header Two Wheeler Insurance

10 Tips for Two-wheeler Owners to Stay Safe on the Road

By Juhi Walia
28 July 2022, 9:54 AM

Following the traffic rules properly can help save lives. So, be careful when driving to ensure your safety and the security of other drivers and pedestrians. To drive safely, one must follow the traffic regulations and supplement this good habit with a two-wheeler insurance policy for financial protection against untoward incidents on the road.

While riding a bike is undoubtedly more convenient than driving a car, most traffic accidents in India involve two-wheelers. That's why getting a bike insurance policy is necessary. Getting bike insurance for your vehicle would not only protect your bike from harm brought on by crashes and theft. All it requires is a genuine two-wheeler insurance claim.

Knowing that insurance cover is there to help you financially in case of unforeseen incidents on the road may relieve you. But as riders, we must display care, attention, and a law-abiding attitude to stay away from accidents and the sufferings they bring. Here are some tips you can implement to ensure the utmost safety while riding your two-wheeler.

Ten Suggestions for Two-wheeler Drivers to Stay Safe on the Road

Choose an Appropriate Bike 

Instead of getting drawn in by a two-attractive wheeler's look, choose the one that suits your demands. Make sure you understand how to ride a two-wheeler safely before you go on the road. Additionally, get a comprehensive two-wheeler insurance policy for your vehicle to avoid financial difficulties in the future. 

Put on Protective Gear

You should take one safety measure if you love taking long bike trips. Although wearing a helmet, jacket, and elbow guards may be uncomfortable, it's often best to be safe than sorry. It is also mandated by law to wear a helmet while driving on roads in India. 

Become More Visible

Reflective clothing might make you more visible to other drivers. To make it easier for drivers to see you on the road and maintain the proper distance, you can use a brightly coloured helmet.

Don't Ride in Bad Weather

The chance of a traffic accident rises in cases of bad weather, including torrential rain or strong winds. In such cases, it is preferable to wait till the weather improves. If you have to go, drive carefully and obey all traffic regulations. 

Maintain Your Bike Regularly

Follow the routine of checking your bike before each ride without fail. Check the suspension, air pressure, brakes, horn, light, and clutch, among other things. The state of the bike guarantees safe riding and good fuel efficiency. Renew the bike insurance policy for your two-wheeler on time to avoid any issues. 

Follow All Traffic Laws

Traffic laws are in place to guarantee the protection of both riders and pedestrians. Following traffic laws can result in legal issues, harsh fines, and even prison time in addition to accidents or other disasters. Giving early and obvious signals is another aspect of adhering to the rules, as is not hitting on the brakes or making sudden lane changes. 

You should present all the necessary documents when prompted by traffic regulators and officials. These documents must include the RC of your bike, the bike insurance policy, and other essential documents. 

Ride Safely at Every Intersection

You can never predict when and where an automobile will come, no matter how empty the roads are or what hour it is. Consequently, slow down at all junctions and never try to pass someone at a stop sign, a bridge, a school, a pedestrian crossing, or anywhere else with a yellow line.  

You must slow down and stop at each crossing to prevent accidents. Take it slowly if you're approaching an intersection or a turn. It is essential to slow down while turning since it is easy to lose balance on a two-wheeler, particularly during the rainy season. 

Maintain a Safe Distance from Automobiles

Always keep a safe distance while approaching a moving or parked vehicle. The rider shouldn't attempt to go in front of the other automobile while there is a little distance between them. Also, ensure that you carry the essential documents associated with your vehicle, including its RC and two-wheeler insurance policy. 

Be Considerate of the Pedestrians

A two-wheeler could, at the very least, be considerate of pedestrians. They are typically the targets of ineffective traffic control. Pedestrians have no option but to cross the road at the risk of their own lives and the lives of other drivers when vehicles ignore red signals.

Focus on the Road, Not Your Phone, While Driving

Avoid using a mobile phone while driving; pull over if you need to make an urgent text or call. Never use headphones when driving a two-wheeled vehicle since they might cause you to miss other drivers' signals. 


The safety recommendations mentioned above would help you travel safely on the road. Avoiding dangerous activities that could lead to loss of life is wise since your life and well-being are in your control. 

The renewal of bike insurance is another crucial factor to take into account. You would be breaking the law if travelling with an expired policy. According to the Motor Vehicles Act, 1988, obtaining basic third-party bike insurance coverage is mandatory. However, given the extensive scope of comprehensive bike insurance, including the mandatory third-party cover, buying the said policy will be better.

You can easily get two-wheeler insurance online, but it is essential to browse around, compare, and assess each plan, evaluating the advantages and disadvantages according to your requirements.

Read more -


1. How many different kinds of traffic signs exist in India?

Traffic signs in India may be roughly categorized into three groups: mandatory, cautionary, and informative.

2. What can be done to reduce fatal accidents and mishaps?

Substantial reductions in fatalities and injuries may result from improvements in traffic law enforcement. Driver behaviour may change significantly by requiring them to drive under the speed limit, greatly limiting the scope for an accident. They might also wear seatbelts, abstain from driving while intoxicated, and employ kid safety equipment with such enforcement.

3. What are the primary reasons road accidents occur in India?

Accidents' primary reasons include excessive speed, drinking and driving, jumping a red light, and not wearing safety gear.

4. Which insurance is required for a bike in India?

According to the Motor Cars Act, 1988, all two-wheeler vehicles must have third-party bike insurance. You must get 5-year insurance coverage if you just purchased a brand-new bike and choose to use basic third-party bike insurance.

5. What does bike third-party insurance involve?

Your financial responsibility for the harm your insured two-wheeler causes to a person, vehicle, or piece of property is covered under third-party bike insurance. As paying for these out of your pocket might be a significant financial burden,  look to buy a policy having this coverage.

Two wheeler Insurance banner
Two wheeler Insurance

Starting at only ₹1.5 per Day*

Enter your details to buy Bike Insurance
By proceeding you agree to Terms & Conditions
Proceed without two wheeler number