A motorcycle may be customised differently as per one's interest and budget. Nevertheless, this is often a pricey affair that requires a lot of experience. Any alterations to a bike also have a significant impact on one's two-wheeler insurance. If not executed correctly, it could result in a future claim being rejected, resulting in financial strain for you to deal with.
Are you wondering how you can go about modifying your bike without facing any extreme consequences? Well, you've come to the right place.
We will review a few vital pointers to consider before undertaking motorcycle alterations. Do read that carefully for a hassle-free experience later.
What Should You Keep in Mind When Modifying Your Motorcycle?
Correct Balance
Attempt to maintain proper harmony between appearance and general performance. Remember that visual upgrades should not hinder the bike's efficiency in the long term.
Protection Enhancements
When adding any enhancements to your bike, try to include those that add to the overall protection of the rider and the vehicle. Some of these include larger wheels, lifted suspensions, tinted windows, and HID headlamps. They enhance the driver's experience and make the vehicle more efficient in a specific environment.
One example is a double-cab light duty vehicle (LDV) with off-road tires and a "suspension lift." It helps the LDV efficiently handle rough terrain.
Stick to the Law
You will find laws and regulations concerning the use of signal lighting, the decibel on the horn (pressure horns), and so on. Any superficial changes to the bike, like fixing a sticker, need not be informed to the RTO. However, if, for example, you alter your bike's colour pattern, such modifications have to be pointed out inside the RC.
Prioritise the Bike's Overall Health and Functionality
Visual modifications may look great in the short run, but functional alterations yield problems in the long haul. For example, you may wish to change medium tires to bulky ones. The question you ask here is, can they hinder the bike's efficiency? If the bike experts say yes, avoid making that change.
Install Anti-theft Devices
Investing in an anti-theft gadget is helpful if you consider making alterations. It will not just stop theft but additionally reduce your overall financial obligations. If your bike possesses an accredited anti-theft gadget, you're more likely to get a price reduction on motorcycle insurance.
Inform the Insurer
You need to inform your insurance company about the alterations. Don't wait to update the insurance provider till any repairs are required. Insurers could refuse a case if they weren't informed about your alterations.
What Should You Not Do When Modifying Your Motorcycle?
Don't Consult an Inexperienced Mechanic
Changing your bike is costly and requires expert management. Don't hand your two-wheeler to just any auto technician to save money. Opt for only those experts aware of the safe alterations the bike can handle, its capacity, etc.
Don't Follow Incomplete Instructions
Before you modify your two-wheeler, ensure you've read the instructions for the modifications thoroughly. Use the correct tools; pliers do not work as a proper wrench. Make sure you're tightening all the fasteners, and always check your modifications after a few hundred miles. Whether the changes are aesthetic or functional is up to you, but make sure they're safe.
Don't Ignore Rules and Regulations
Modifying your two-wheeler is a rewarding process that requires knowledge and expertise. While some bikers dislike tinkering with their bikes, others see it as an opportunity to express themselves. But do it safely and legally. You need to follow many rules and regulations when modifying a bike.
Conclusion
Before making any changes to your two-wheeler, you should inform your insurer. While some insurers do not charge extra for modifications, others may charge heavily. Modifications can affect your two-wheeler's IDV and increase your premium, even if they are small. But informing the insurer about the change will ensure no issues when claiming your bike insurance policy.
Read more -
