Ford Figo Car Insurance
Code-named as Ford Ka, Figo is considered as one of the finest creations from Ford camp, and the numbers prove it. Launched in 2010 as a subcompact hatchback in India, Ford garnered more than 25,000 bookings within 240 days of its launch and was ranked within the top 5 small cars in India within a short span.
Based on the Ford Fiesta platform (Mark V European version), Ford Figo has been launched in various facelift avatars since 2010, and the latest version is BS6 compliant with a host of new features and capabilities. Even after 11 years of its launch, Ford Figo continues to entice hatchback lovers in India and globally.
Key Specifications of Ford Figo
With a price starting at an affordable range of INR 5.64 lakhs, Ford Figo’s main USP is it’s superb mileage and top-of-the-class features with a powerful, and action-oriented engine. Available in both petrol(1194cc) and diesel(1499cc) variants, Ford claims a mileage of 18.5 kmpl for petrol and 24.4 kmpl for diesel engines, which is among the best in this segment.
With the latest version of Figo, Ford has provided 1.2l Ti-VCT Petrol Engine and 1.5l TDCi Diesel Engine, which assures stable and consistent performance. While the petrol engine gives max power of 96PS @ 6500 RPM and max torque of 119Nm @ 4250 RPM, the diesel variant gives max power of 100PS @ 3750 RPM and max torque of 215Nm @ 1750-2500 RPM.
Some of the top-rated features of Ford Figo
- 5-speed manual transmission
- Available in 8 colors and 5 variants (3 petrol, 2 diesel)
- Dual-tone roof for that aesthetic appeal
- Cellular grille which gives a sporty feel
- R15 alloy wheels
- 17.78 cm touchscreen-based digital infotainment system
- Automatic wipers, which starts when there is rain
- Automatic headlamps
- 6 airbags for that extra safety
- Automatic rear-view camera
- 3-year factory warranty
- Powered with FordPass connectivity via Ford’s own mobile app
What is Covered Under Ford Figo Car Insurance Policy
Third-Party Losses: In the unfortunate event of third-party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is Not Covered Under Ford Figo Car Insurance Policy
Drunken Driving: No insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Ford Figo Car Insurance Policy
You can renew your Ford Figo car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan(Third-party liability, comprehensive, standalone own damage) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Ford Figo Review
With a top-notch, innovative engine from Ford, Figo is a joy to ride, and gives an enthralling experience, especially on the highways. Being a subcompact hatchback, Ford Figo is easy to drive within the urban limits as well and is fast, economical, and dependable. One of the key USPs of Figo is the minimal turbo lag, which gives a smooth riding experience, and the extra push that the car gets when the turbo kicks in, giving an alderine rush to the driver.
The surprising omission is the automatic transmission in Figo’s latest avatar, which is shocking indeed. At a time when most of the hatchbacks from Hyundai, Maruti, and Tata are equipped with automatic transmission, Figo too should have one for India.