately maintained. A regular car inspection will help you spot problems early and avoid expensive repairs later on. You can also find out about any issues that could lead to a breakdown on the road.

Self-inspection process is simple. You can do it online by visiting the website of Digit Insurance. You need to call the toll-free number mentioned on its website, and you will receive a link from them. Then, you will be guided for inspection through the steps wherein you're required to show evidence of any damage caused to the vehicle.

You will be instructed to take photos of parts of your car, like the windshield, front lights, and indicators. You will also be asked to take pictures of scratches or dents on your vehicle's body. The inspector will check for any issues with your car that need repairing or replacing before Digit can issue a car insurance policy for you.

Why is a Car Inspection Necessary Before Applying for Car Insurance?

A car inspection is necessary before applying for car insurance because the car insurance company needs to know that the car you are driving will be protected from any damage in case of an accident. The inspection process helps the company assess any damages to your vehicle and if it is safe to provide you with a cover.

The main objective of the inspection process is to find out if your car has any underlying issues that may cause further damage in case of an accident. The inspection report also helps you understand what needs to be done to make your vehicle roadworthy again and how much it would cost.

Wrapping Up

You can contact Digit on your next car insurance renewal for inspection. You might be pleasantly surprised at just how much of a positive difference taking a few minutes to review your vehicle before getting a quote. And who knows? If you spot something that could cause trouble later, it's much easier to head it off now than deal with a hefty repair bill or worse later on.

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FAQs

1. Why do you need to perform a car inspection?

A pre-purchase inspection is necessary because it helps you determine whether there are any significant problems with the vehicle that could cost you later. A thorough examination can also prevent potential issues from arising once you start driving.

2. What is a Digit car inspection?

A Digit car inspection is a process by which the vehicle owner checks for any damages or defects. The assessment helps to ascertain the overall condition of your car and helps in deciding whether it is fit to drive or not.

3. What should be checked during a Digit car insurance self-inspection?

The digit car insurance self-inspection process is a comprehensive check of your vehicle. It will help you identify any potential issues that may impact the cost of your policy. 

The process of looking at your car can be divided into three parts:

Exterior Inspection 

This is where you check the bodywork, paintwork and wheels for any damage or signs of corrosion. You should also check the lights and indicators for functionality. Record any damage or corrosion you find in your logbook or on a form provided by the insurer.

Interior Inspection

This involves checking all interior parts, including seats, carpeting, and windscreen wipers, for any damage or wear and tear.

Underneath Inspection

This involves peeking under the bonnet to look at engine oil levels, coolant levels, brake fluid levels, etc.

4. Why is Digit car insurance a preferred option?

Digit car insurance has a self-inspection process that allows you to check if your car meets the requirements set forth by Digit. It will eventually save you time and money when applying for your car insurance policy.

5. How to perform engine checks in the digit car insurance self-inspection?

Familiarize yourself with the process of car inspection to ensure you know what to look for when buying a car. The engine is one of the essential parts of your car. Check if there are any leaks, such as oil stains on the floor or other parts near it. Also, check if any unusual sounds are coming from the engine while it is running, especially if it is idling or accelerating. Ensure no leaks are coming from anywhere in the engine compartment and that all bolts and nuts are properly tightened.

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