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5 Best Bikes Under INR 50,000 in India: Key Highlights

13 July 2022, 11:21 PM

India is a popular country in the two-wheeler market. Every year, we witness the highest sales percentage in the automobile industry. There are several reasons for this:

  • Two-wheelers are cost-effective purchases for the common man in India.
  • A bike may get 50 to 80 kilometres per litre of fuel, thus saving fuel costs.
  • There is an abundance of service centres in India. Thus, maintaining a two-wheeler is significantly easier.
  • In densely populated cities such as Bangalore, Delhi, Mumbai, etc, riding a bike is a great alternative to public transport riddled with traffic issues.

However, despite the popularity of two-wheelers in India, people have many questions when choosing the best-fit bike within their budget. 

Most two-wheeler companies offer bikes under INR 50,000 with the same characteristics as the most expensive two-wheelers.

Five Best Bikes to Buy that are available for Under INR 50,000

Low-cost bikes do not signify having fewer features or a shorter lifespan;

1. TVS Star City Plus

TVS Star City Plus is a worthy bike for beginner commuters. It is available in eight colours and three variants. TVS Star City Plus, the commuter bike, was originally introduced in two variants: mono-tone and dual-tone. This bike has a displacement of just over 100 cc and is also known for having the best mileage.

TVS Star City Plus Key Features

Key FeaturesValues
Engine Capacity109.7cc
Kerb Weight115 kg
Mileage68 km
Fuel Tank Capacity10 litres
Transmission4-speed manual
Seat Height785 mm

2. Bajaj Platina 100

Bajaj motorcycles are noted for their excellent mileage and fuel efficiency. The Bajaj Platina 100 cc offers 96 kilometres but achieves close to 75 kilometres per litre after a year of use and rigorous engine conditioning. The 8-BHP engine makes it one of the greatest bikes for intra-city travel because, although light at around 100kgs, this two-wheeler can push a lot of weight.

Bajaj Platina 100 Key Features

Key FeaturesValues
Engine Capacity102 cc
Kerb Weight117 kg
Mileage72 km
Fuel Tank Capacity11 litres
Transmission4-speed manual
Seat Height807 mm

3. Hero HF Deluxe

This bike is great for everyday use because it is both comfortable and inexpensive. In addition, it gets reasonable mileage on city rides. The power it generates is excellent, and the pickup speed is also good. We can use it anywhere, not just on the road but off-road too; many even use it on dunes. Most people share a good experience with this bike, and the service cost is low in many areas. 

Hero HF Deluxe Key Features

Key FeaturesValues
Engine Capacity97.2 cc
Kerb Weight110 kg
Mileage65 km
Fuel Tank Capacity9.1 litres
Transmission4-speed manual
Seat Height805 mm

4. TVS XL100

The TVS XL 100 is light, fuel-efficient, inexpensive, and has easily accessible spare parts. It also provides comfortable seating and riding posture for the rider and pillion. However, its suspension can be difficult on potholes and bumps.

TVS XL100 Key Features

Key FeaturesValues
Engine Capacity99.7 cc
Kerb Weight88 kg
Mileage55 km
Fuel Tank Capacity4 litres
TransmissionAutomatic
Seat Height787 mm

5. Bounce Infinity E1

Bounce Infinity E1 headlamps are circular LED projectors, and it has fashionable alloy wheels. Sporty red, sparkle black, pearl white, silver, and grey are among the five colours available in either a glossy or matte finish on Infinity E1.

Among its features are a digital instrument cluster, cruise control, reverse parking mode, and warning signalling. Bounce has created a smartphone app that riders can use for geofencing, remote tracking, checking battery status, etc.

Bounce Infinity E1 Key Features

Key FeaturesValues
Riding Range85 km
Kerb Weight94 kg
Top Speed65 km
Battery Charging Time4 hrs
TransmissionAutomatic
Seat Height780 mm

Conclusion

Before buying a bike, we must educate ourselves and read up on ergonomics (our body position) and the necessity of excellent posture and seating position, as well as leg position or knee angles. Operating the bike quickly and easily in an emergency is vital, so perfecting the ergonomics will help.

We recommend buying something within 100cc to 200cc range for your first bike. Commuter type and naked bikes are fairly good for most individuals from an ergonomic standpoint.

While purchasing a new bike is an exciting event, don't forget to buy bike insurance it as required by the law. As per the Motor Vehicles Act, 1988, it is mandatory for bike owners to have third-party bike insurance. You can buy comprehensive bike insurance that protects you financially against personal injuries, the damage inflicted to the vehicle, as well as third-party liabilities.

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FAQs

1. Is two-wheeler insurance mandatory for bikes under INR 50,000 in India?

Yes, the Government of India has made it compulsory to have two-wheeler insurance under the Motor Vehicles Act, 1988. This is regardless of the price of the bike.

2. What is the insurance duration for bikes under INR 50,000 in India?

According to the IRDAI, new bike owners shall need to buy the insurance cover for five years initially. After the completion of five years, you can renew the policy annually if you wish to.

3. Is it possible to purchase two insurance policies for a bike under INR 50,000 in India?

For one bike, we can purchase multiple bike insurance policies. You can buy a standalone own damage policy in addition to the mandatory third-party cover. In case you have already bought a comprehensive cover, you don't need to buy anything. The comprehensive policy covers the mandatory third-party cover besides damages to you and your vehicle. You can, however, buy add-ons with your standalone or comprehensive policy for an extra premium.

4. What does an insurance policy for a bike (costing below INR 50,000) not cover?

If you buy only a third-party insurance policy, it won't cover loss, damage, or harm to the rider or a bike because of riots, terrorist activities, wars, or other natural disasters, such as earthquakes, tsunamis, etc. Even standalone and comprehensive policies come with some exclusions. Both these policies don't cover depreciation, mechanical & electrical faults, damage to the engine due to water & oil leakage, etc. However, you can buy suitable add-ons to get all these covered.

5. How do insurance companies calculate the premium amount for bikes under INR 50,000?

Insurance companies calculate the premium based on factors such as the bike model, engine capacity, geographic location, the age of the bike owner, etc.

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