HDFC ERGO Car Insurance Renewal

In India, every vehicle owner must maintain an insurance policy for their four-wheelers as per the Motor Vehicles Act, 1988. In addition, the Act makes it mandatory to obtain at least a third-party insurance to protect the third-party interest in case of accidents.

However, car insurance is of no use if it has expired at the time of the accident or claim submission. Hence, every vehicle owner must check whether the insurance policy is active or not.

If the owner finds out that the insurance policy is no longer in existence, he must apply for policy renewal. HDFC ERGO renews a car insurance policy hassle-free with just a few simple steps. Here, while obtaining the HDFC ERGO four-wheeler policy renewal, you are offered the option to add extra add-ons at the time of renewal. With over 4.4 customer ratings, HDFC ERGO four-wheeler insurance review is among the top insurance providers in India. 

HDFC ERGO Car Insurance Policy Renewal - Online Process

You can opt for HDFC ERGO four-wheeler insurance renewal online by following these below simple steps-

1. You need to visit the official website of HDFC ERGO and navigate yourself to “Car Insurance.” Once you reach there, you must open the “Renew” app.
2. Then, you need to enter your policy number in this tab.
3. You can also choose to go with your registered mobile number or email ID.
4. Once you provide the details, you will get the various add-on covers to choose from. These add-ons are designed explicitly for the enhancement of your renewal policy.
5. Choose the add-on that you find suitable for your car.
6. Once you submit the details, you will see the premium details displayed on your screen.
7. You need to pay the premium via online banking or credit card.

HDFC ERGO Car Insurance Policy Renewal - Offline Process

If the vehicle owner is not well versed with the online process of renewal, they can choose the offline method for their four-wheeler insurance renewal HDFC ERGO. You need to follow the below steps-

1. Visit your nearest branch of HDFC ERGO.
2. Ask for the details required for your car insurance renewal.
3. You will need to provide your policy details.
4. Submit your details, such as – your registered mobile number and registered email ID.
5. Once the inspection of the papers is done, the insurance agent will require you to choose add-ons if you want any.
6. You may select the add-ons even if you did not have them in your original policy.
7. After the procedure, you must pay the premium for your HDFC ERGO car renewal.

HDFC ERGO four-wheeler renewal can be quickly done by those who don’t want to go online or know less about the technology.

HDFC ERGO Car Insurance Renewal Benefits

Only fulfilling the mandatory requirements of the law for buying car insurance is not the only reason for HDFC four-wheeler insurance renewal. There are many other benefits to HDFC ERGO four-wheeler insurance renewal, such as-

1. The insurance renewal helps the vehicle owner get a cover for injuries and damages that happened to the car.
2. The most beneficial point about HDFC ERGO car insurance renewal is that it protects you against any legal repercussions in case of bodily injuries to the third party and property damage.
3. In the case of claim-free years, you can benefit from a discount for the premium payable on renewal.
4. Unlike the offline procedure, you don’t need to wait for the insurance agent to process the complete renewal.
5. The online car insurance renewal procedure does not require paperwork to be done. As a result, you save a lot of time and costs on documentation.
6. 24/7 customer online support.
7. You need high repair costs if you do not have an active car insurance policy. Therefore, it is necessary to obtain an HDFC ERGO 4-wheeler insurance renewal.