Toyota Innova Car Insurance

Starting at only ₹6 per Day*

Car Insurance banner image
Enter your details to buy Car Insurance
By proceeding you agree to Terms & Conditions
Proceed without car number
  • compare buy
    Compare and buy at best price
  • instant policy
    Instant Policy Issuance
  • no unwanted calls
    No unwanted calls. We promise!

Straight from the Japanese automobile company, the car Toyota Innova has become quite the household name in India. This compact MPV, since its launch in 2004 in India has shattered a lot of records by selling in millions.  This car is called various names in different countries like Toyota Kijang Innova in Indonesia where it was initially produced and Toyota Innova in India.

Toyota Innova has revolutionised how compact MPVs were and with its second-generation Innova Crysta, it continues to outclass all its competitors. The Innova Crysta will make its mark with 12 different variants.   

Key Specifications of Toyota Innova (MPV)

The Toyota Innova will be available in two engine variants - diesel and petrol. With the 2.4 litre GD diesel engine, the car produces an impressive power of 147bhp and torque of 343NM. The 2.8-litre petrol variant can produce a maximum power of 171bhp and torque of 360NM.

The car has a maximum tank capacity of 65 litres in the petrol variant and 55 litres in the diesel variant. Both of which take only 13 seconds to move from 0 kmph to 100 kmph and can go to a maximum speed of 175 kmph. As for mileage, the 2.4-litre engine can push itself to provide 15.10 km/l, while the 2.8-litre engine can move up to 14.29 km/l.

Other Key Features of Toyota Innova MPV:

  • Projector headlamps
  • Airbags and back monitor
  • Child restraint system
  • Clearance and back sonar
  • 4.3-inch TFT multi-information display monitor
  • 6-speed gearbox in automatic and 5-speed in manual transmission

What is Covered Under Toyota Innova Car Insurance Policy

Third-Party Losses: In the unfortunate event of third party loss, your policy will take care of the legal and financial liabilities.

Damages Due to Accidents: If your car is damaged due to an accident, nothing to worry about as your Toyota car insurance policy got you covered.

Car Thefts: In case your car is stolen, your car insurance policy will look after the same.

Damages Caused in Fire: If your car catches fire, your car policy will pay for the damages.

Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your insurance policy comes in handy. 

Personal Accident: In case you meet with an accident that leads to injuries or unfortunately death, your policy will offer compensation of up to INR 15 lakh.

Note: You will have to buy PA Cover separately. 

What is not Covered Under Toyota Innova Car Insurance Policy

Drunken Driving: No car insurance company will accept your claim if you were drunk or under an intoxicant when the accident happened.

Unauthorised Driving: Your claim will be rejected if the driver is without a valid Driver’s License.

Deliberate Accident: If the accident has been caused purposely, the claim will be rejected.

Consequential Damages: Consequential damages that are caused after the accident are not covered under insurance.

Negligence: An accident occurs because of your own negligence, you won’t be able to claim the damages.

Depreciation: Damages that are caused because of normal wear and tear, mechanical or electric failure due to travelling.

Expired policy: If the policy has lapsed, your damages will not be covered.

Excluded Add-Ons: You will not be able to claim the benefits that you do not have in your plan.

How to Renew Your Toyota Innova Car Insurance Policy

You can renew your Toyota Innova car insurance policy in 5 easy and quick steps. 

Step 1 - Fill in your Name, Address, Mobile Number, Vehicle’s Make, Model, Variant, Registration Date & the city you drive in. 

Step 2- Press ‘Get Quote’ and choose your choice of Plan (third-party liability car insurance, comprehensive add on car insurance, standalone own damage car insurance) or add-ons

Step 3 - Enter details of your previous insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 4 - You will get a quote for your premium

Step 5- Make the final payment to renew your policy

Toyota Innova (MPV) Car Review

The striking feature of this car is its spacious interiors that are believed to accommodate 7-8 people easily. It also passes as a kid-friendly car. The exteriors shine too with its chrome finish front grille. Equipped with all the essential features, amazing mileage, top speed, top-class illumination, this car is sure to pass all your happy journey tests.

This car is perfect for long journeys and is considered the epitome of comfort. As mentioned before Toyota has become a household name in India, and the Toyota Innova model is quite the rave in Indian families.

Toyota Innova (MPV) Car Insurance FAQs

  • 1. What are the steps for documenting any changes in the policy?

