header Two Wheeler Insurance

Commuter Bikes: The Best in the Market

By Juhi Walia
07 October 2022, 1:59 PM

Commuter bikes' simplicity, fuel efficiency, and comfort make them an excellent choice for daily use. They are prevalent among the masses because of these features. Our list provides details, specifications, and prices of some of the best commuter bikes available in India.

Several renowned players in the commuter bike market include Yamaha, Suzuki, Hero, and TVS. In India, these manufacturers design bikes best suited to the road conditions and offer optimal performance and mileage. 

You should also note that two-wheeler insurance is a mandatory requirement in India. The country prohibits riders from riding two-wheelers without valid bike insurance. Along with your bike, therefore, make sure you find the best bike insurance policy.

The best commuter bikes with affordable bike insurance are listed below:

Best Commuter Bikes in the Market

Below are some of the best commuter bikes available in India, keeping in mind the two-wheeler insurance costs. There is no particular order in which these are listed.

Bajaj Platina 100

The Bajaj Platina 100 has a very high fuel efficiency rating. Over 70 km/l fuel economy is impressive for a bike this size. Besides being fuel-efficient, it looks good as well. Aside from sporty graphics and LED DRL (Daytime Running Light), it is featured alloy wheels and a self-start option, which makes it an excellent commuter bike.


  • Power: 7.91bhp
  • Mileage: 70 km/l
  • Engine capacity: 102cc
  • Fuel tank capacity: 11 liters
  • Gearbox: 4-speed
  • Torque: 8.3Nm

Why Should You Buy This?

If you are looking for a scooter to travel long distances, this one is for you as it boasts huge-fuel savings.

Honda SP 125

Bringing one of the most comfortable commuter bikes to India is Honda, a company based in Japan and specializing in two-wheelers. Engine power comes from a BS6 motor that produces 10.72 bHP and 10.9 Nm.

Although SP 125 continues to carry the same aesthetics, the new versions display more significant refinements and premium appeal. SP 125 is available in two variants and four colours with two-wheeler insurance.


  • Engine Type: Air-cooled
  • Fuel Capacity: 11 liters
  • Mileage: 65 kmpl
  • Displacement: 123.94 cc
  • Kerb Weight: 117 kg

Why Should You Buy This?

Looking to show off your bike to people, then this bike is for you. It boasts a sleek design and is one of the most comfortable bikes to sit on. Make sure you purchase bike insurance, as it's a mandatory requirement.

TVS Sport

TVS Sport is the best-selling commuter bike in India, with cumulative sales of over 25 lakh units. AHO (Always Headlight On) is an added feature to the updated model, which boasts sporty graphics and bike insurance. Commuters will find this bike comfortable and affordable, thanks to its long and wide seat. 


  • Power: 8.18bhp
  • Mileage: 70 km/l
  • Fuel tank capacity: 10 litres
  • Gearbox: 4-speed
  • Engine capacity: 109.7cc
  • Torque: 8.7Nm

Why Should You Buy This?

A sporty look, affordability, and comfort are a speciality of this bike. It's a combination of all features people look out for. It also has a cheap two-wheeler insurance option.

Hero HF Deluxe

A simple and practical bike, the Hero HF Deluxe offers many features. Despite its lack of features, it has good gas mileage and is comfortable. An adjustable suspension, a capable braking system, and a long and wide seat on this bike.

As well as being one of the cheapest commuter bikes in India with affordable bike insurance, it is also very durable.


  • Power: 7.91bhp
  • Mileage: 65 km/l
  • Fuel tank capacity: 9.6 litres
  • Torque: 8.05Nm
  • Engine capacity: 97.2cc
  • Gearbox: 4-speed

Why Should You Buy This?

If you are on a budget and looking for something that suits your needs, this bike is for you. It features one of the cheapest bike insurance and is the most affordable bike for everyone. 

Bajaj CT100

This entry-level model offers impressive fuel efficiency and low maintenance requirements, a commuter bike designed for rural customers specifically. The CT100 is powered by a BS6 motor with a maximum power of 7.7bHP and peak torque of 8.34Nm.

Moreover, it is one of the most comfortable commuter bikes in India, thanks to its rubber tank pads, comfortable seat cushions, and more extensive grab rail.


  • Engine Type: Air-cooled
  • Kerb Weight: 117 kg
  • Mileage: 65 kmpl
  • Displacement: 115.45 cc
  • Torque: 9.81Nm
  • Fuel Capacity: 11 litres

Why Should You Buy This?

This bike has been created keeping in mind the needs of the rural roads and features impressive fuel efficiency and comfortable seats. It is one of the most comfortable commuter bikes. Make sure you purchase two-wheeler insurance as it protects you and your family. 


Honda Unicorn

The Honda Unicorn is a favourite among people seeking a comfortable, fuel-efficient bike with a powerful engine. The bike looks premium and elegant with its clean lines and a smooth finish with affordable two-wheeler insurance.

In addition to ABS (Antilock Braking System), this motorcycle features mono-shock suspension at the rear, a long and comfortable seat, and a side stand cutoff switch.


  • Engine capacity: 162.7cc
  • Fuel tank capacity: 13 litres
  • Mileage: 55km/l
  • Gearbox: 5-speed
  • Torque: 14Nm
  • Power: 12.73bhp

Why Should You Buy This?

Looking for a bike which is fuel-efficient and has a powerful engine? Look no further than Honda Unicorn, as it features different braking. In addition to ABS braking, it also features a mono-shock suspension. A must-buy for people looking to flaunt their bikes and travel long distances. This bike, coupled with two-wheeler insurance, is your ultimate go-to.

Wrapping Up

It is necessary to keep in mind the mileage and capacity of the engine while choosing a commuter bike, and it is essential to understand that you need to buy bike insurance online effectively.

It is a mandatory requirement laid down by the Motor Vehicles Act, 1988. Without two-wheeler insurance, you cannot ride a bike anywhere in India. Choose the best bike according to your budget and save some of your budget to get yourself two-wheeler insurance in India.

Read more -


1. What is the meaning of commuter bikes?

Commuter bikes easily travel between points A and B with optimum comfort and fuel efficiency. Most of them are equipped with small engines designed more for mileage and reliability than for power.

2. Is it necessary to take bike insurance from a bike dealer?

A dealer will offer you two-wheeler insurance coverage when you intend to buy a two-wheeler soon. The two-wheeler insurance can be purchased from the dealer at your convenience, but you are not compelled to do so. It is a legal requirement in India to buy third-party bike insurance.

3. Which two-wheeler insurance should I buy for my commuter bike?

If you ride your bike quite often, it is advisable to opt for a comprehensive two-wheeler insurance policy. However, if the usage is less, you can even go for the mandatory third-party liability policy for your bike.

4. What should I look for in bike insurance?

hoosing the right type depends on your needs. If you need less coverage, a third-party bike insurance policy will only cover you if you cause damage or injury to a third party. Whereas, for higher coveage, comprehensive bike insurance policies, cover both third-party and own damage, i.e., the damage to your bike.

5. Can you use a motorcycle as a daily driver?

You can reduce your daily commute time by riding a motorcycle since they are cheap to run, easy to maintain, and aren't difficult to maintain. There are also plenty of parking spaces available for motorcycles. Your daily commute will also be more enjoyable and stress-free with them.

Two wheeler Insurance banner
Two wheeler Insurance

Starting at only ₹1.5 per Day*

Enter your details to buy Bike Insurance
By proceeding you agree to Terms & Conditions
Proceed without two wheeler number