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How Advantageous It Is to Buy Two-wheeler Insurance from Bajaj Allianz

By Juhi Walia
13 July 2022, 11:43 PM

Owning a suave bike is a dream come true, but maintaining your two-wheeler and protecting it against unforeseen circumstances is not only a recommendation but also a legal obligation.

Investing wisely in an authentic and beneficial bike insurance policy, which can easily be applied for and renewed online, is prudent. Avoid unnecessary and tedious costs and choose the best two-wheeler insurance policy by comparing different ones online.

Here are the benefits of buying your bike insurance from Bajaj Allianz.

About Bajaj Alliance Two-wheeler Insurance

Bajaj Allianz is a well-known insurance company with a claims settlement ratio of 88.83% in the financial year 2020. If you or your bike suffers loss/damage due to an unfortunate incident, the company will reimburse you and take care of the accidental damages. Investing in comprehensive two-wheeler insurance for extensive and elaborate coverage is important.

 In India, all vehicles must compulsorily have liability insurance, protecting against accidental damages to third-party liabilities. It covers liability resulting from causing death or permanent disability/injury to the third party. However, this compensation will be void if the vehicle is damaged/lost due to a natural disaster or another unprecedented event. You can purchase a two-wheeler policy offline and online, but many rely on online bike insurance purchases for more choices and convenience.

Top 5 Benefits of Buying Bike Insurance from Bajaj Allianz

When buying bike insurance, it is very important to ensure that it provides the benefits you want. The top advantages are:

1. It is Legal and Reliable

Buying your bike insurance from Bajaj Allianz means buying legal and reliable two-wheeler insurance from an authentic company. You will be saved from fraudulent companies, and you can rely on Bajaj Allianz in case of an accident.

2. Benefits of Buying a Policy Online

Going online can save you a lot of time, effort, and money. Bajaj offers great plans and the lowest bike insurance premiums. It would help to use the bike insurance premium calculator before making the final decision.

3. Better Coverage Options

In the event of an accident, your bike insurance from Bajaj Allianz will help you financially and protect you and your two-wheeler through its comprehensive coverage.

4. Long-term Bike Insurance

This means you don't have to worry about annual renewals. Insure your two-wheeler and meet your insurance needs from A to Z.

5. Additional Coverage

Additional coverage is a facility provided by Bajaj Allianz to help customers obtain additional coverage through its eight supplementary plans to choose from. These include:

  • EMI protection
  • zero depreciation
  • NCB protection
  • engine protection
  • consumables costs
  • roadside assistance protection
  • helmet protection
  • personal injury protection

Browse a wide range of add-ons and choose the one that best suits your interests.

Other Key Benefits 

1. Customer Testimonials and Reviews

The online portal of Bajaj Allianz for purchasing bike insurance provides an opportunity to view customer feedback that reveals the reliability of the bike insurance company and the services it offers.

2. Quick Renewal and Fast Resolution in Claims

It is easy to claim or renew your bike insurance policy from the comfort of your home. You have the advantage of calling on Bajaj Allianz's toll-free number to have an expert handle all your concerns.

3. Cashless Facilities

This facility enables policyholders to get their bikes or two-wheelers repaired from a workshop that is a part of the insurance company's network workshop or repair shops list. Bajaj Allianz has a 4000-plus list of cashless repair facilities which are easily accessible to policyholders. Also, the repair work done by these facilities does not require the insured to pay anything in cash as compensation, as the insurance company will directly settle the invoice, provided the claim is approved.

4. Transfer from Another Insurance Company

You can not only transfer your existing insurance policy from another insurer to Bajaj Allianz but also transfer up to 50% of the NCB (from a previous insurance company).


Bike insurance is mandatory according to Indian law. Hence it is better to review all your choices and settle for the best one that provides you with maximum coverage and benefits. Here we have discussed some of the main advantages offered by Bajaj Allianz two-wheeler insurance. You can safely trust the company and invest in a sound bike insurance policy from Bajaj Allianz.

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1. Why do you need Bajaj Allianz bike insurance?

Bajaj Allianz bike insurance provides:

  • Protection from natural disasters
  • Protection from man-made disasters
  • Third-party coverage
  • Personal coverage
  • Required by law
  • Economical

2. What are the important documents needed to buy motorcycle insurance from Bajaj Allianz?

The documents that need to be submitted to get bike insurance at Bajaj Allianz are:

  • Identification Proof (Aadhar card, ration card, voter card, passport, driver's licence)
  • Two-wheeler registration card
  • Old policy number, if available
  • Address proof (passport, voter ID, Aadhar card)

3. What are the types of Bajaj Allianz two-wheeler insurance?

1. Bajaj Allianz's long-term comprehensive bike insurance can cover third-party liabilities, you and your two-wheeler against natural disasters, theft, and accident. 

2. Bajaj Allianz's third-party bike insurance can cover you for legal liability towards third parties (persons/property). In India, purchasing third-party liability insurance for your bike is mandatory to ride your vehicle on the roads.

4. What are some relevant features that Bajaj Allianz offers for bike insurance?

Some of the key features of the bike insurance offered by Bajaj Allianz are:

  • Property damage to third parties up to INR 7.5 lakh
  • Own damage coverage depending on the IDV of the two-wheeler
  • Settlement of claim up to INR 10,000 within just 20 minutes
  • Claims assistance is available 24/7
  • Contactless purchase and policy renewal
  • Policy renewal without inspection
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