United India Car Insurance FAQs

The company offers a wide range of add-on cover that helps to widen the scope of car insurance coverage and secure oneself financially against the damages and losses. All the add-on covers are available by paying a minimal premium amount.

The incurred claim ratio is 120.79% for motor insurance for United India Insurance Company for 2018-19. 

To check the United India Car Insurance Claim status online kindly visit the https://portal.uiic.in/GCWebPortal/PolicyDocument/PolicyDocumentActionFirst.do

Visit https://portal.uiic.in/GCWebPortal/PolicyDocument/PolicyDocumentActionFirst.do to download your United India Car Insurance Policy Document online.

The United India Insurance Company has a quick claim settlement process. The company processes the claim as soon as all the relevant documents are received by the company.

No, the company does not provide for pay-as-you-drive car insurance facility.

Yes, United India provides new car owners with long-term comprehensive car insurance coverage, with the first renewal occurring after 3 years and future renewals that occur annually. 

Following is the list of mandatory documents for insurance policy renewal at United India:

• ID Proof 
• Address proof
• Passport-sized photographs
• RC or car registration
• Existing car insurance policy number
• Credit and debit card details

Yes, you can opt from a wide range of add-ons when renewing car insurance.

The insurance will lapse if you do not renew it before the expiration date. In addition, due to your failure to renew your car insurance, you would be required to pay a fine.

If you lose your original vehicle insurance policy number, you can request a duplicate copy of the number's policy document. You have to either download the policy from your United India’s website or request an exact policy copy from your insurer.

At United India, there are two types of insurance claims - cashless claims and reimbursement claims.

The following are some of the reasons that lead to the cancellation of a car insurance policy claim: 

• The driver fails to present a valid driver's license.
• The driver was found consuming some intoxicating substances while driving.
• Accidents caused by the driver's lack of attention or carelessness.
•  It was discovered that the information given on the insurance claim form was erroneous.

Yes, United India holds the right to deny your car insurance claim if you do not notify it within the timeframe specified by the insurance company.

Yes, the online car insurance claim process at United India is safe and easy to accomplish.

Yes, a surveyor inspector will be assigned to check your car before the claim procedure goes further, as per the terms and conditions of United India

Yes, you can easily download the United India car insurance policy in simple steps using the policy number provided to you while buying the insurance.

According to the Indian Motor Vehicles Act of 1988, car owners must buy a valid car insurance policy, at least a third-party policy. Else, driving without this policy is ilegal and a punishable offense.

You can easily purchase a car insurance policy for your brand-new car. Then, right after the payment confirmation, you can download the policy document.

You can call for any assistance at United India on toll-free number- 180042533333.

At United India, you can buy insurance quickly via online mode.

As the name says, car insurance add-ons provide you additional insurance benefits regarding the compensation besides the basic coverage. Add-on act like an extra layer of protection to your car and allow you to claim for such damages which are usually not covered in base policy. 

Yes, you have the choice to opt for multiple additional add-ons.

No, only comprehensive and standalone car insurance holders can opt for insurance add-ons.

No, you must pay some extra cost on your primary insurance policy to avail add-on benefits.

The best add-ons rely on your requirements. However, zero depreciation, engine cover roadside assistance and return to invoice add-on covers are the most beneficial ones.

You can buy a suitable comprehensive car insurance policy from the company's website or by visiting its nearest branch.

You can pay premiums via both online and offline modes.

Here are the following steps for policy renewal that need to be followed:-  

• Provide the policy number and the expiry date on United India's website.
• Pick a payment option.
• Download the payment receipt.

You need to renew the policy before 90 days of the expiry date of the United India comprehensive car insurance policy.

You can visit the nearest branch and apply for cancellation anytime.

Raheja QBE third-party car insurance is available to car owners who have registered their vehicles with the Regional Transport Authority of India (RTA).

Yes, United India allows the customer to safely buy any insurance plan online or offline.

The premium will depend on the IRDAI regulations regarding third-party car insurance. However, it remains far less than the other car insurance variants.

Regardless of driving skills or claim history, all automobile owners are required to acquire third-party coverage. 

No, it doesn’t. It only saves you against third-party claims. For your vehicle, you can buy United India comprehensive policy that will also cover third-party claims.

Zero depreciation car insurance, often known as a zero dep cover, provides coverage without considering the vehicle's depreciation value. This ensures that United India will cover the entire cost if your car is damaged in an accident.

United India zero depreciation car insurance provides you the whole claim amount without accounting for depreciation , whereas a standard policy factors in depreciation.

Transfer of a basic policy or add-on to another person can be done while selling the vehicle to him/her. 

If you chose Zero Depreciation as an add-on to your comprehensive or standalone own damage, the policy statement would mention the complete information about the insurance type.

United India zero depreciation is suitable for a car aged less than five years.

Yes, you can buy both the policies from United India.

Anybody can buy a standalone car insurance policy from United India if he already owns third-party insurance.

Yes, a standalone car Insurance policy is affordable compared to a comprehensive car insurance policy.

Yes, a standalone car Insurance policy is designed to cover all your expenses regarding the personal accident damages.

Yes, you can buy this policy and even pay the premium safely online.