HDFC ERGO Car Insurance Policy Download

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A car insurance policy document is an agreement between an insurance company and a policyholder under which the insurance company provides insurance benefits against a predetermined premium amount subject to the terms and conditions of the policy provider. It is a legally enforceable document wherein legal terminologies are used like inclusions, exclusions, coverage, add-ons, etc. The policyholder can hold the policy documents in both soft and hard copies at their discretion.

HDFC ERGO sends the policy documents to the policyholder’s registered address once it is purchased. The policyholder is advised to go through all the terms and conditions of the policy document if they want to avail the full benefit of their car insurance policy at the time of claim settlement.

How to Download HDFC ERGO Car Insurance Policy Online Using Policy Number?

A policyholder can download HDFC ERGO car insurance online by following the steps given below.

  1. First of all, visit the official website of HDFC ERGO for the HDFC car insurance policy download and choose the ‘Self-Help’ tab.
  2. You need to select the ‘email Policy Copy’ option from the help tab to get your HDFC four-wheeler insurance policy downloaded.
  3. Enter your details, such as your registered mobile number or your registered email ID.
  4. You will receive a notification on your mobile/email ID containing a one-time password for the verification of your mobile number/email ID.
  5. You will receive your HDFC ERGO four-wheeler insurance policy at your registered email address.

Do I Need a Hard Copy of the HDFC ERGO Car Insurance Policy Document?

Once you get your HDFC ERGO car insurance policy downloaded, you generally are not required to maintain it in any hard format. The IRDAI (Insurance Regulatory and Development Authority of India) has initiated E-Vahan Bima to digitize all insurance policies for future reference. Hence, the need to hold insurance copy documents in hard format is eliminated. Now, in this era of technological advancement, with the help of HDFC ERGO car insurance download, no one is required to hold policy documents in physical form. The QR code facility makes it easier for policyholders as all the necessary details related to policy are stored securely. 

How to get a Hard Copy of HDFC ERGO Car Insurance Policy?

HDFC ERGO delivers the car insurance policy’s hard copy to the registered address of the policyholder as soon as they purchase the policy. However, when the policyholder has purchased the policy online, there are chances that the documents are not delivered. In such scenarios, the policyholder can quickly obtain their documents via the HDFC ERGO four-wheeler policy download feature provided by the insurer. Policyholders can go for an HDFC car insurance copy download by visiting the company's official website.

The steps to get an HDFC ERGO four-wheeler insurance copy download from the website are as follows:

  1. First, visit the website-
  2. Enter your policy number. You can also submit your mobile number or email ID apart from the policy number.
  3. Once you submit the number, you will get an OTP.
  4. Submit the OTP and receive the copy at your email address.
  5. The copy is available in PDF format. You can obtain your HDFC car insurance copy download from your email.
  6. Once downloaded, you can take a print and use it as a hard copy.

How Can I Make Changes in My HDFC ERGO Car Insurance Policy Document?

While purchasing your car insurance policy, you must submit the correct details for every requirement, and you may face hurdles at the time of claim settlement otherwise. But, in case you have entered any incorrect information in your car insurance policy, you are allowed to make necessary corrections via online mode.

Follow the given steps to make the changes:

  1. First things first, go to the HDFC ERGO website.
  2. Next, navigate yourself to the ‘Help’ tab from the menu.
  3. Then, select ‘Make Changes.’
  4. Once you opt to make changes, you will be required to submit your registered mobile number/registered email ID/policy number.
  5. Make changes to the insurance policy.
  6. You can also call their toll-free number 1800-2666-400 to take any further help.

However, if a policyholder who is not so tech-driven chooses to make changes to his policy documents, they must visit the official website of HDFC ERGO.

HDFC ERGO Car Insurance Policy Download FAQs

  • 1. Can I get a duplicate copy of my HDFC four-wheeler insurance download?

    You can get in touch with HDFC ERGO at their customer care number 022 6234 6234 for your duplicate HDFC ERGO car download.

  • 2. What all an HDFC ERGO car insurance policy document contains?

    The following details are contained in HDFC ERGO car insurance policy documents-

    • Type of Policy
    • Policy tenure
    • Policy number
    • Discounts and necessary deductibles
    • Insured declared value and premium
    • Coverage and exclusions
    • T&C of the coverage
    • How to file a grievance
    • Vehicle details
    • Personal details of the policyholder
  • 3. Can I download my HDFC ERGO four-wheeler insurance policy from HDFC's mobile application?

    You can download the application on your mobile and manage all your insurance policies. In addition, you can get an HDFC four-wheeler insurance copy download from the application itself. 

  • 4. Is it mandatory to maintain car insurance policy documents every time while driving?

    To protect yourself from any mishaps in the future, you must maintain the documents in your car while you are driving. However, in the era of technology, you can keep your policy documents on your mobile. All you need is to get your HDFC four-wheeler insurance downloaded from the website. 

  • 5. What is the official website link to change my HDFC ERGO car insurance policy document?

    You can make changes by visiting the website- 

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