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Top Benefits of Buying IFFCO-Tokio Car Insurance Online

By Juhi Walia
16 August 2022, 1:15 PM

Owning a car is a feeling of extreme happiness for many. While it is very convenient to travel in a car, securing yourself and your car from financial losses arising from unfortunate events is important. Purchasing an IFFCO-Tokio car insurance policy will give your car the required protection and allow you to drive with complete peace of mind. According to the Motor Vehicle Act, 1988, car insurance from IFFCO-Tokio or any other insurer is mandatory to drive your car in India.

IFFCO-Tokio car insurance plans provide all-around protection to your vehicle at pocket-friendly prices. You can choose from many options, including the 3rd party car insurance, comprehensive car insurance, standalone own damage car insurance, multiple add-on covers, etc.

What's more? You can now buy your car insurance online. You can fix the IDV and voluntary deductible and customize your plan to suit your needs. Read on to know more about the benefits of purchasing an IFFCO-Tokio car insurance policy online:

Advantages of Buying an IFFCO-Tokio Insurance Online

Before buying your IFFCO-Tokio car insurance policy, it is very important to conduct proper research. Several parameters must be considered before deciding to buy a car insurance policy. Mentioned below are the benefits of purchasing an IFFCO-Tokio car insurance online:

1. Reputed and Trusted Brand

You should always purchase car insurance from an accountable and legitimate brand. IFFCO-Tokio is a licenced and registered insurance company with around 20 years of experience in this field.

It is a trusted brand servicing its customers with multiple insurance policies. It has settled over 8 lakhs of claims in FY 2019 and has a settlement ratio of 96.80%. You can protect yourself from fraudsters by purchasing your car insurance from IFFCO-Tokio.

2. Easy and Quick Settlement Process

In an accident, your car or the 3rd party's car may be damaged. Facing problems in car insurance claim settlement from the insurance company will only add to your burden.

Therefore, selecting an insurance company with a hassle-free reimbursement process is essential. IFFCO-Tokio car insurance claim settlement process is  seamless and speedy. You can know more about it online as the company mentions the same. As a result, you stay informed and take actions accordingly in case of a claim.

3. Wide Garage Network for Cashless Facility

Car insurance company should have good networking so that you can repair your car in your nearest garage in case of any emergency or accident. If you get your car repaired in the company's garages, you will be relieved of paying the bill as it will be taken care of by the insurance company. IFFCO-Tokio offers cashless services in over 4,300 garages across the country. You can check the list of such garages while buying IFFCO-Tokio car insurance online.

4. Easy Renewal Process

In the daily hustle and bustle of life, you might find it difficult to take out time to renew your car insurance. To retain your coverage, renewing your car insurance policy is indispensable.

IFFCO-Tokio has made the entire renewal process smooth and simple as you can renew your car insurance online. You can also get instant quotes from the comfort of your home. If you have any questions or doubts, customer service associates will contact you to resolve them.   

Read more - How to Renew Car Insurance Online?

5. Provides Maximum Coverage

You should always choose a car insurance policy that provides essential coverage. IFFCO-Tokio car insurance offers coverage against collisions, fire, theft, natural calamities, 3rd party losses, personal accident, etc., based on the chosen insurance plan. In the event of death or disability of the owner due to an accident, a claim worth up to INR 15 lakh can be made under a personal accident cover. While buying the IFFCO-Tokio car insurance policy online, you can check the details yourself, unlike when you buy through agents who could mis-sell you.

6. Customizable Add-Ons

Buying the policy online will get your eyes on the add-ons that suit your exact requirements. You can increase the protection of your car insurance policy by choosing from this range of IFFCO-Tokio car insurance add-on covers.

The zero-depreciation car insurance add-on cover allows you full compensation for your car without considering its depreciated value. Other add-on covers include a return to invoice, no-claim bonus (NCB) protection, roadside assistance, etc.

Read more - Top Add-on Covers to Consider in Car Insurance

7. Save Big on Premiums

The process of buying a car insurance policy online is very simple. After reading the policy details, you must follow the purchase process and pay online to complete the purchase. The online purchase process eliminates physical documentation and meetings with intermediate agents.

The insurance company offers car insurance online at a lower premium than offline channels. You can save up to 70% on premiums by purchasing IFFCO-Tokio car insurance online.


IFFCO-Tokio is a reputed company known for the transparency with which it operates. It has a robust IT infrastructure and quick response time. The company is highly efficient in its claim settlement process. Make sure you consider all aspects of an insurance policy and the insurer before making any purchase.

Read more-

6 Reasons You Need Car Insurance from IFFCO Tokio General Insurance


1. Can I buy a car insurance policy through IFFCO-Tokio's mobile app?

You can purchase a car insurance policy online through IFFCO-Tokio's mobile app. Get instant policy issuance and many other services at your fingertips. 

2. Can I get any premium discounts at IFFCO-Tokio?

Discounts on the premium can be availed of in the following cases:

  • Utilizing NCB
  • Choosing high voluntary deductibles
  • Becoming a member of an automobile association
  • Installing anti-theft devices

3. How much discount can be availed of through NCB?

With the help of NCB, you can get up to a 50% discount on your own-damage premium. The discount depends on the number of claim-free years observed under your policy.

4. Can I buy the IFFCO-Tokio return to invoice add-on online?

Yes, you can select the return to invoice add-on and receive compensation equal to the on-road price of your car in case of total loss or theft.  

5. How can I cancel my car insurance policy at IFFCO-Tokio?

You can cancel your car insurance policy at any time on seven days' notice by recorded delivery. No claim must have been made during the currency of the car insurance policy. You will receive a refund after a deduction of the premium for the period the policy has been in force.

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