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Top 3 Ways to Check the Expiry Dates of Bike Insurance Online in India

13 July 2022, 10:32 PM

Two-wheeler insurance is required before legally driving a bike on the road. If a driver survives an accident, the insurance policy covers the damages caused to a third party. It even helps the rider's family in case of his unfortunate demise due to the accident. 

However, there are various reasons why people may not renew their motorcycle insurance policies:

  • Poor roadside and police management on Indian roads.
  • High insurance expenses.
  • Insurance providers neglect to follow up with policyholders about upcoming renewals.

The Indian government is dedicated to decreasing road accidents, as shown by the many sections of the Motor Vehicles (Amendment) Act. The punishment for driving without insurance has been doubled from INR 1,000 to INR 2,000 under the new laws. 

Furthermore, any driver found breaking the regulation might face jail time or three months of community service. They may also face a punishment of INR 4,000 if they violate the regulations repeatedly. So, if you wish to drive lawfully on Indian roads, you must renew your vehicle insurance coverage on time. 

Two-wheeler insurance has to be renewed regularly for it to be valid. Each insurance has a date when it will expire. Hence, it is vital to be informed of the policy's expiry date to avoid missing the renewal deadline. Expiration dates can readily be found online following the ways outlined in this article.

How Can You Check Your Bike Insurance Expiration Date Online?

The policy papers provide the expiration date as well as other policy specifics. There are three options to check the expiration date of the bike insurance online:

1. Visit the Insurance Information Bureau Website

The Insurance Information Bureau has all the necessary information on bike insurance policies. Follow the step-by-step procedure mentioned below to see the expiration date of your bike insurance policy:

  • Visit the official website of IIB.
  • Click on 'V Seva' through the 'quick links' section of the main page. It will display a form requiring vehicle-related details.
  • Fill out this form with the essential information.
  • Click on 'submit' after entering the captcha code.

You can also examine insurance data on the Insurance Information Bureau by following these two easy steps:

  • Visit the IIB website.
  • Fill out a request form. An IIB official will contact you using the number you provide and assist you.

The website will display your bike insurance policy information, including expiration details. Please remember that the site only contains data on bike insurance plans purchased after April 1, 2020. Any policies acquired before this date would not be available in the website's database. Using the same cellphone number and email address, you can view the information up to 3 times.

2. Use VAHAN to Check the Expiration Date

The Road and Transport Ministry keeps track of all insurance plans and policies on the VAHAN website. Thus, you have the option to check the date your insurance expires through VAHAN. Just follow these steps:

  • Visit the VAHAN e-service site.
  • Click on 'know your details' via the navigation tab.
  • Enter your vehicle number and the security code.
  • Choose 'search vehicle' using the drop-down menu.
  • The bike insurance policy information will then be displayed on the website. In addition, the expiration date can be accessed through the 'insurance upto' column.

3. Contact Your Insurance Provider to Find out When Your Policy Expires

Your bike insurance company keeps a record of your bike insurance plans. You can view the information on your insurer's official website. Depending on the insurance provider, you can access the data by submitting your bike's registration number.

A policy document includes all of the policy's specifics, along with its validity. However, you do not have to carry your insurance documents with you all the time. You can just look it up online instead.


If you do not get your bike insurance policy renewed before it expires, you will be given a 90-day grace period during which you must renew your policy. If you are unable to do so, the insurance will lapse and you will be required to purchase it again.

So, keep track of your expiration date using the methods listed above and renew your insurance policy within time. You will be able to preserve various advantages such as a no-claim bonus and comply with traffic laws applicable to riding bikes in India. 

Also read - 


1. What is the significance of bike insurance?

Having bike insurance coverage protects you from the financial strain of unexpected bills in the event of an accident or theft. Furthermore, with third-party bike insurance, you may file a claim for losses to the other vehicle or its owner involved in an accident (known as the third party). 

2. What is the penalty for driving without insurance?

Under the new legislation, the penalty for driving without insurance has been hiked from INR 1,000 to INR 2,000. 

Moreover, drivers who routinely violate insurance regulations will face a fine of INR 4,000.

3. What if you don't have a registration number for your vehicle?

If you use your automobile or bike without a registration number, you will be penalized in compliance with Section 177 of the Motor Vehicles Act and Rule 50 of the Central Motor Vehicles Regulations. Therefore, it is recommended that you commute or drive your vehicle once it has been registered.

4. What is the Insurance Information Bureau, or IIB, and what does it do?

The Insurance Regulatory and Development Authority of India (IRDAI) established the Insurance Information Bureau (IIB) in 2009, a web portal for storing information on automobile insurance. The IIB is a database containing information on insurance policies granted in India's insurance market.

The main aim of establishing this bureau is to give information such as accident reports and examine the status of a vehicle or bike insurance policy.

5. How can you use the VAHAN website to check your bike insurance?

The steps to check bike insurance details through the VAHAN website have been outlined below:

  • First, visit VAHAN's official website.
  • To set up an account, type it into the area given. If you already have an account, skip this step since you can log in using your user ID and password.
  • After signing in, find and click the 'Know Your Vehicle Details' link.
  • Enter your motorcycle's VIN (Vehicle Identification Number).

All vital information about your bike insurance coverage, including its expiration date, will be shown on the website.

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