    Advocacy by an Insurance company looks after any kind of alterations or changes in the policy which is related to address change, conversion in vehicles or its usage. Hence you just have to present a letter to the insurer with evidence of alteration and attain the advocacy. Check the rightness of the advocacy to avoid any future mishaps. Extra premium payment may be subjectable in some cases of advocacy. 

  • 2. What premium cost is applicable, if I am using my car in a specific city?

    A premium cost is applied concerning the registration city of the car. So it doesn't matter where you are using your car. All the premium costs will be applicable according to the city and the zones of the city where your car was registered. Even if you are shifted still the chargeables of applying premium costs will remain the same.

  • 3. For a car insurance claim, which types of files or documents are required?

    If the claim is with regards to theft of the vehicle, the keys of your car and a non-traceable certificate are required. Commonly, an RC copy of your car, payment receipt and original repair invoice will also be required. You need to present only your original repair invoice if there is a cashless facility. In many cases, an FIR is also required. Nevertheless, go through your policy to know the accurate documents that are needed to be submitted to claim a car insurance claim.

  • 4. What does an IDV mean?

    Insured Declared Value is the full form of IDV. This is the market value of your car. You will receive this value in case your insured car faces complete damage or in case your car gets stolen. 

  • 5. Are there any limitations on the number of purchases of add ons on my car insurance?

    As such there are no boundaries or limitations on the purchase of extra add ons. You can choose the additional coverages and purchase them as much as you want. However extra add ons means extra coverage and extra coverage means extra costs. So you might end up with a bit of extra premium payments depending on the add on you choose. 

Recent Articles

View All
https://insurance-blog-cms.paytminsurance.co.in/42_Car_Insurance_How_Safe_Is_Online_Car_Insurance_Renewal_8_1079d28082.jpg

How to Check SBI General Insurance Claim Status?

Have you recently claimed your SBI car insurance policy? If so, you may be wondering how to check the status o...

Read More
https://insurance-blog-cms.paytminsurance.co.in/28_Car_Insurance_Buyin_Car_Insurance_Online_Vs_Offline_3_b8637878ad.jpg

A Guide to Checking HDFC ERGO Car Insurance Claim Status

HDFC ERGO General Insurance Company offers various ways to check comprehensive, third-party, or own-damage car...

Read More
https://insurance-blog-cms.paytminsurance.co.in/28_Car_Insurance_Buyin_Car_Insurance_Online_Vs_Offline_3_b8637878ad.jpg

Convert Your Third Party Car Insurance to Comprehensive Car ...

The comprehensive car insurance policy offers better risk coverage on the road than third-party car insurance....

Read More
https://insurance-blog-cms.paytminsurance.co.in/36_Car_Insurance_Guide_To_Switch_Car_Insurance_Policy_Online_4_99a37fc94d.jpg

Permissible Car Insurance Claims in a Year

In India, having a valid car insurance coverage is obligatory by law. This implies that anybody who owns an au...

Read More
https://insurance-blog-cms.paytminsurance.co.in/68_Car_Insurance_Tips_To_Reduce_Car_Pollution_Level_During_Smog_Season_0f6f2010f2.jpg

Top 10 Most Expensive Cars in India - Prices, Mileage, Specs...

In a way, the most expensive cars are more than just cars; they are a statement of excellence in all aspects. ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/3_Car_Insurance_5_Typesof_Car_Insurance_Coverage_Explained_2_0344bf0b29.jpg

A Guide to Buy the Best CSD Car In 2022

If you have been planning to buy a CSD car in India, read on to know the prices of all the models in the categ...

Read More
https://insurance-blog-cms.paytminsurance.co.in/36_Car_Insurance_Guide_To_Switch_Car_Insurance_Policy_Online_4_99a37fc94d.jpg

A Complete Guide to Different Bharti AXA Car Insurance Plans

One of the leading players in the Indian insurance marketplace, Bharti AXA has a lot to offer when it comes to...

Read More
https://insurance-blog-cms.paytminsurance.co.in/28_Car_Insurance_Buyin_Car_Insurance_Online_Vs_Offline_2_97eccdf120.jpg

Mistakes to Avoid While Renewing Shriram Car Insurance Polic...

Shriram General Insurance, undoubtedly, offers best car insurance policies with attractive renewal features. B...

Read More
https://insurance-blog-cms.paytminsurance.co.in/42_Car_Insurance_How_Safe_Is_Online_Car_Insurance_Renewal_7_3a1956aa9c.jpg

The Meaning, Workings, and Benefits of Pay as You Drive Car ...

The benefits of 'Pay as You Drive Car Insurance' are numerous. This article aims to provide you with an unders...

Read More