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Volkswagen Polo Car Insurance
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The German Automaker Volkswagen has raked up quite a market in India. It works under its Indian division “Skoda Auto Volkswagen Private Limited” in the country. Since it arrived in India, the automaker has continuously introduced new, green and efficient technology in its powerful engines.
The Volkswagen Polo has proved to be quite a banger itself after receiving a mid-life up-gradation, resulting in significant changes in the engine as well as looks. The TSI engine is the perfect combination that boosts up the engine all the while being economical. The car is considered to be a top-of-the-line model.
Key Specifications of Volkswagen Polo
The car is available in four different variants- Trendline, Comfortline, Highline Plus and Highline Plus & GT. The all-new Polo comes with an optimised petrol engine that generates a maximum power of 110 PS at 5000-5500 RPM (TSI), 76 PS at 6200 RPM (MPI) and dominates with the maximum torque of 175 Nm at 1750-4000 RPM(TSI), 95 Nm at 2950-3800 RPM(MPI). It has a maximum fuel tank capacity of 45 litres. The perfect definition of power and efficiency! The average mileage of Volkswagen Polo petrol seems to be an average 17.75 kmpl.
The BS6 Volkswagen Polo comes with a petrol engine that is a 999cc displacement engine. The five-cylinder beauty is mated with 5-speed manual transmission.
It offers a healthy boot space of 28 litres. The multi-functioning steering wheel gives an unprecedented experience as the driver can comfortably play music, attend calls and perform other functions with ease all the while being safe.
Other Key Features of The Volkswagen Polo:
- Power Steering
- Anti-lock braking system
- Automatic Climate Control
- Fog-lights
- Cooled glove compartment
- Auto-dimming IRVM
- Automatic rain-sensing wipers
- Touch screen infotainment screen
What is Covered Under Volkswagen Polo Car Insurance Policy
Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.
Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your Volkswagen car insurance policy got you covered.
Car Thefts: In case your car is stolen, your car insurance policy will look after the same.
Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy.
Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.
Note: You will have to buy PA Cover separately.
What is not Covered Under Volkswagen Polo Car Insurance Policy
Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.
Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.
Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.
Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.
Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.
Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.
Expired policy: If the policy has lapsed, your damages will not be covered.
Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.
How to Renew Your Volkswagen Polo Car Insurance Policy
You can renew your Volkswagen Polo car insurance policy in 5 easy and quick steps.
Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in.
Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons
Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
Step 4 - You will get a quote for your premium
Step 5- Make the final payment to renew your policy
Volkswagen Polo Review
The stylish upholstery and spacious cabin makes Polo, one of the most comfortable cars in the segment. The airbags, galvanised steel body, child lock system and Anti brake system ensures your safety as you enjoy your ride without any fear.
The automatic climate control makes it a pleasant experience for both the driver as well as the passenger as they can stimulate the temperature as per their needs. The car is available in seven stylish colours- Candy White, Reflex Silver, Carbon Steel, Flash Red, Sunset Red, Lapiz Blue and Toffee Brown.
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Volkswagen Polo Car Insurance FAQs
1. Why is it necessary to keep my car insurance active?
Keeping your car insurance active has many benefits, below are some of the major one -
- You will follow all the laws by keeping active insurance, which means no worries about paying extra unnecessary fines.
- You can claim your policy without the fear of rejection by the Insurance company. An active policy maintains and leaves a good impression on the Insurance company.
2. What is the duty of a surveyor in the claiming process of my car insurance policy?
A surveyor is appointed by the insurance company when you claim your car insurance policy after an accident. They have to inspect the extent of your car's damage and bring it to the notice of your insurance company. Their reports on your car's damage aid an insurance provider in further processing of the policy. They act as a bridge between you and your Insurance provider/ company.
3. What if I face an accident at night? Will the insurance company be able to pick me up beyond working shifts?
Yes! Beyond working shifts of a driver, an insurance company would help you if you opt for Roadside assistance to tow/pick you up. If your vehicle has sustained a lot of damage, the contact centre will immediately schedule a pickup of your vehicle the moment you inform them. You will be aided with medical assistance as well. These coverages will work only if you have an active policy.
4. Can a basic motor insurance deal with my Engine and Electrical fittings?
Many of the policyholders assume that the engine and electrical fittings can't be insured under basic motor insurance. The truth is that even with basic motor insurance and the add-ons cover, you can get your engine and electrical fittings insured. This will also give you financial protection from the damage caused to your car engine by any natural calamities or rain.