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Bajaj Allianz Insurance Private Car Package Policy Benefits

By Juhi Walia
16 August 2022, 12:37 PM

Having the right car insurance policy is critical to managing your finances. Still, with so many options available, it can be challenging to know what car insurance policy will work best for your specific needs. While each car insurance company has its own benefits, the Bajaj Allianz Insurance private car package policy offers numerous features that make it an excellent choice for both four-wheeler owners. It offers all-around protection for car owners against circumstances such as accidents, damage by man-made or natural calamities, theft, etc. Even when someone else hit by your car files a case against you, Bajaj Allianz stands by you owing to this popular car insurance policy of the insurer. High coverage, affordable premiums and value-added services make the Bajaj Allianz private car package policy stands out.

Find out more about Bajaj Allianz car insurance benefits by reading this article.

Benefits of Bajaj Allianz Insurance Private Car Package Policy

Choice of Add-ons

You can tailor your car insurance policy to suit your needs by choosing from various add-ons. Some popular add-ons include roadside assistance, engine protector, and return to invoice cover. If you want extra car parts coverage, consider choosing an extended warranty package. The private car package policy is a good choice for those who want protection but don’t need the added expense of a comprehensive car insurance plan.

Authencity of the Insurance Company

There are many reasons to choose Bajaj Allianz car Insurance as your insurance provider. It's a reliable and authentic company that has been in business for over 25 years. It provides its customers with affordable and quality services, which is why it has one of the best ratings among car insurance companies.

Speedy Renewal of an Insurance Policy

In today's fast-paced world, the last thing you want to worry about is your car insurance policy lapse. With Bajaj Allianz, you can renew your policy in just a few clicks. Plus, its online portal makes it easy to keep track of your policy and make payments. 

Hassle-free and Quick Claim Settlement

One of the best things about opting for a private car insurance policy from Bajaj Allianz is that it offers hassle-free and quick claim settlements. If you need to Bajaj Allianz car insurance claim, all you have to do is contact the company's customer care team, and they will take care of the rest. Plus, you can be assured of quick and efficient claim settlement by Bajaj Allianz.

Ideal Coverage Options

A good car insurance policy should cover you in the event of an accident, theft, or another unexpected event. With Bajaj Allianz, you can tailor your policy to fit your needs. The private package car insurance policy covers both new and old vehicles and offers a variety of  car insurance add-ons to ensure you're fully protected.

The Benefit of Cashless Claims

The last thing you want to worry about is how you will pay for the repairs when you have an accident. With a Bajaj Allianz Insurance private car package policy, you don't have to worry about that. You can choose from a list of the company's repair shop network to get your car fixed as quickly as possible, without any out-of-pocket expenses. 

Attractive Discounts

As a car owner, you always want to save money on your vehicle. With Bajaj Allianz car Insurance, you can get an attractive discount on your premium when you purchase a private car package policy. This car insurance policy covers both the car and the driver, so you can be sure you are getting the best possible coverage.

Various Add-on Covers with Bajaj Allianz Private Car Package Policy

One of the best things about this car insurance policy is that it offers various car insurance add-on covers that can be very beneficial despite the additional premium you need to pay to buy these. Some common Bajaj Allianz car insurance add on covers are mentioned below:

Personal Accident Cover

If you suffer personal injuries from an accident, this package provides compensation if you have added personal accident cover.

Lock and Key Replacement Cover

Losing or forgetting your key or locking yourself out of the car? No worries! You get a free lock and key replacement as soon as possible on reporting this loss. 

24x7 Spot Assistance

Get help immediately when needed. It includes battery jump start, flat tyre change, fuel delivery, tow service and more! 

Consumable Expense

 Spare parts are not cheap these days. When they break down, they cost us a lot of money. With consumable car insurance add on, you can make sure you're covered in such cases with its consumable expense benefit.

Accident Shield

It helps you recover from any financial losses due to death or permanent disability caused by accidents. 

Personal Baggage

Damage or loss of baggage within the insured vehicle is covered.

Zero Depreciation Cover

A basic Bajaj Allianz private car package policy does not cover the depreciation costs at the time of a claim. As a result, the approved amount often remains less than the amount claimed by the policyholder. However, with a zero depreciation cover of Bajaj Allianz, you will recover the depreciation amount.

Engine Protector Cover

Engine Protection car insurance add-on cover protects you against engine damage caused due to water or oil leaks, hydrostatic lock, etc. 

In Conclusion

If you're looking for a comprehensive car insurance policy that will give you peace of mind on the road, look no further than the Bajaj Allianz Insurance private car package policy. This policy offers many benefits, including car accessories coverage, third-party liability, and personal accidents. Plus, with this car insurance policy, you can enjoy discounts on your premium and 24/7 roadside assistance. So why wait? Get protected today with the Bajaj Allianz Insurance private car package policy.

Read more -

Bajaj Allianz Cashless Car Insurance Claim Settlement Process


1. What are some exclusions for the Bajaj Allianz private car package policy?

This policy doesn't cover normal wear and tear, depreciation, vehicle use outside its claimed use, or mechanical breakdown. Damage from war or nuclear attack, claims when found drunk at the time of an incident, etc., are not covered.

2. What is the claim process for a Bajaj Allianz comprehensive car package policy?

The claim process is hassle-free for the car package policy. You just need to call the insurer and raise the claim by informing them about your accident, and it will guide you through the process.

3. How can I apply for a Bajaj Allianz private car package policy?

You can visit the website of Bajaj Allianz and apply for the desired car insurance policy.

4. How can I avail the cashless claim service for a Bajaj Allianz private car package policy?

You can intimate the claims team of Bajaj Allianz by filling in the claim form or dialing its customer care team.

5. Will I get a no-claim bonus with a Bajaj Allianz comprehensive car package policy?

Yes, you will receive NCB with this policy.

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